X 제품 책임자 니키타 비어(Nikita Bier)는 X 플랫폼에 게시한 글에서 InfoFi 애플리케이션이 API 접근을 위해 수백만 달러를 지불했지만, 플랫폼은 더 이상 이 수익이 필요하지 않다고 밝혔다. 이전 보도에 따르면 X는 InfoFi 애플리케이션의 API 접근 권한을 취소했으며, 이러한 애플리케이션으로 인해 플랫폼에 대량의 AI 스팸 메시지와 스팸 답변이 발생했다고 한다.

According to ChainCatcher, blockchain analytics firm Artemis reports that monthly transactions using cryptocurrency cards have exceeded $15 billion. In contrast, peer-to-peer (P2P) stablecoin transfers reach approximately $11 billion monthly. Cryptocurrency cards are a significant driver of on-chain stablecoin activity. Visa accounts for over 80% of the stablecoin card transactions tracked in the report. Mastercard holds a smaller share but is experiencing growth, while regional card projects contribute minimally.

SoSoValue 데이터에 따르면, 암호화폐 시장 섹터는 이틀 연속 하락세를 보였으며, DePIN 섹터는 24시간 동안 4.22% 하락하며 가장 큰 하락폭을 기록했습니다. 해당 섹터 내에서는 Filecoin(FIL)이 8.55%, Golem(GLM)이 10.07% 하락했습니다. 또한 Bitcoin(BTC)은 0.74% 하락해 9만 5천 달러 선 아래로 떨어졌으며, Ethereum(ETH)은 상대적으로 견조한 모습을 보이며 0.21% 하락했지만 여전히 3,300달러 근처를 유지하고 있습니다. 다른 부문별로는 CeFi 부문이 24시간 동안 0.37% 하락했으나 NEXO(NEXO)는 1.13% 상승했습니다. Layer1 부문은 1.32% 하락했으나, TRON(TRX)은 장중 2.30% 급등했습니다; PayFi 부문은 2.11% 하락했으나, Dash(DASH)는 역주행하며 3.50% 상승했습니다; Layer2 부문은 2.52% 하락했으나, Mantle(MNT)은 0.99% 상승했습니다; DeFi 부문은 2.59% 하락했으나, River(RIVER)는 여전히 8.12% 급등했습니다; 밈(Meme) 섹터는 2.93% 하락했으며, MemeCore(M)은 1.65% 상승했습니다. 섹터별 역사적 시세를 반영하는 암호화폐 섹터 지수에 따르면, ssiGameFi, ssiDePIN, ssiSocialFi 지수는 각각 4.53%, 4.26%, 3.20% 하락했습니다.

On Jan 16, 2026, 02:08 AM(UTC). According to Binance Market Data, Ethereum has dropped below 3,300 USDT and is now trading at 3,299.550049 USDT, with a narrowed 0.94% decrease in 24 hours.

According to ChainCatcher, Onchain Lens monitoring has revealed that over the past two days, a significant cryptocurrency holder converted 363 BTC into 10,390.5 ETH at a rate of $3,273 per BTC.

Guggenheim Partners has made a surprising return to the exchange-traded fund (ETF) market, despite having sold their ETF business several years ago. Eric Balchunas, senior ETF Analyst at Bloomberg Intelligence, posted on X. This move indicates a possible reassessment of the ETF market's potential and dominance, which may have been underestimated by the firm in the past. Guggenheim's reentry into this sector suggests a renewed interest in capitalizing on the growing popularity and influence of ETFs in the financial industry.

According to Foresight News, Sui has published a report reviewing a recent network interruption incident. The disruption was caused by internal disagreements in validator consensus processing, leading to a prolonged outage. This issue resulted in validators being unable to certify new checkpoints, causing transaction submission timeouts. The problem was not related to network congestion or transaction volume. Sui's checkpoint certification and isolation mechanisms promptly detected and controlled the issue, preventing any visible forks by pausing processes. After validators deployed a fix and reprocessed consensus data, the network returned to normal operation. The official statement confirmed that no certified transactions were rolled back during the incident, and user funds remained secure.

According to Cointelegraph, Nexo Capital has agreed to pay a $500,000 fine to California's financial regulator following allegations of issuing thousands of loans to state residents without adequately assessing their repayment capabilities. The California Department of Financial Protection and Innovation (DFPI) announced that Nexo provided at least 5,456 consumer and commercial loans to Californians without holding a valid license. The DFPI highlighted that Nexo Capital generally failed to evaluate borrowers' ability to make timely repayments, existing debt, credit history, or other financial conditions before issuing loans. DFPI Commissioner KC Mohseni emphasized the importance of lenders adhering to legal requirements to prevent risky loans that could harm consumers, noting that crypto-backed loans are not exempt from these regulations. Crypto-backed loans, which allow users to borrow fiat or stablecoins by using digital assets as collateral, are typically overcollateralized and more accessible than traditional credit options, often bypassing credit checks. However, missed repayments can lead to the forced sale of collateral to cover outstanding balances. The DFPI accused Nexo of lacking underwriting policies, which increased the risk of borrowers defaulting on their loans. The loans in question were issued between July 2018 and November 2022 and involved "unlawful acts and practices" related to consumer products or services that did not comply with consumer financial laws. Within 150 days, Nexo is required to transfer all California residents' funds to Nexo Financial LLC, a U.S.-based affiliate with a California Finance Lenders License from the DFPI. In February 2023, Nexo announced the termination of its yield-bearing Earn Interest product for U.S. customers, following an agreement to pay $45 million in penalties to U.S. regulators. This program allowed users to earn daily compounding yields on certain cryptocurrencies by loaning them to Nexo. The company's decision to end this product came roughly a month after settling with regulators, reflecting ongoing scrutiny and regulatory challenges faced by crypto lending platforms in the United States.

