Alex Thorn, research director at Galaxy Digital, stated that the postponement of the Senate Banking Committee's scheduled review of the crypto market structure bill highlights deep divisions between Congress and industry on several key issues, particularly stablecoin yield mechanisms and DeFi-related provisions. This postponement occurred hours after Coinbase CEO Brian Armstrong withdrew his support for the bill. Armstrong publicly opposed wording in the bill concerning tokenized securities, DeFi restrictions, and stablecoin yields. Senate Banking Committee Chairman Tim Scott subsequently announced a postponement of the hearing, but has not yet released a new timetable. With the Senate adjourning next week, the earliest possible resumption date is between January 26th and 30th. Thorn pointed out that within just 48 hours, the draft bill was released late at night, and over 100 amendments were submitted, with stakeholders continuing to discover new points of contention at the last minute, significantly increasing the difficulty of political coordination. At the market level, following the announcement of the delay, crypto assets generally declined, with Bitcoin and Ethereum falling by approximately 2% that day; related US stocks also came under pressure, with Coinbase falling 6.5%, Robinhood falling 7.8%, and Circle falling 9.7%. In his analysis, Thorn believes that although there is a considerable consensus on the "market structure" itself, a difficult-to-bridge political divide has formed around non-core but highly sensitive issues such as stablecoin yields, DeFi compliance, and granting the SEC regulatory tools in the area of ​​tokenized securities. "The surface differences in the disagreements are not large, but the actual gap is deep."

Market data shows that the top 10 addresses control about 18. 56% of the total XRP supply. Addresses numbered 10 to 50 control 24. 85% more, and the rest, 56. 59%, is spread out among millions of smaller wallets. Ripple Labs remains the single largest owner of XRP when all company-linked wallets are added together. When escrow wallets […] source: https://www.cryptopolitan.com/who-controls-xrp-top-10-addresses/

Spot Bitcoin ETFs posted their strongest week since October as institutional investors returned via regulated products, helped by reduced whale selling and tightening effective supply. source: https://cointelegraph.com/news/bitcoin-etf-inflows-surge-as-institutional-demand-returns?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

OpenAI founder Sam Altman responded to privacy concerns regarding ChatGPT's advertising plan in an article published on the X platform. He stated that ChatGPT was testing the advertising feature because many users wanted to use AI frequently but were unwilling to pay for it. The team hoped to explore a viable business path through the advertising model. Regarding privacy concerns, ChatGPT's advertising will follow clear principles: it will never accept any paid behavior that affects the answers given by ChatGPT, and user conversations will remain invisible to advertisers.

According to Odaily, Coin Bureau shared on the X platform that BlackRock has withdrawn a total of 12,658 BTC and 9,515 ETH over the past three days. Arkham data reveals that BlackRock currently holds 784,400 BTC and 3.49 million ETH.

The US warned South Korean and Taiwanese chipmakers they could face 100% tariffs if they do not build factories in America. source: https://www.cryptopolitan.com/us-threatens-100-tariffs-on-chipmakers/

Coin Bureau reported on the X platform that BlackRock withdrew a total of 12,658 BTC (worth $1.21 billion) and 9,515 ETH (worth $31.3 million) in the past three days. According to Arkham data, BlackRock currently holds 784,400 BTC (worth $74.68 billion) and 3.49 million ETH (worth $11.51 billion).

ChatGPT has outlined its price expectations for XRP heading into February 1, 2026, projecting a moderately bullish outlook while highlighting clear upside and downside risks tied to market conditions and regulation. According to ChatGPT’s assessment, the most likely trading range for XRP by that date is between $2.25 and $2.60 source: https://finbold.com/chatgpt-sets-xrp-price-for-february-1-2026/

China might not warm up to digital currencies, especially after the discovery and seizure of crypto holdings from corruption and fraud cases. According to the South China Morning Post, a debate ensued in the country following two high-profile investigations on a former senior central bank official and an alleged scam network operator accused of leading […] source: https://www.cryptopolitan.com/china-debate-crypto-future-scam-corruption/

According to PRNewswire, global quantum technology company BTQ Technologies Corp. announced that it has been included in VanEck's Quantum Computing UCITS ETF, a European-listed ETF that provides diversified exposure to companies driving quantum computing research, development, and applications. The ETF tracks the MarketVector Global Quantum Leaders Total Return Net Asset Value Index (MVQTMLTR), whose portfolio includes 30 companies selected for their quantum computing operational exposure or verified quantum patent ownership, with total net assets of approximately $524.5 million. BTQ previously launched the "Bitcoin Quantum" testnet, where miners, developers, researchers, and users can stress-test against quantum transactions.

稳定币支付为何在“看不见的地方”高度依赖银行这一受监管的“底层管道（plumbing）”。

Token economics, token ownership, Tom Lee says he shares the same values ​​as MrBeast? Golden Finance, the end of the influencer economy is lending.

On January 14, the DFINITY Foundation officially released a new white paper on token economics called "Mission 70", which proposed an extremely aggressive deflation plan: to reduce the inflation rate of ICP by 70% by the end of 2026.

Solana kicked off 2025 with a bang, becoming Trump's preferred platform for launching Memecoin and the first stop for most new users entering this cycle. However, how exactly did 2025 end?

"We're about to change the game; this thing is about to become a hit!"

As hackers begin to leverage AI to generate attacks on a large scale, the security shield for Web3 users must also evolve accordingly.

Historically, money has rarely been neutral; it inherently possesses the property of appreciating in value. Long before the advent of modern banking, people expected that holding or lending money should bring returns.

Jinse Finance launches its daily cryptocurrency and blockchain news bulletin, "Jinse at 8 AM," issue 2939, providing you with the latest and fastest news on the digital currency and blockchain industry.

The high-performance Layer 1 blockchain Sui network experienced a nearly 6-hour "consensus interruption," causing on-chain transactions to halt and freezing approximately $10 billion in asset activity.

Predictions, the crypto market, how volatile are prediction markets? Jinse Finance, using data to tell: Who is the true volatile king? Which is the best value choice?