He Yi: In the future, all global foreign exchange transactions may occur on-chain, and may no longer be the SWIFT system of the past.

In her talk at the 2026 Hong Kong Web3 Carnival, themed "From Leap to Reconstruction: The Future of Finance is Being 'Reprogrammed'," He Yi stated that she spends a lot of time thinking about the potential global transformation brought about by the integration of AI and blockchain, and AI and finance, and what the future of finance will look like. This means she needs to consider what Binance's products and services will likely look like ten years from now. She also mentioned spending considerable time on organizational and talent development, noting that while early-stage companies may rely on founders, co-founders, or individual strengths to drive growth, as companies reach a certain size, organizational efficiency becomes crucial—how to enable the organization to grow autonomously. This is an area she has been constantly reflecting on and refining. She added that the further integration of crypto and traditional finance is a topic of discussion, and given the current favorable environment for the blockchain industry, both the US and Hong Kong governments are showing significant support. Therefore, she believes the industry may undergo a radical transformation in the future, especially when the singularity arrives. When it arrives, we will be completely unaware. It might happen on a typical day, amidst our daily routines of eating, drinking, and sleeping, but the changes it will bring to our lives could mean that all global foreign exchange transactions will take place on the blockchain, no longer relying on the old SWIFT system. We might see all asset transactions no longer limited to a few hours, but rather operating 24/7 globally, like the cryptocurrency market. The entire world is rapidly entering a state of "push-back" momentum.