UK regulators are contemplating the relaxation of a rule established after the global financial crisis, aiming to simplify financial operations. Bloomberg posted on X, this potential change could encourage the use of substantial risk transfers by lenders, allowing them to release capital. The proposal reflects ongoing efforts to balance regulatory oversight with financial innovation, as authorities seek to adapt to evolving market conditions. The move is part of a broader strategy to enhance the efficiency of financial systems while maintaining stability.

The Wall Street Journal reports that U.S. government agencies have issued warnings regarding the use of Grok, a chatbot developed by Elon Musk's company. According to Jin10, concerns have been raised about the potential security risks and data privacy issues associated with the chatbot. The warnings come amid increasing scrutiny of AI technologies and their implications for national security. Government officials are urging caution and advising against the use of Grok in sensitive environments. This development highlights the ongoing debate over the balance between technological innovation and security.

明尼苏达州众议员 Erin Koegel 于 2 月 23 日提出 HF 3642 法案，拟禁止在该州任何地点放置或运营加密货币自助终端，明尼苏达州商务部表示强烈支持该法案。该法案将废除 2024 年制定的监管框架，以全面禁令取而代之。据明尼苏达州商务部数据，该州去年收到 70 起与加密货币终端相关的投诉，报告损失总额约 54 万美元。该州目前约有 350 台持牌终端，由 8 至 10 家公司运营。此前 2024 年实施的保护措施包括新客户每日 2000 美元交易限额、强制欺诈警告及 14 天退款窗口，但监管机构认为这些措施已被证明不足。FBI 互联网犯罪投诉中心 1 月 3 日报告显示，2025 年 1 月至 11 月期间收到超 1.2 万起涉及比特币 ATM 的投诉，损失总额超 3.335 亿美元，60 岁以上老年人占报告损失的大部分。2 月 3 日，马萨诸塞州总检察长 Andrea Joy Campbell 指控加密 ATM 运营商 Bitcoin Depot“故意协助加密骗局”，称 2023 年 8 月至 2025 年 1 月间该公司在马萨诸塞州终端上超过一半的资金与诈骗有关。目前全球加密 ATM 市场 2025 年估值为 3.567 亿美元，美国拥有超 3 万台机器，占全球总量约 88%。若 HF 3642 法案通过，明尼苏达州将成为美国首批全面取消实体加密货币终端的州之一。

Russia has summoned the Finnish ambassador, escalating diplomatic tensions between the two nations. According to Jin10, this move comes amid ongoing geopolitical disputes and reflects the strained relations in the region. The summoning of the ambassador is seen as a significant diplomatic gesture, indicating Russia's dissatisfaction with recent developments involving Finland. The specifics of the discussions or the reasons behind the summoning have not been disclosed, but it underscores the fragile state of international relations in the area. Observers are closely monitoring the situation for any further developments that could impact regional stability.

South Sudan's political and military leaders are reportedly undermining the 2018 peace agreement, raising concerns about the potential for a 'full-scale war.' Bloomberg posted on X, highlighting the growing instability in the region. The deteriorating situation casts doubt on the feasibility of holding elections this year, as initially planned. The peace deal, which was intended to bring stability to the nation, is now at risk of unraveling due to escalating tensions among the country's leadership. Observers fear that the breakdown of the agreement could lead to renewed conflict, further complicating efforts to achieve lasting peace in South Sudan.

Today's market activity shows a mixed performance across sectors, with the index level $SPY down by 0.9%. Bespoke Investment Group posted on X. Among the sectors, five are experiencing gains, while six are facing declines. Financials, Technology, and Consumer Discretionary sectors are notably underperforming. In contrast, Energy and Staples sectors are showing strength.

U.S. stocks experienced a downturn at market opening, driven by a risk-off sentiment affecting investors. Bloomberg posted on X, highlighting that fintech company Block Inc.'s significant layoffs have intensified fears that artificial intelligence may disrupt various sectors of the economy. The market's reaction reflects growing apprehension about the potential impact of AI on employment and economic stability.

Hernando de Soto, a prominent economist, was poised to take a significant role in Peru's government following a lengthy career and several unsuccessful presidential campaigns. Bloomberg posted on X that his anticipated political involvement has encountered an unexpected obstacle. De Soto, known for his economic expertise, has been a notable figure in Peru's political landscape, yet his recent efforts to secure a governmental position have not materialized as planned. The reasons behind this setback remain unclear, leaving his future political endeavors uncertain.

The recent surge in ICE operations in Minneapolis is coming to an end, but the challenges for renters in the area may be just beginning. Bloomberg posted on X, highlighting concerns about the potential impact on the local housing market. As the operations wind down, there is growing apprehension among residents about the availability and affordability of rental properties. Local authorities and housing advocates are worried that the conclusion of ICE activities could lead to increased pressure on the rental market, exacerbating existing issues of housing scarcity and rising costs. The situation has prompted calls for policy interventions to address the needs of renters who may be affected by these developments. The Minneapolis housing market has been under strain for some time, with demand outpacing supply and rental prices climbing steadily. The end of ICE operations could further complicate the landscape, as displaced individuals and families seek new accommodations, potentially driving up competition for available units. Efforts to mitigate the impact on renters are underway, with community organizations and local government officials exploring strategies to ensure housing stability. These include initiatives to increase the availability of affordable housing and support services for those affected by the changes. As Minneapolis navigates this transition, the focus remains on balancing the needs of renters with broader economic and social considerations. The coming months will be crucial in determining how the city addresses these challenges and supports its residents in securing stable housing options.

Some creditors of MFS have raised alarms about a possible $1.3 billion deficit in the collateral backing their loans. Bloomberg posted on X, highlighting that the issue stems from double pledges of the same collateral. This situation has led to increased scrutiny and concern among the creditors, who are now questioning the security of their investments. The potential shortfall could have significant implications for the financial stability of MFS and its ability to meet its obligations. As the situation develops, stakeholders are closely monitoring the company's response and any measures it might take to address these concerns.

以太坊不会因Circle、Tether等稳定币发行商自建公链而凉凉，反而整体受益。

金色财经推出《金色Web3.0日报》，为您提供最新、最快的MEME、DeFi、DAO、NFT和元宇宙行业新闻。

Meta 的第二次尝试少了一些“改变世界货币体系”的狂热，多了一些“深耕现有金融逻辑”的稳健。

底层信用风险评估、承销和交易对手评估仍然完全在链下进行。区块链在代币层提供透明度，但不一定在资产层提供透明度。

中国最便宜的出口商品不是衣服、光伏板或电解铝，而是一种大多数人还没意识到的东西。它不需要集装箱，不走海关，通过海底光缆就能完成交付。它叫 Token。

挖矿,BTC,挖比特币的中国人 在俄罗斯收到了入伍通知 金色财经,跑得过一个国家的监管，跑不过另一个国家的征兵令。

BTC,现在会是BTC的2028钻石底吗？ 金色财经,比特币和以太坊在2026年初经历了十年最差开局。

当讨论AI时，绝大多数人还在纠结“工作会不会被抢走”。但德银认为，这个视角或许有点狭窄了。

华尔街无法突破比特币链上 2100 万枚的硬顶，于是他们在链下建立了一个庞大的“纸比特币”赌场来打压价格。

华尔街,SAAS,Citrini 余音未了 金色财经,末日论生产，焦虑者买单。