Michael Saylor is advocating for STRC, a Strategy stock previously known as MicroStrategy, as an alternative to insured bank accounts and money market funds. According to NS3.AI, STRC offers discretionary dividends but is not insured by any government agency. Its market price has experienced significant fluctuations below its $100 par value. Despite Saylor's marketing efforts portraying STRC as a stable, high-yield savings option, the stock carries substantial principal risk and lacks the regulatory protections typical of bank products.