TAO 的看涨逻辑，需要你相信一个博弈论奇迹能成立。但加密货币行业以前也不是没发生过这样的奇迹。

美国银行家协会（ABA） 公开批评白宫经济顾问委员会（CEA）发布的稳定币报告，称其分析方向完全错误。CEA 报告认为禁止稳定币收益对保护银行贷款作用甚微，仅能提升贷款 0.02%，反而损害消费者利益。但 ABA 反驳，报告回避了真正风险：允许稳定币付息将导致社区银行存款大规模外流、融资成本上升、地方信贷收紧。ABA 强调，CEA 聚焦 “禁令影响” 制造了虚假安全感，付息稳定币快速规模化才是更具破坏性的场景。

On Apr 13, 2026, 13:27 PM(UTC). According to Binance Market Data, Ethereum has crossed the 2,200 USDT benchmark and is now trading at 2,201.320068 USDT, with a narrowed 0.27% increase in 24 hours.

The American Bankers Association (ABA) has raised concerns over a recent report by the White House Council of Economic Advisers (CEA) regarding stablecoin payments. According to BlockBeats, the ABA's chief economist and other experts argue that the CEA's study poses misleading questions that could misguide policymakers. The CEA report primarily examines the impact of prohibiting stablecoin payments on bank lending, concluding that such a ban would only increase bank loans by approximately $1.2 billion, a minimal effect. However, the ABA contends that the real policy concern lies not in the consequences of a ban but in the risks associated with allowing stablecoin payments. The ABA highlights the potential for accelerated deposit outflows, as allowing stablecoin payments could incentivize households and businesses to shift funds from bank deposits, particularly from community banks, to stablecoins. This shift could have significant effects if the market grows to $1-2 trillion, with loan reductions in places like Iowa potentially ranging from $4.4 billion to $8.7 billion. Community banks could face challenges due to deposit outflows, forcing them to rely on more expensive wholesale funding, such as Federal Home Loan Bank advances, thereby increasing their funding costs and reducing loans to local families and small businesses. The CEA suggests that deposits would merely be reshuffled within the banking system, with minimal overall impact. However, the ABA argues that deposits moving from community banks to a few large institutions or stablecoin reserve accounts could harm sectors dependent on relationship-based banking. The ABA believes that prohibiting stablecoin payments is a prudent protective measure, allowing stablecoins to mature as a payment innovation tool without becoming a source of economic risk by replacing insured deposits.

巴基斯坦国防部长阿西夫在接受采访时说，美伊重启谈判的前景依然存在，新一轮谈判将很快开始。（央视）

China's Foreign Ministry has issued a response following U.S. President Donald Trump's suggestion that China should purchase oil from the United States and Venezuela. According to NS3.AI, Foreign Ministry spokesperson Guo Jiakun emphasized that the primary focus should be on restoring peace and stability in the Gulf and Middle East regions as a fundamental step towards resolving the issue.

链上分析平台 glassnode 在 X 平台发文表示，在 2025 年 10 月初经历剧烈去杠杆后，XRP 永续合约未平仓量（OI）从 70 亿枚大幅降至 20 亿枚，跌幅达 71%。此后市场仓位进一步压缩，OI 再下降约 25%至 15 亿枚。当前市场尚未重建投机性仓位，表明衍生品交易参与者整体仍保持谨慎态度，风险偏好尚未明显恢复。

Microsoft has announced the development of new features for its Copilot program. According to Odaily, these enhancements are inspired by OpenClaw, a notable AI technology. The company aims to integrate advanced functionalities into Copilot, leveraging insights from OpenClaw's capabilities.

Large holders of OFFICIAL TRUMP tokens have increased their purchases in anticipation of an April 25 luncheon at Mar-a-Lago. According to NS3.AI, the event invites the top 297 holders, with the top 29 receiving access to a private reception. Despite the increased buying activity, the token's price remains around $2.80, reflecting a decline of over 33% from $4.35 following U.S. President Donald Trump's March announcement of the event.

在中东停火带动的反弹行情消退后，比特币徘徊于 7.1 万美元附近，以太坊约报 2190 美元，整体加密市场同步走弱。分析指出，美伊谈判破裂及围绕霍尔木兹海峡的紧张局势升级，使市场重新回到“油价上涨—通胀预期上升—风险偏好下降”的宏观交易逻辑。机构认为，比特币在 7.4 万美元附近遭遇明显阻力，叠加原油重返 100 美元上方，资金风险偏好承压。不过，多数观点认为当前回调尚未演变为恐慌性抛售。数据显示，上周现货比特币 ETF 仍录得近 10 亿美元资金净流入，且强平规模显著低于一季度水平，表明市场对冲击的吸收能力有所增强。结构上看，7 万至 8 万美元区间仍存在较强抛压，约 1350 万个地址处于浮亏状态，限制上行空间。同时，期货未平仓合约规模较 2025 年高点已下降逾 50%，显示此前过度杠杆已得到一定出清，市场结构趋于健康。比特币当前更像宏观资产而非独立行情，其走势仍高度依赖通胀与流动性环境。在美国通胀重新抬头、货币政策维持谨慎的背景下，比特币短期或维持震荡格局。（The Block）

Digital Currency Group（DCG）旗下、占据比特币约 31% 算力的挖矿巨头 Foundry 正式推出 Zcash（ZEC）专属矿池。新矿池面向机构与上市矿工，提供合规、可审计的挖矿服务。此举被视为隐私币的重要机构背书，源于机构对隐私资产兴趣激增。Foundry 计划将其比特币矿池的成熟技术框架应用于 ZEC 网络，预计多家上市矿企将分配部分算力至 Zcash，有望显著提升该网络算力与安全性。(Fortune)

加密货币策略师 Mark Moss 近日做客《When Shift Happens》播客节目，指出比特币在 2050 年将达到 4500 万美元。

北京时间 4 月 13 日上午，链上监控平台相继发出警报：以太坊网络上的 Polkadot 桥接资产出现异常增发。

伊朗与霍尔木兹海峡，是否会成为全球战后第三代 Fintech 的新场景？

加密生态的未来是极其光明的，暂时的黑暗和低潮根本掩盖不了这个生态和这种资产的底色和潜力。

这不再是一场关于去中心化精神的辩论，而是一场关于资产流动性的强制博弈。

OpenAI,人工智能,奥特曼豪宅 48 小时遇袭两次 反 AI 怒火烧向全球 金色财经,反对 AI 的人，到底在反对什么？

如果有一天，你发现自己的稳定币突然无法转出、无法提现、甚至没有任何解释——那一刻，你才会意识到：你以为属于你的钱，未必真的属于你。

Bitget 已推出 IPO Prime，这是一个全新的代币化投资平台，通过 Republic 发行的与 SpaceX 未来估值挂钩的 IPO 前代币，让散户投资者能够参与 SpaceX 备受期待的公开发行。

一名黑客利用伪造的证明欺骗了Hyperbridge系统，从而接管了以太坊上一个与波卡（Polkadot）关联的代币合约。该黑客铸造了10亿枚DOT代币并将其倾销至市场，导致桥接后的DOT价格暴跌，迫使各交易所暂停相关交易。