Major cloud providers are investing approximately $700 billion annually in AI-related infrastructure. According to NS3.AI, market sentiment is becoming cautious due to concerns about the sustainability of these capital expenditures. Leading tech stocks, particularly those heavily tied to AI and known as the Magnificent Seven, have seen significant price declines, with Microsoft experiencing a notable drop in valuation multiples. In the crypto space, a subtle shift is occurring as Bitcoin miners and blockchain payment systems begin integrating AI capabilities through long-term leases and machine-to-machine payment protocols.

Analysts predict that Canada's Big Six banks will report higher earnings next week. Bloomberg posted on X, highlighting that these financial institutions are facing challenges to achieve greater returns on equity. The upcoming reports are expected to reflect the banks' strategies in navigating current economic conditions and their efforts to enhance profitability.

Crypto treasury executives are urging the Basel Committee on Banking Supervision (BCBS) to reconsider the 1,250% risk weight assigned to Bitcoin and other cryptocurrencies under the Basel III framework. According to Cointelegraph, this requirement mandates that banks must back any Bitcoin (BTC) on their balance sheets with approved collateral at a 1:1 ratio, making it more costly to hold BTC compared to other asset classes. In contrast, cash, physical gold, and government debt carry a 0% risk weight under the same framework. Jeff Walton, chief risk officer at Bitcoin treasury company Strive, expressed concerns over the current regulations, stating that if the U.S. aims to be the 'crypto capital' of the world, banking regulations need to evolve as risk is currently mispriced. The capital rules under Basel III discourage banks from holding BTC and other cryptocurrencies due to the high collateral costs associated with digital assets, which in turn lowers a bank’s return on equity, a crucial metric for profitability, as noted by Chris Perkins, president of investment company CoinFund. The Basel Committee initially proposed these risk weightings in 2021, categorizing BTC and other cryptocurrencies in the highest risk category with a 1,250% risk weight. In 2024, the committee finalized these capital requirements, which faced significant backlash from the crypto industry. Phong Le, CEO of Strategy, the largest Bitcoin treasury company, has called for a reform of the current Basel III crypto risk weighting. Chris Perkins highlighted that the current rules represent a "different type of chokepoint" compared to the overt debanking of crypto companies, which some industry insiders have referred to as Operation Chokepoint 2.0. He described it as a nuanced method of suppressing activity by making it prohibitively expensive for banks to engage in such activities. In October 2025, reports indicated that the committee was considering easing the capital requirements for digital assets in response to the growing stablecoin market cap, which is approaching $300 billion, according to data from RWA.xyz. The following month, Erik Thedéen, chair of the BCBS, suggested that the international banking regulator might need a "different approach" to the 1,250% risk weight for cryptocurrencies, hinting at a potential change in collateral requirements.

U.S. intelligence reports indicate that a detention camp in Syria, holding members of the extremist group ISIS, has collapsed, resulting in the escape of at least 15,000 individuals. According to Jin10, the incident raises significant concerns about regional security and the potential resurgence of ISIS activities. The collapse of the camp underscores ongoing challenges in managing detained extremists and maintaining stability in conflict-affected areas. The situation is being closely monitored by international security agencies, as efforts to recapture the escapees are underway.

The current administration is considering the impact of inflation on voters as it evaluates potential changes to the tariff policies established by U.S. President Donald Trump. Bloomberg posted on X, highlighting that the administration is cautious about making swift alterations to the existing tariff structure. The focus remains on addressing economic challenges without exacerbating inflationary pressures. This approach reflects a strategic decision to balance economic policy with voter sentiment, ensuring that any modifications to tariffs do not adversely affect the economy or public opinion.

Recent SEC rule changes for generic ETF listings have fast-tracked the process for major-caps, including SHIB. source: https://dailycoin.com/is-shiba-inu-shib-fetching-first-etf-listing-this-month/?utm_source=cryptopanic&utm_medium=rss

Private equity, which has the second-highest risk weighting, carries a 400% weight under the current Basel III banking framework. source: https://cointelegraph.com/news/btc-treasury-reform-1250-percent-risk-basel?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

AZTEC, the token for the Aztec network, an Ethereum-based privacy-focused L2 rollup, has been on a positive wave since it launched, emerging as one of the standout performers in its category and in the broader market. The privacy token is gaining traction at a time when crypto natives are pushing back against what they perceive […] source: https://www.cryptopolitan.com/privacy-supporters-pick-new-ethereum-winner/

Millions of Americans are incurring significant costs due to late-tax penalties, according to recent reports. Wall Street Journal (Markets) posted on X, highlighting the financial burden faced by taxpayers who fail to meet tax deadlines. These penalties can accumulate quickly, adding to the overall tax liability. Tax experts suggest that individuals should review their tax payment schedules and ensure timely submissions to avoid these additional charges. By understanding the tax code and utilizing available resources, taxpayers can potentially reduce their financial obligations. The Internal Revenue Service (IRS) offers various options for taxpayers to manage their payments, including installment plans and penalty relief for those who qualify. It is crucial for taxpayers to stay informed about these options to minimize their tax-related expenses. Financial advisors recommend proactive planning and consultation with tax professionals to navigate the complexities of the tax system effectively. By doing so, taxpayers can better manage their finances and avoid unnecessary penalties.

الرؤى الرئيسية: ركزت أخبار العملات الرقمية اليوم على العملة الرقمية الصينية المسماة e-CNY. وقالت مجموعة تُدعى Weiss Crypto إن هذه العملة تمثل تهديدًا كبيرًا للدولار الأمريكي. وأشاروا إلى أن e-CNY قد عالجت 3. 4 مليار معاملة بقيمة 2 source: https://www.thecoinrepublic.com/ar/2026/02/20/%d8%a3%d8%ae%d8%a8%d8%a7%d8%b1-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%aa-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a%d8%a9-e-cny-%d8%aa%d8%b9%d8%a7%d9%84%d8%ac-2-3-%d8%aa%d8%b1%d9%8a%d9%84%d9%8a%d9%88%d9%86/

站在2026年初观察全年的链上数据，反洗钱对抗的重心表现出从地址标记向资产指纹提取的深层迁移。

CLARITY法案必将在多方利益的撕扯与妥协中诞生。这不仅是加密行业走向成熟的“成年礼”，更是人类货币形态与金融结算网络演进史上的一个关键分水岭。

量子威胁还没到来之前，AI已经敲响了Crypto安全的警钟。

美国SEC主席Paul S. Atkins在2026年2月18日在ETHDenver上与SEC委员Hester M. Peirce的对话实录，阐述了2026年加密货币政策工作重点。

写给孩子的18年之约：关于底气、周期与选择。也献给每个刚成为父母的我们。

区块链基础设施和加密资本形成机制正在迅速发展，以支持人工智能代理（AI Agent）经济。

未来的链上DeFi可能就真的是为AI准备的，无论是代码审计，还是黑客，可能都得失业了。

英国打造新一代支付基础设施的蓝图，是一场深刻而系统的金融基础设施变革。它不仅关乎技术升级，更关乎治理模式的创新、公共政策的重塑以及对未来货币形态的深远布局。

2026年伊始，全球金融市场呈现出显著的波动性特征，与2000年互联网泡沫时期存在诸多相似之处。如今AI技术驱动的增长模式正面临类似考验。

金色财经推出加密货币和区块链行业早报《金色早8点》2973期，为您提供最新、最快的数字货币和区块链行业新闻。