5 Must-Read Articles Every Evening | Why Private Lending Will Usher in the Next Stablecoin Cycle

1. Multicoin: Stablecoins and Fintech 4.0 Over the past two decades, fintech has transformed how people access financial products, but it hasn't fundamentally changed how money actually flows. Innovation has primarily focused on simpler interfaces, smoother registration processes, and more efficient distribution channels, while the core financial infrastructure has remained largely unchanged. For most of this period, this technology stack has simply been resold, not rebuilt. [Click to read more] 2. Is Abu Dhabi the Real Crypto Capital? Why are crypto giants like Binance, Tether, and Circle flocking to Abu Dhabi? On December 9, 2025, Circle announced it had received a financial services license from the Abu Dhabi Global Markets Financial Services Regulatory Authority, authorizing it to operate as a money service provider in the Abu Dhabi International Financial Centre. Besides Circle, other crypto giants such as Binance, Tether, Ripple, and Animoca Brands have also achieved regulatory success in Abu Dhabi. [Click to read more] 3. Frequent Kidnappings and Robberies: A Security Guide for Crypto Professionals by a16z Imagine your family member being kidnapped from their home, forced into a car at gunpoint, or having your finger cut off, while the kidnappers demand ransom. These examples are disturbing—some even chilling—but they are not hypothetical. These things have happened, and continue to happen in the cryptocurrency space. [Click to read] 4. Four Reasons to Be Bearish on US Stocks in 2026 [Click to read] Investors need to pay close attention to the high valuations of US stocks, their divergence from fundamentals, and their over-reliance on AI. If the results of AI applications fall short of expectations, there will likely be a significant correction next year. [Click to read] 5. Why Private Lending Will Usher in the Next Stablecoin Cycle? Stablecoins are in a bull market: they help businesses transfer funds quickly, cheaply, and securely. This borderless payment system is built on cryptocurrency, and clear regulatory policies (such as the Genius Act and the MiCA Act) have brought about a rapid breakthrough. Today, large institutions are joining in, either building their own stablecoins or joining existing stablecoin networks. [Click to read more]