According to the announcement from Binance, a significant update for RWUSD will take effect on 2026-03-30. Users in eligible jurisdictions will be able to subscribe to RWUSD using U (United Stables) at a 1:1 ratio. This update is in addition to the existing options of subscribing with USDT or USDC, depending on regional eligibility.
RWUSD is described as a principal-protected yield product offering flexible-term subscriptions with daily APR rewards. It is designed to provide stable returns in both rising and falling market conditions. The yield is supported by income generated from Binance’s ecosystem and other sources, including real-world assets like tokenized US Treasury Bills. Users can subscribe to RWUSD through the USD Yield Hub by entering the subscription amount, agreeing to the terms, and confirming the subscription.
Qualified global users can subscribe to RWUSD with USDT and U, while eligible users in the EEA region can use USDC. For redemption, Binance will return assets to USDC from RWUSD on a 1:1 ratio, regardless of the initial subscribed assets. Fast Redemption incurs a 0.1% fee, while Standard Redemption incurs a 0.05% fee. Occasionally, Binance may offer a daily free Fast Redemption quota, subject to its discretion. The APR is discretionary and subject to change, representing an estimate of rewards in cryptocurrency over the selected timeframe. RWUSD is not a stablecoin, security, fund, tokenized RWA, or on-chain asset, and it does not represent any user rights to RWAs. It is not available to U.S. persons and cannot be traded, transferred, or withdrawn on-chain.