Jack Zhang, founder and CEO of Airwallex, responded in an article on the X platform to the "Citrini Research report that believes stablecoins will replace traditional payment methods such as Visa and credit cards, leading to a sharp drop in credit card stocks." He stated that compliant wallets that can store value (including crypto assets) and support programmable payment capabilities will become the infrastructure of the future AI agent economy. Humans can authorize AI agents to execute payments, but remote authorization and control based on preset rules are still required. From a regulatory perspective, stablecoins are still far from mature in supporting AI agent payments and are insufficient to support AI agent payments globally.