According to official news, BenPay, a one-stop on-chain financial platform incubated with deep involvement from Bixin VC, has officially launched its self-custodied Web3 on-chain interest-earning card, bringing users an on-chain financial experience of "payment as participation, automatic balance appreciation." The BenPay on-chain interest-earning card adopts a self-custodied architecture, with assets managed independently by users, eliminating platform contact. Users simply click the "Earn" button, and their card account balance automatically participates in on-chain interest earning. The operation is simple and free of extra fees, and the account balance is always available, allowing users to easily earn while spending. Earnings are settled daily and credited to accounts on the same day. Accumulated earnings can be automatically reinvested, and all processes are transparent and traceable on-chain. Simultaneously, BenPay DeFi Earn provides a unified entry point for multi-chain protocols. After completing daily consumption and automatic interest earning, users can conduct more proactive strategy management, asset allocation, and cross-chain flows within BenPay, forming an integrated on-chain asset closed loop from daily payments → on-chain interest earning → asset allocation.