Members of BeInCrypto’s Legal & Regulatory Council say blockchain could provide AI agents with payment and identity rails while linking transactions to accountable people. A recent report tracked 6.4 million x402 payments in 35 days, mostly small payments for data and API calls, according to BeInCrypto. JPMorgan blocks outside AI agents from customer accounts, with CEO Jamie Dimon citing the risk of rogue agents. U.S. law offers little guidance: the Electronic Fund Transfer Act, written in 1978, governs unauthorized transfers, while the GENIUS Act sets rules for stablecoin issuers but does not address agents that spend stablecoins. European Crypto Initiative policy expert Vyara Savova sees blockchain as a way to combine payments, identification and trust. Lawyer Anja Blaj Zajc says zero-knowledge proofs could verify a responsible human behind an agent without disclosing that person’s data. Lord Chris Holmes says AI use, its purpose and consent should be transparent. Since August 2, 2026, Article 50 of the EU AI Act has required chatbot providers to disclose that users are interacting with AI, and national authorities can enforce the rule. The AI Omnibus pushed high-risk deadlines to 2027 and 2028 but left the disclosure duty intact. No EU or U.S. rule yet tells merchants how to verify the person behind a paying agent.