On Dec 22, 2025, 19:02 PM(UTC). According to Binance Market Data, Bitcoin has dropped below 89,000 USDT and is now trading at 88,939.0625 USDT, with a narrowed narrowed 0.52% increase in 24 hours.

XRP might soon end its downtrend against oil if this bullish pattern ends up playing out. source: https://u.today/xrp-vs-oil-why-this-slump-might-be-over

Bitcoin (BTC) may still face a significant downside if historical bear-market patterns continue to play out. source: https://zycrypto.com/expert-reveals-bitcoin-likely-to-tumble-50000-before-market-fully-bottoms/

Crypto market today: SHIB faces supply pressure; RLUSD has cut supply by 500,000 tokens; Midnight on Cardano is out-trading XRP and SOL. source: https://u.today/shiba-inu-sell-wall-stalls-price-rally-ripples-stablecoin-cuts-token-supply-cardano-founder-takes

According to Cointelegraph, U.S. President Donald Trump’s administration is moving closer to establishing comprehensive digital asset regulation. This development follows the confirmation of Michael Selig as the new chair of the Commodity Futures Trading Commission (CFTC). David Sacks, a prominent figure in the administration, highlighted the significance of this moment in a recent post on X, describing it as a 'critical juncture' for crypto regulation. Sacks praised the collaboration between Selig and Securities and Exchange Commission (SEC) Chair Paul Atkins, referring to them as a 'dream team' poised to define clear regulatory guidelines. Selig has indicated that the U.S. Congress is nearing the completion of a crypto market structure bill, which could significantly impact the regulatory landscape. The proposed market structure bill, known as the Responsible Financial Innovation Act in the Senate, builds upon the CLARITY Act passed by the House of Representatives in July. Although the bill is currently on hold due to the congressional holiday break, the Senate Banking Committee is expected to review it in early January, potentially leading to a floor vote. The confirmation of Selig, achieved with a 53 to 43 vote, marks a pivotal step in this process. However, the timeline for his transition into the role, replacing acting CFTC Chair Caroline Pham, remains uncertain. Pham is anticipated to join the crypto company MoonPay following Selig’s confirmation, though details of her departure are yet to be confirmed by the CFTC or MoonPay. The implications of the market structure bill for the SEC and CFTC are significant. While the final text of the Senate’s bill is still under development, current drafts suggest an expansion of the CFTC’s authority over digital assets, a domain traditionally overseen by the SEC. This shift has garnered mixed reactions, with some Republican leaders advocating for the bill’s advancement, while others express concerns over its potential impact on decentralized finance (DeFi). These differing viewpoints may influence the pace of legislative progress. As the regulatory framework evolves, the crypto industry awaits further clarity on how these changes will shape the future of digital asset management in the United States.

Ripple’s XRP takes up a key role on Flare, now serving as a yield-bearing core liquidity & adoption engine. source: https://dailycoin.com/first-xrp-denominated-yield-bearing-product-just-dropped/?utm_source=cryptopanic&utm_medium=rss

null source: https://x.com/cointelegraph/status/2003171275292725251

Soccerverse partners with FIFPRO to integrate 65,000+ licensed professional footballers into its Polygon-based game, enhancing authenticity, community engagement, and player-driven economies. source: https://catenaa.com/markets/cryptocurrencies/soccerverse-secures-fifpro-license/

The bank aims to service technology companies working with virtual currencies, artificial intelligence, defense, and manufacturing. source: https://www.theblock.co/post/383533/banking-startup-erebor-350-million-4-billion-valuation-fdic-approval-axios?utm_source=rss&utm_medium=rss

钱包是区块链行业中难得的刚需产品，也是除公链外率先突破千万用户的入口级应用。

金色财经推出《金色Web3.0日报》，为您提供最新、最快的MEME、DeFi、DAO、NFT和元宇宙行业新闻。

美国金融体系是否真的开始把区块链当作“内部工具”，有一个信号比任何表态都更直接——清算和结算系统是否愿意使用它。

Web3.0商业模式落地不及预期：Web3.0相关基础设施和项目处于发展初期，存在商业模式落地不及预期的风险。

这是一次市场结构的根本性转变，而大多数人还在用旧周期的逻辑看新时代。

今日晚间推荐阅读：1.回望2025：年内加密攻击大盘点 附朝鲜黑客年内“光辉战绩”；2.Coinbase：2026年加密市场展望；3.比特币2026年展望：从数据指标到三大情景预判；

美国商品期货交易委员会（CFTC）的声明不会让芝加哥商品交易所（CME）明天就变成一家成熟的现货加密货币交易所。

香港保险监管机构计划允许保险公司持有加密货币和稳定币，但有严格的资本规定。该提案还为投资当地基础设施项目的保险公司提供了激励措施。

马绍尔群岛已经开始测试一种基于加密货币的全民收入系统，通过一种建立在恒星区块链上的可产生收益的数字代币向公民发放款项。

当我们试图用文明的商业逻辑去解释埃塞俄比亚的铁幕与肯尼亚的深渊时，往往忽略了地表之下更深层、更令人不安的世界。