According to Cointelegraph, a recent report from the Cato Institute reveals that government pressure is the primary cause of debanking cases in the United States, rather than individual bank policies. Nicholas Anthony, an analyst at the Cato Institute, outlined in his report that debanking can occur in several forms: religious or political, operational, or government-driven. The report highlights that while media narratives often attribute account closures to political or religious discrimination, the majority of these cases are actually due to governmental influence. Anthony elaborated that governmental debanking is the most significant issue, with many instances where government officials have intervened in the banking sector, either directly or indirectly, to dictate how banks should operate. This has particularly impacted crypto firms, which have faced account closures and denials of banking services for years. Many in the industry speculate that these actions are part of a policy-driven effort to suppress the digital assets sector, especially under the Biden administration. The report identifies two forms of government debanking: direct, where a government uses letters or court orders to mandate account closures, and indirect, where regulations and legislation are employed to force such closures. An example of direct action is the Federal Deposit Insurance Corporation sending letters to financial institutions instructing them to cease crypto-related activities, effectively serving as termination orders without follow-up. In December, JPMorgan CEO Jamie Dimon denied debanking customers based on religious or political affiliations during an interview, asserting that both Democrats and Republicans have pressured banks to debank individuals. This statement followed accusations from Jack Mallers, CEO of Strike, and Houston Morgan from ShapeShift, who claimed their accounts were closed without explanation. U.S. President Donald Trump's administration has attempted to address debanking through executive orders and by appointing pro-crypto leaders to agencies like the Securities and Exchange Commission. However, Anthony argues that Congress must take further action by reforming the Bank Secrecy Act, repealing confidentiality laws, and ending reputational risk regulation. He believes these steps would reduce debanking incentives, expose its prevalence, and eliminate tools used by the government to pressure financial institutions. Anthony emphasizes the need for transparency and reform to alleviate the debanking phenomenon and protect financial institutions from undue governmental influence.

The dual life of stablecoins: A lifeline for citizens and a tool for sanctioned entities involved in Venezuela and Iran's economic crises. source: https://cointelegraph.com/news/tether-role-venezuela-iran-highlights-stablecoin-duality?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

At the center of the tension is a single issue that has grown into a deal-breaker: whether crypto platforms should […] The post Stablecoin Rewards Put Coinbase at Odds With Lawmakers appeared first on Coindoo. source: https://coindoo.com/stablecoin-rewards-put-coinbase-at-odds-with-lawmakers/

Viewership of cryptocurrency-related content on YouTube has dropped to its lowest point since January 2021. source: https://cryptonews.com/news/crypto-youtube-viewership-falls-to-lowest-level-since-early-2021/

Pump.fun已更新其创作者费用系统，支持费用在多个钱包间共享，并新增了代币所有权转移及更新权限撤销工具。这些调整旨在提升收益分配透明度，鼓励交易活动而非仅限代币创建。

币安 Alpha 将上线 CharacterX (CAI) ，Alpha 交易将于 2026 年 1 月 12 日 16:00（UTC+8）开始。持有至少 252 个币安 Alpha 积分的用户可申领代币空投。在 Alpha 活动页面申领 40 个 CAI 代币空投，先到先得。若活动未结束，则分数门槛将每五分钟自动降低 5 分。请注意，申领空投将消耗 15 个币安 Alpha 积分。用户需在 Alpha 活动页面 24 小时内确认申领，否则视为放弃领取空投。

According to ChainCatcher, Bill Ackman, CEO of Pershing Square Capital Management, suggested that the Federal Reserve might abandon its 2% inflation target. He anticipates that the Fed will set the inflation target in the range of 2.5% to 3%. Ackman highlighted that numerous strong forces are driving the economy and the overall market, making it difficult to envision a scenario without inflationary pressures.

