Bitcoin payment app Strike announced on its X platform that it will adjust its margin call policy. Strike founder Jack Mallers clarified that Strike's lending mechanism will not fully liquidate Bitcoin collateral. When a loan falls below the maintenance margin level, the platform will only partially liquidate it to restore the loan to approximately 65% of its healthy loan-to-value (LTV) level. Mallers added that this mechanism aims to protect users' Bitcoin assets as much as possible while maintaining loan health and buying more time for customers and Bitcoin prices to recover. Based on this mechanism, Strike's overall loan book liquidation rate remains in the low single-digit range of total outstanding loans, approximately 1%–3%.