The topic "The Difference Between Digital Yuan and WeChat Pay/Alipay" topped the Baidu hot search list. According to Baidu's hot search analysis, starting January 1st, the balance in a digital yuan wallet will accrue interest at the rate of a current account deposit. The difference between digital yuan and WeChat Pay/Alipay can be explained as follows: digital yuan is money, essentially paying a merchant directly with electronic cash; WeChat Pay and Alipay are wallets, where money is withdrawn from the wallet to pay the merchant.