Experts at TOKEN2049 said payments could give crypto super apps a daily use case, bridging the gap between occasional trading and everyday transactions. Four panels hosted by ChangeNOW at TOKEN2049 Singapore covered adoption, wallet usability and security, financial privacy, and how users discover crypto products, according to BeInCrypto. Speakers debated whether payments and trading could anchor multifunctional apps, while wallet and infrastructure representatives highlighted simpler transactions, security, privacy and reliable services as adoption requirements. Participants also discussed how AI is changing online search and product discovery.