According to BlockBeats, as 2026 begins, clearer fiscal and monetary signals are supporting a more positive risk appetite, with attractive investment opportunities emerging in areas such as artificial intelligence, private credit, gold, India, and cryptocurrencies. Key points include a significant pullback in AI-related stocks at the end of 2025, resetting valuations and making investments in AI and related themes more appealing. Gold continues to re-emerge as a global monetary asset, with recent corrections providing better entry points. Business Development Companies (BDCs) offer more attractive yields and valuations after a challenging 2025. India remains a high-growth potential investment market, while cryptocurrencies are bullish in the long term, though short-term signals are complex. Entering 2026, the market is in a rare state of clarity. While selectivity remains crucial, the clarity around fiscal policy, monetary policy direction, and major investment themes supports a more aggressive risk appetite strategy. Following a dramatic pullback in some AI-related stocks late last year, AI trading is now more attractive than the "breathtaking" highs of October. Notably, this pullback occurred alongside strong potential demand for computing, tokens, and productivity enhancements. Related themes, such as nuclear energy linked to AI-driven power demand, have also seen significant price adjustments. This adjustment improves the risk-reward situation for investors with a medium to long-term perspective. Future fiscal and monetary policy surprises are expected to decrease. One of the most important developments for the market is the gradual improvement in the U.S. fiscal situation. Although deficits remain high, their proportion of GDP has decreased from the historical highs during the pandemic. This fiscal stability helps anchor long-term interest rates and reduces tail risks. In terms of interest rates, U.S. Treasury Secretary Scott Bessent describes current levels as "normal," which is significant. The market should not expect aggressive or destabilizing short-term rate cuts in 2026. Instead, the outlook points to policy stability, moderate adjustments, and fewer shocks, contributing to a clearer market outlook. BDCs, after a tough 2025, present opportunities due to attractive yields and largely absorbed credit concerns. Management companies behind them, like Ares, also have valuations that are more reasonable compared to their long-term profitability and past performance. Gold is continuing to re-emerge as a leading global currency, driven by central bank demand and the global economy's gradual shift away from dollar dominance. Despite technically high prices, VanEck sees the recent pullback as a good opportunity to increase holdings, with structural advantages remaining intact. Outside the U.S., India continues to be a promising long-term investment market, thanks to structural reforms and ongoing growth momentum. In the cryptocurrency sector, Bitcoin's traditional four-year cycle was disrupted in 2025, complicating short-term signals. This divergence supports a more cautious short-term outlook for the next 3 to 6 months. However, not all within VanEck share this view, as Matthew Sigel and David Schassler hold a more positive stance on the recent cycle.

Leading cryptocurrencies dipped on Thursday after a key cryptocurrency bill stalled in the Senate following opposition from industry giants. source: https://www.benzinga.com/crypto/cryptocurrency/26/01/49955361/bitcoin-ethereum-xrp-dogecoin-slip-after-crypto-bill-stalls-in-senate-btc-could-jump-to-105000-if-this-pattern-holds-says-analyst?utm_source=cryptopanic.com&utm_campaign=partner_feed&utm_medium=referral

최초에 AI가 Web3 개발을 최적화하는 '효율 도구'로 시작해, 오늘날 점차 자율 진화 능력을 갖춘 '지능형 생태계'를 탄생시키게 된 것은 심오한 패러다임 전환이라 할 수 있다.

미국 경제 내부에는 노동 생산성과 임금 증가의 괴리, 부의 불평등 심화, 부채 부담 증가, 그리고 인공지능(AI) 기술이 가져오는 양면적 영향 등 구조적 문제가 존재한다.

현재 Web3 인수합병의 본질은 단순한 산업 통합을 넘어, 차세대 주도권 구조를 미리 구축하는 데 있다. 자산은 단지 매개체일 뿐, 진정으로 쟁취하려는 것은 누가 방향을 정의하고, 누가 기준점을 설정하며, 누가 합의를 창출할 것인가이다.

골든파이낸스가 암호화폐 및 블록체인 업계 아침 뉴스레터 《골든 아침 8시》 2938호를 발행합니다. 최신·최속의 디지털 화폐 및 블록체인 업계 소식을 제공합니다.

크립토 트위터는 알고리즘 때문에 죽은 것이 아니라, 이번 강세장의 가장 근본적인 특성 때문에 죽었다: 이는 월스트리트와 전문 기관들의 게임이며, 소매 투자자들은 이미 지난 주기에 남겨진 것이다.

골든파이낸스가 《골든 Web3.0 일간지》를 출시합니다. 최신 MEME, DeFi, DAO, NFT 및 메타버스 업계 소식을 가장 빠르게 제공합니다.

2026년 초 암호화폐 시장은 전례 없는 문화적 역습을 경험하고 있다.

1월 13일부터 14일까지, 뉴욕 전 시장 에릭 애덤스는 발행한 토큰 NYC의 상장 후 가격 폭락으로 인해 많은 의문을 받았습니다. 본 글은 이번 사건에 대한 상세한 온체인 분석을 제공합니다.

트래픽 유입 경합이 점점 치열해지는 가운데, BNB Chain은 조용히 다른 길을 걸어왔으며 2026년에도 지속적으로 추진력을 발휘할 예정이다.

벤처 캐피털, 암호화폐, 자서전: 크립토 VC 3년 동안 수천만 원을 날린 피눈물 교훈 골든파이낸스, VC의 비참함과 생존의 진실.