Top 10 Stellar Wallets Hold Nearly 80% of XLM Circulating Supply, Sparking Concerns

Stellar (XLM), an open-source blockchain known for fast and low-cost cross-border payments, is drawing the attention of both retail and institutional investors in 2025. However, the concentrated distribution of XLM supply and its potential for real-world asset (RWA) applications present opportunities and challenges. What Does the Concentrated Supply and Rising Exchange Balances Mean? One major concern about Stellar is the concentration of XLM supply. According to Flipside Crypto, the top 10 XLM wallets hold approximately 25 billion XLM source: https://beincrypto.com/stellar-whales-hold-majority-of-xlm-supply/