According to Cointelegraph, stablecoins became a focal point during JPMorgan Chase's fourth-quarter earnings call, where executives voiced their support for blockchain technology while cautioning against certain stablecoin designs that could pose risks to the regulated banking system. This discussion was prompted by a question from Evercore analyst Glenn Schorr, who inquired about stablecoins in the context of recent lobbying efforts by the American Bankers Association and ongoing legislative discussions concerning digital assets. JPMorgan's chief financial officer, Jeremy Barnum, responded by aligning the bank's stance with the GENIUS Act, which aims to establish regulatory frameworks for stablecoin issuance. Barnum expressed concerns about interest-bearing stablecoins that mimic traditional banking functions without equivalent oversight. He highlighted the dangers of creating a parallel banking system that offers features similar to traditional banking, such as interest-bearing deposits, without the prudential safeguards developed over centuries of bank regulation. Barnum emphasized that while JPMorgan supports competition and innovation, it opposes the development of a parallel banking system operating outside established regulatory protections. As reported by Cointelegraph last May, the U.S. banking lobby perceives yield-bearing stablecoins as a significant threat to its business model, with industry insiders describing the response as a "panic." The rapid growth of stablecoins as tools for payments, on-chain settlement, and dollar access, offering faster transactions and lower costs, intensifies this threat. The potential introduction of yield-bearing versions further exacerbates concerns, especially as banks continue to offer relatively modest interest rates to depositors. Stablecoin rewards have become a contentious issue among U.S. lawmakers deliberating the Digital Asset Market Clarity Act, a comprehensive proposal aimed at clarifying regulatory jurisdiction over digital assets and defining the supervision of crypto-related activities. An amended draft of the legislation released this week indicates that digital asset service providers would be prohibited from paying interest or yield "solely in connection with the holding of a stablecoin," reflecting lawmakers' intent to prevent stablecoins from functioning like bank deposits. However, the draft allows for certain incentive structures linked to broader ecosystem participation, such as rewards for liquidity provision, governance activities, staking, and other network-related functions, rather than passive yield for holding a dollar-pegged token.

null source: https://x.com/solidintel_x/status/2011189776884335012

الرؤى الرئيسية: يتوقع بنك جولدمان ساكس أن تستمر الأسهم العالمية في الارتفاع في عام 2026، وفقًا لتقرير إخباري حديث عن العملات الرقمية. وهم يتوقعون عائدًا بنسبة 11% تقريبًا خلال العام المقبل، بما في ذلك توزيعات الأرباح. ووفقًا للتقرير، من المرجح أن يكون النمو ناتجًا عن ارتفاع أرباح الشركات واستقرار الاقتصاد source: https://www.thecoinrepublic.com/ar/2026/01/13/%d8%a3%d8%ae%d8%a8%d8%a7%d8%b1-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%aa-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a%d8%a9-%d8%ac%d9%88%d9%84%d8%af%d9%85%d8%a7%d9%86-%d8%b3%d8%a7%d9%83%d8%b3-%d9%8a%d8%aa/

Jeremy Barnum told JPMorgan shareholders that yield-bearing stablecoins risk creating a parallel banking system without the safeguards of traditional regulation. source: https://cointelegraph.com/news/jpmorgan-cfo-warns-yield-stablecoins-parallel-banking-risk?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

As the cryptocurrency market enters the new year, optimism around XRP is growing, particularly following Standard Chartered’s positive outlook for the altcoin. As NewsBTC reported two weeks ago, the bank projects a significant surge for the token, forecasting a potential new all-time high of $8. Recently, market analyst Sam Daodu has identified four key catalysts that could drive XRP toward this major milestone, potentially in the first quarter of the year. What Could Drive Prices Higher? The first catalyst stems from the imminent passage of the CLARITY Act, the crypto market structure bill expected to be marked up on January 15 source: https://www.newsbtc.com/breaking-news-ticker/xrp-potential-four-q1-2026-triggers-that-might-propel-price-beyond-8/

Wall Street analysts are raising price targets on chip stocks Intel, AMD, and Micron as earnings season once again dawned upon us. The focus of the boosts is on memory pricing, server sales, foundry progress, and how much product these companies can actually deliver in 2026. First, it was Bank of America, which raised its […] source: https://www.cryptopolitan.com/chip-stocks-intc-amd-mu-price-target-boosts/

Ethereum remains the leader in total value locked, but declining usage and economic uncertainty in the United States may hinder a rally to $4,000. source: https://cointelegraph.com/news/eth-s-back-at-3-2k-will-traders-flip-the-level-from-resistance-to-support?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

In a dramatic turn of events, the ongoing struggle between cryptocurrency advocates and prominent bankers significantly impacted the finalization of a crucial piece of legislation aimed at restructuring the market for digital currencies, just as it was nearing approval. This clash not only highlighted the deep-seated tensions between traditional finance and innovative blockchain technologies but also raised questions about the future regulatory landscape for cryptocurrencies. As the bill approached its last hurdles, the confrontation underscored the complexities of integrating these two competing worlds and ultimately posed challenges that could delay or alter the framework intended to bring much-needed clarity and stability to the crypto market. source: https://www.coindesk.com/news-analysis/2026/01/13/how-a-battle-with-bankers-tarnished-crypto-s-market-structure-bill-near-the-finish-line

Bitcoin and XRP jump higher as Trump escalates pressure on Iran. source: https://www.thestreet.com/crypto/markets/bitcoin-xrp-surge-amid-rising-us-iran-tensions

A single miner managed to mine a full Bitcoin block, earning approximately $295,000 — around 3. source: https://coindoo.com/a-single-miner-takes-home-a-295000-bitcoin-block-reward/

市場は引き続き成長すると予測され、RWAとAIのストーリーが花開く。

金色财经は『金色Web3.0日報』を創刊し、MEME、DeFi、DAO、NFT、メタバース業界の最新ニュースをいち早くお届けします。

他人が投資を躊躇する時に投資し、周期が反転するのを待って、信頼を収穫する。

Uniswapの手数料スイッチ、トークン焼却メカニズムとその評価への影響を分析する。

AIが「スキル」のハードルを平準化した後、私たち「人間」の競争優位性は一体どこにあるのか？

仮想通貨関連事件は民事救済を求める際にしばしば阻害される。本稿では三つの典型的な事例を通じて、核心的な障害と弁護士の対応戦略を分析した。

プライバシー、分散化、2026年の暗号通貨トレンド：プライバシー、分散化、セキュリティの新たな戦場ゴールデンファイナンス、プライバシーは今年暗号通貨世界で最も重要な防御ラインとなる。

Polymarketには1回の取引で10万ドルの利益を上げる「神レベル」のアドレスが少なくない。しかし数十万のアカウントを前に、参加者を悩ませ続ける核心的な疑問がある：これは再現可能なアルファなのか、それとも持続不可能な運なのか？

北京時間1月13日未明、アップルとグーグルは共同声明を発表し、複数年にわたる深い協力関係に関する合意に達したことを明らかにした。

仮想世界に700億ドルを投じた後、Metaは人工知能が同社の未来を主導する中、メタバースからの劇的な撤退を示唆している。