Cato Institute analyst Nicholas Anthony argues the US Congress needs to reform the Bank Secrecy Act, repeal confidentiality laws, and end reputational risk regulation to address debanking. source: https://cointelegraph.com/news/cato-institute-government-pressure-debanking-report?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

摩根大通不再预计美联储将在 2026 年降息，此前预期 1 月份降息 25 个基点，摩根大通预计美联储将在 2027 年第三季度进行一次 25 个基点的加息。(金十)

According to Cointelegraph, viewership of cryptocurrency-related content on YouTube has plummeted to its lowest level since January 2021, following a significant decline over the past three months. On Sunday, ITC Crypto founder Benjamin Cowen shared a 30-day moving average of views across various crypto YouTube channels, highlighting the drop. He noted that the decline is not limited to YouTube, as similar engagement falls have been observed across crypto channels on the microblogging platform X. Crypto YouTuber Tom Crown commented that the decline has been noticeable since October, emphasizing that the market has been in a 'bear market' since 2021, never reaching previous highs. Bitcoin investor Polaris XBT remarked that the current levels of social interest are akin to bear market conditions. This trend supports the notion that institutions have been the primary drivers of the market cycle, with retail investors taking a back seat. YouTube content creator Jesus Martinez echoed this sentiment, stating that while he experienced intense peaks in his channel's growth since 2022, none compared to the highs of 2021. TikTok content creator Cloud9 Markets attributed the decline to scams and pump-and-dump schemes involving 'ponzi' altcoins, noting that retail investors are weary of losses. Cointelegraph's head of social media, Marc Shawn Brown, observed that retail investors have likely shifted their focus to precious metals and macroeconomic trends, seeking tangible returns rather than speculative stories. He noted that 2025 was challenging, with Bitcoin experiencing a -7% return, while palladium, rhodium, cobalt, silver, and gold outperformed. Despite the downturn, there are signs of stabilization in social sentiment. On-chain analytics platform Santiment reported that sentiment towards Bitcoin is becoming increasingly positive, with mild signs of reversal in the market's bleeding. The platform highlighted the importance of the $90,000 level for maintaining positive retail sentiment. In contrast, sentiment towards Ethereum appears scattered, with no consistent trends emerging at present.

According to PANews, Onchain Lens monitoring has revealed that newly created wallets are accumulating LINK tokens, which are likely associated with the same entity. The wallet identified as '0x10D' has withdrawn 202,607 LINK tokens. Another wallet, '0xb59,' has withdrawn 207,328 LINK tokens.

美国联邦检察官已对美联储主席杰罗姆·鲍威尔展开刑事调查，调查涉及美联储办公大楼的翻修工程等。这标志着美国总统特朗普与鲍威尔的冲突在搁浅数月后重新再升级。

州政府的摇钱税基，被资本抛弃的旧业态，对峙公堂的激烈争辩。

2026年市场将不再奖励单纯的“销毁”叙事，而是会奖励那些能够利用现金流构建真实护城河，并最终实现净通缩的协议。

一项曾被视为行业期待已久的突破性法案——美国加密货币市场结构法案，如今正面临一个意料之外且可能致命的障碍——不是技术复杂性，而是伦理问题。

X平台将于下月推出智能现金标签功能，用户轻点股票代码即可查看实时行情、图表及相关帖文，涵盖股票与加密货币。概念图显示该功能后续或支持应用内交易，包含买卖按钮，但X尚未确认具体实现方式及上线时间。

美国司法部周五威胁向美联储主席鲍威尔提出刑事起诉，鲍威尔怒斥其为“政治压力和恐吓”，声称将继续秉持公正无私原则履行职责，不畏政治压力，不偏袒任何一方。

一个由去中心化协议支撑、由自主智能体与人类共同参与构建和治理的、更加自由、开放且充满活力的数字文明正在到来。

债务危机四阶段模式经历史验证，冷峻而必然。美国已深陷扩张，触发显现，破坏风险上升。

金色财经推出加密货币和区块链行业早报《金色早8点》2934期，为您提供最新、最快的数字货币和区块链行业新闻。