According to CNBC, the average rate on a 30-year fixed mortgage rose 12 basis points from Monday to 7.30% on Tuesday, the largest one-day increase in more than a month. The rise followed a monthly inflation report that showed broader price pressures and came in hotter than expected. Matthew Graham, chief operating officer at Mortgage News Daily, said the inflation data carried more weight than the previous Friday’s employment report because the Federal Reserve had emphasized inflation over full employment, making the rate reaction logical. Mortgage applications rose 6.2% last week from the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. The weekly average rate on a 30-year fixed mortgage fell to 7.21% from 7.30%, marking a fourth straight weekly decline and its lowest level since mid-September. Refinance applications increased 5% for the week but were 57% below the same week one year ago; purchase applications rose 8% but were down 18% year over year.

According to Jin10, the UK said the parties to a G7 foreign ministers’ statement expressed serious concern over Iran’s alleged involvement in multiple violent plots targeting citizens and territories in several countries, including a plot against the Royal Air Force base at Fairford.

지능과 노동력이 더 이상 부족하지 않게 되면, 기술 구현을 진정으로 늦추는 것은 검증 과정일 것입니다. 시뮬레이션, 테스트, 데이터 순환 과정을 더 빠르게 진행할 수 있는 사람이 현실 세계의 가속기 열쇠를 쥐게 될 것입니다.

The U.K. Competition and Markets Authority (CMA) said McCormick’s proposed acquisition of Unilever’s food business, valued at more than $65 billion including debt, could harm competition in one or more U.K. markets. According to Sina Finance, the regulator gave the companies until November 18 to offer remedies, citing their close competition in dried cooking ingredients and dried sauces; the deal would combine two leading suppliers, including McCormick’s Schwartz brand and Unilever’s Knorr and Colman’s brands. McCormick and Unilever said they were engaging constructively with the CMA and remained hopeful of completing the deal on schedule. The companies agreed to the transaction in March this year and had previously expected to complete it in mid-2027. Unilever said it had decided to sell the Colman’s brand to address competition concerns and that discussions with potential buyers were progressing well. The CMA said other branded and private-label suppliers, including Nestlé’s Maggi, were unlikely to constrain the combined company’s market position. It also said the merger could make it harder for competitors to enter or expand in dried cooking ingredients and dried sauces, weakening competition in both categories. Mustard products were also reviewed. The CMA said supermarket evidence indicated consumers do not consider different styles of mustard interchangeable and that stores need to stock each type. It found no overlap between the companies in this business and no realistic competition concern in the category.

Qatar’s loss of a Polish LNG deal is a setback to its ambition to almost double liquefied natural gas export capacity, according to Bloomberg.

Hong Kong police arrested 22 people over a cross-border money laundering operation that allegedly handled more than HK$150 million in criminal proceeds over three months. According to Foresight News, citing Ming Pao, the group allegedly used cryptocurrency over-the-counter (OTC) shops as cover from August to October this year. Police said the group recruited mainland residents holding two-way permits to open bank accounts in Hong Kong, which were used to receive suspected criminal proceeds. Others withdrew cash from ATMs at different locations and banks to make the investigation more difficult. Runners then delivered the cash to an OTC shop operated by the alleged ringleader, where it was laundered through cryptocurrency transactions. Police conducted a two-day operation, code-named “Thunderbolt,” starting November 10. They searched a guesthouse, a subdivided flat and the OTC shop, arresting 21 men and one woman aged 21 to 54. The suspects included two Hong Kong residents and 20 mainland residents holding two-way permits. Police seized more than 1,600 bank cards, about HK$5.85 million in cash and more than 200 mobile phones.

암호화폐 무정부주의가 진정으로 보호하고자 하는 것은 토큰 가격이 아니라, 일반 사람들이 협력하고, 돈을 벌고, 사생활을 노출하지 않고 빠져나갈 수 있는지 여부입니다.

미국 증권거래위원회(SEC)는 처음으로 온체인 주식 거래에 대해 5년간의 규제 면제를 승인했으며, 유니스왑은 AMM과 훅(Hook)을 규정을 준수하는 증권 거래를 지원할 수 있는 거래 인프라로 포지셔닝하고 있습니다.

앤트로픽은 11월 19일 나스닥에 상장하여 최대 900억 달러를 조달할 예정이지만, 성장률이 144%에서 47%로 떨어졌으며, 9009억 달러 규모의 컴퓨팅 파워 투자 계획이 진정한 도박으로 여겨지고 있습니다.

비탈릭은 이더리움이 가치 저장 수단으로 간주되어야 한다고 주장하지만, 이더리움이 진정한 가치 저장 수단이 되기 위해서는 연간 순 발행량, 공급 정책 변경 능력, 그리고 지속적인 네트워크 업그레이드라는 세 가지 장애물이 있다고 말합니다.

물가상승률이 3.7%에 고착되고, 가계는 소비 유지를 위해 저축에 덜 의존하며, AI 관련 자본 지출은 부채 및 자기자본 조달 방식으로 전환되고 있는 상황에서, 시장은 아직 이러한 모든 요소가 가져다주는 "안정감"을 가격에 반영하지 못하고 있습니다.

미국의 10월 소비자물가지수(CPI)가 예상치를 웃돌면서 12월 금리 인상 가능성이 90%까지 높아졌고, 비트코인은 7만 4천 달러 아래로 떨어졌습니다. 현재 금리 인상에 대한 기대감이 암호화폐 가격에 가장 직접적인 하락 압력을 가하고 있습니다.

블랙록은 고래 투자자들이 자체 보관한 비트코인을 실물 현금화를 통해 IBIT 주식으로 전환하고 있다고 밝혔습니다. 렌치 공격과 하드웨어 지갑 공급망 위험이 증가함에 따라 자체 보관의 보안성에 대한 인식이 무너지고 있습니다.

싱가포르 통화청(MAS)은 외국 중앙은행 및 금융기관을 위해 500톤 규모의 금 보관소를 개설했습니다. 또한 금 거래 시장 확대를 위해 2027년 4월부터 일부 도매 금 서비스에 대한 부가가치세(GST)를 면제할 예정입니다.

애플은 사용자가 오픈 소스 AI 모델을 로컬에서 실행하고, 여러 대의 썬더볼트 5 맥을 연결하여 메모리를 공유하고 대규모 워크로드를 처리할 수 있도록 하는 맥 앱인 Harbor를 개발 중입니다. 현재 애플의 Claris 브랜드로 비공개 프리뷰 중인 이 앱은 사용자 데이터를 클라우드에 저장하지 않고 로컬 AI 설정을 간소화하는 것을 목표로 합니다.