贝莱德 CEO Larry Fink 称，未来几年美国经济增长将高于趋势水平。Larry Fink 同时表示，如今的投资比一年前更安全。

据 Arkham 监测，大约半小时前，某鲸鱼从 Memeland 标记地址提取约 19.72 亿枚 MEME 代币，随后将这些代币全部存入币安，价值约合 228 万美元。

According to ChainCatcher, the Dow Jones Industrial Average opened on January 15 with an increase of 161.57 points, or 0.33%, reaching 49,311.2 points. The Nasdaq Composite Index rose by 208.7 points, or 0.89%, to 23,680.45 points. Meanwhile, the S&P 500 Index saw an uptick of 44.82 points, or 0.65%, opening at 6,971.42 points.

Check out the latest and most significant news related to Ripple and its ecosystem. source: https://cryptopotato.com/ripple-xrp-news-today-january-15th/

据 Arkham 监测，大约 13 分钟前，灰度向 Coinbase Prime 地址转入总计约 924.506 枚 ETH，价值约合 312 万美元。

Ripple will provide $150 million in financing as LMAX Group integrates RLUSD as collateral across its institutional trading venues. source: https://www.theblock.co/post/385796/ripple-lmax-group-strike-deal-to-expand-institutional-stablecoin-use?utm_source=rss&utm_medium=rss

According to PANews, the cryptocurrency sector is transitioning from infrastructure development to offering 'new banking' style applications, emphasizing payments, lending, and stablecoins. Projects like Polygon and ether.fi are integrating on-chain self-custody features with traditional financial experiences, aiming to provide banking-like products without requiring users to understand the underlying technology. Messari highlights that while this trend holds significant potential, there is currently a high degree of similarity among crypto cards and payment products. Industry experts generally believe that genuine user growth will stem from on-chain native, composable financial experiences.

According to BlockBeats, Ark Invest analyst and portfolio manager David Puell has highlighted a shift in Bitcoin's next phase, emphasizing that investor participation will depend more on the proportion of exposure they are willing to allocate and the investment tools they choose to engage with, rather than merely believing in the asset. With the introduction of spot Bitcoin ETFs in 2024 and the rapid development of digital asset treasury strategies, Bitcoin has crossed a significant threshold into institutional maturity. The combined holdings of ETFs and digital asset treasuries now account for approximately 12% of Bitcoin's total supply, exceeding expectations and becoming a major driver of price trends by 2025, a trend likely to continue into 2026. As the amount of Bitcoin absorbed by ETFs and corporate treasuries surpasses expectations, the market is entering a more institutionalized phase with reduced volatility. Ark Invest remains confident in its long-term valuation framework for Bitcoin. Based on Ark's published valuation model, predictions for Bitcoin's price by 2030 include approximately $300,000 in a bear market scenario, around $710,000 in a baseline scenario, and up to $1.5 million in a bull market scenario. David Puell stated that driven by the 'digital gold' narrative and institutional adoption, the company still expects Bitcoin to reach between $300,000 and $1.5 million by 2030. Puell also noted that as volatility decreases and the extent of pullbacks narrows, Bitcoin may become increasingly attractive to investors with lower risk appetites in the next cycle.

根据 msx.com 数据，美股开盘，道指涨 0.29%，标普 500 指数涨 0.61%，纳指涨 0.89%。加密板块普遍回调，Solana 下跌 2.29%，Coinbase 下跌 2.27%，Circle 下跌 1.99%，SharpLink 下跌 1.66%，Strategy (MSTR) 下跌 1.08%，Bitmine 下跌 0.10%。据悉，msx.com 是一个去中心化 RWA 交易平台，累计已上线数百种 RWA 代币，涵盖 AAPL、AMZN、GOOGL、META、MSFT、NFLX、NVDA 等美股及 ETF 代币标的。

Crypto Twitter 并没有死于算法，它死于这轮牛市最本质的特征：这是一场属于华尔街和专业机构的游戏，散户已经被留在了上一个周期。

金色财经推出《金色Web3.0日报》，为您提供最新、最快的MEME、DeFi、DAO、NFT和元宇宙行业新闻。

2026 年初的加密市场正在经历一场前所未有的文化逆袭。

1 月 13-14 日，纽约前市长 Eric Adams 因其发行的代币 NYC 在上线后价格暴跌而受到大量质疑，本文对此次事件进行了详细的链上分析。

在流量入口竞争日益激烈的背景下，BNB Chain 却悄然走出了另一条路，并将在2026年持续发力。

风险投资,加密货币,自述：做 Crypto VC 三年 亏掉数千万的血泪教训 金色财经,VC 的卑微与生存真相。

Binance,加密市场,2025 年度总结及 2026 年行业展望 金色财经,2025 年的关键词是 “数据迷雾” 与波动性。

当华尔街的精密机器开始全速运转，那个可以靠信息差轻易获利的狂欢期或许一去不复返。

德意志合作银行（DZ Bank）已获得德国联邦金融监管局（BaFin）的MiCA许可，将为德国合作银行的零售客户推出加密货币交易平台"meinKrypto"。该平台将允许用户在VR银行应用内直接买卖并持有比特币、以太坊、莱特币和卡尔达诺，待各银行完成MiCAR申报后即可启用。

中国前数字人民币设计者姚乾因涉嫌在担任高级监管职务期间收受价值逾800万美元的加密货币贿赂，正面临严重腐败指控。中国官方媒体披露了这一消息。