Listed loan facilitation firms continued to see revenue and net profit decline in the second quarter of 2026, with Jiayin Group and Lexin both posting losses, according to Jiemian News. Jiayin Group reported a net loss of 184 million yuan, while Qifu Technology, Xinye Technology, Lexin and Xiaoying Technology all posted sharply lower profit than a year earlier. The downturn came after China's National Financial Regulatory Administration issued a notice in April 2025 tightening oversight of internet loan facilitation by commercial banks, which took effect on October 1, 2025. The rule requires related fees such as credit enhancement charges to be included in the calculation of total financing costs, with business to be conducted under the judicial 24% annual cap. Jiemian News reported that tighter funding supply, stricter channel access and weaker loan origination weighed on earnings. Asset quality improved for some firms. Of the seven listed loan facilitators that disclosed 90-day-plus delinquency rates, four reported lower ratios at the end of June than at the end of March. Xinye Technology, Xiaoying Technology, Qifu Technology and Jiayin Group reported 90-day-plus delinquency rates of 2.1%, 9.09%, 2.83% and 2.21%, down 1.01, 0.86, 0.67 and 0.04 percentage points from the first quarter, while Lexin, Lufax and WeCredit reported 3.6%, 3.7% and 8.64%, up 0.1, 0.3 and 0.53 percentage points. Several companies struck a cautious tone for the third quarter. Xinye Technology CEO Li Tiezheng said the company would remain prudent in credit deployment rather than chase higher-risk volume. Qifu Technology said it expects third-quarter net profit and adjusted net profit to fall 67% to 73% year on year. Lexin said it expects total loan origination in the third quarter to drop sharply from the previous quarter and that it may post a net loss.

Listed loan facilitation firms in China reported weaker second-quarter results, with revenue and net profit continuing to fall and JIayin Technology and Lufax posting losses, according to Jiemian News. JIayin Technology reported a net loss of 184 million yuan, while Qifu Technology, Xinye Technology, Lexin and Xiaoying Technology also posted sharply lower profit than a year earlier. The downturn came after tighter funding supply and new rules from China's National Financial Regulatory Administration took effect on October 1, 2025, requiring related fees to be included in total financing costs and aligning business practices with a 24% annualized cap. Jiemian News reported that Lexin said a risk event involving some peers in late June tightened industry-wide funding supply and hurt market sentiment and loan volume. Asset quality improved for some firms. Of seven listed loan facilitators that disclosed 90-day-plus delinquency rates, four saw the metric fall from the first quarter. As of June 30, 2026, delinquency rates were 2.1% for Xinye Technology, 9.09% for Xiaoying Technology, 2.83% for Qifu Technology and 2.21% for JIayin Technology, while Lexin, Lufax and Weijinsuo reported 3.6%, 3.7% and 8.64%, respectively. Several companies struck a cautious tone for the third quarter. Xinye Technology CEO Li Tiezheng said the company would remain prudent in credit issuance rather than chase riskier volume. Qifu Technology said it expected third-quarter net profit and adjusted net profit to fall 67% to 73% year on year, while Lexin said total loan originations in the third quarter were likely to drop sharply from the second quarter and that it could post a net loss.

According to Wallstreetcn, OpenAI said its disclosure practices regarding "misalignment" incidents need to be further expanded and that it is developing a framework for reporting model "misalignment" incidents.

According to the BBC, a Massachusetts judge declared a mistrial in the murder case against a US mother after jurors were unable to reach a unanimous verdict.

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