Fiserv, a prominent U.S. payments and financial technology provider, has introduced a new cash settlement platform designed for digital asset companies. According to Cointelegraph, this initiative aims to enhance fiat infrastructure for crypto entities and improve liquidity access. The platform, named INDX, was announced on Thursday and offers real-time cash settlement capabilities, operating continuously throughout the year. It enables digital asset firms to transfer U.S. dollars instantly using a single custodial account, potentially transforming how exchanges, trading desks, and other crypto businesses manage their fiat balances. INDX will be accessible to over 1,100 insured financial institutions within the Fiserv Deposit Network, providing up to $25 million in Federal Deposit Insurance Corporation (FDIC) coverage. This development is significant as many digital asset companies still rely on traditional banking systems that function only during business hours or on onchain token transfers for dollar value movement. By facilitating round-the-clock U.S. dollar settlement within the banking system, INDX offers a functionality akin to blockchain-based settlement while remaining offchain. Fiserv, a global leader in payments and financial services technology, generated over $21 billion in revenue in fiscal 2025. The company has also expanded its presence in digital assets, participating in North Dakota’s state-backed stablecoin initiative by providing payments and settlement infrastructure. The introduction of INDX exemplifies the ongoing convergence between traditional finance (TradFi) and digital assets. For institutional clients, the platform offers a familiar banking framework while introducing faster, always-on cash management capabilities. This system could position Fiserv ahead of legacy banking partners that still rely on batch-based processing for U.S. dollar transfers. For crypto infrastructure providers, including exchanges, trading desks, stablecoin issuers, and custodians, reliable, real-time dollar liquidity can offer a significant operational advantage. In December, Fiserv completed the acquisition of Stone Castle Cash Management, enhancing its FIUSD stablecoin, launched in June 2025. Beyond settlement speed, stablecoins are increasingly seen by traditional financial institutions as liquidity infrastructure. Always-on digital dollars can facilitate collateral movement, treasury operations, and cross-border payments with fewer intermediaries and less settlement friction. While INDX is notable for combining traditional bank settlement with continuous-dollar availability tailored to digital-asset companies, other firms have also prioritized real-time settlement. For instance, Sygnum operates a multi-asset network enabling instant settlement across fiat currencies, stablecoins, and other digital assets for institutional clients. Similarly, Fireblocks supports real-time settlement infrastructure for stablecoins and digital asset transfers, aiding institutions in streamlining liquidity management.

Investors continue to show strong interest in bonds from U.S. companies, states, and cities despite a surge in AI-related borrowing and ongoing concerns about potential defaults. Wall Street Journal (Markets) posted on X, highlighting the resilience of the bond market amid these challenges. The demand for bonds remains robust, driven by investors seeking stable returns in a volatile economic environment. This trend persists even as the borrowing landscape evolves with the increasing influence of artificial intelligence and the associated risks. The bond market's ability to attract investors underscores its role as a critical component of the financial ecosystem, providing essential funding for various entities across the United States.

The dollar index, which measures the U.S. dollar against six major currencies, increased by 0.1% to close at 96.928. According to Jin10, by the end of the New York foreign exchange market, the euro was trading at 1.1866 dollars, down from 1.1882 dollars the previous day. The British pound was at 1.3623 dollars, compared to 1.3637 dollars the day before. The U.S. dollar rose against the Japanese yen, trading at 152.94 yen, up from 152.83 yen. It also traded at 0.7697 Swiss francs, slightly lower than the previous day's 0.7703 Swiss francs. Additionally, the dollar was at 1.3611 Canadian dollars, up from 1.3561 Canadian dollars, and at 8.9226 Swedish krona, higher than the previous day's 8.8813 Swedish krona.

null source: https://x.com/BitcoinMagazine/status/2022045990262628549

The music industry is experiencing a significant influx of AI-generated content, with approximately 60,000 tracks being uploaded to streaming services daily. Bloomberg posted on X, highlighting concerns within the industry regarding the overwhelming number of AI-produced songs, which now exceed 200 million on various platforms. Industry professionals are increasingly apprehensive about the impact of this surge on traditional music creation and distribution. The rapid growth of AI-generated music is prompting discussions about the future of the industry and the potential need for new regulations or guidelines to manage this trend. As AI technology continues to advance, its role in music production is becoming more prominent, raising questions about the authenticity and originality of music. The industry is grappling with how to balance innovation with the preservation of artistic integrity. The situation underscores the broader implications of AI in creative fields, as stakeholders seek to understand and adapt to the evolving landscape. The music industry is at a crossroads, facing both opportunities and challenges as it navigates the complexities introduced by AI-generated content.

The crypto market is huge. At its most recent peak in October 2025, its market cap reached over $4 trillion, rivalling the market caps of some mega companies and dwarfing the economies of nations. This surge was due to a shift towards clearer regulation, significant institutional inflows, especially through ETFs, and an overall renewed market […] source: https://www.cryptopolitan.com/market-psychology-understanding-fear-and-greed-in-crypto/

SoftBank Group sprang back to a quarterly profit after investment gains from OpenAI neared $20 billion, as AI investments in tech companies start to pay off. source: https://catenaa.com/industries/technology/softbank-records-20bn-gains-from-openai-investments/

الرؤى الرئيسية: كجزء من قرار جريء لحماية المستخدمين، أكملت Binance إعادة تصميم رأس مالها الضخم. قامت البورصة بتحويل صندوق الأصول الآمنة للمستخدمين (SAFU) بالكامل إلى بيتكوين. هذا تحول استراتيجي سيجعل صندوق التأمين مرنًا في مواجهة تقلبات السوق source: https://www.thecoinrepublic.com/ar/2026/02/12/binance-safu-%d8%aa%d8%b6%d9%8a%d9%81-4545-%d8%a8%d9%8a%d8%aa%d9%83%d9%88%d9%8a%d9%86-%d9%84%d8%aa%d8%b5%d9%84-%d8%a5%d9%84%d9%89-%d8%a7%d8%ad%d8%aa%d9%8a%d8%a7%d8%b7%d9%8a-15000-%d8%a8%d9%8a%d8%aa/

In a stunning upset at the Olympics, 17-year-old Choi Gaon from South Korea claimed the gold medal in the women's snowboarding halfpipe event. New York Times posted on X, highlighting the unexpected victory over U.S. star Chloe Kim, who was aiming to make history with another gold. Choi's performance captivated audiences and marked a significant achievement in her young career, showcasing her talent on the international stage.

It's possibly the first institutional crypto credit casualty of this market cycle. source: https://www.bankless.com/read/news/crypto-lender-blockfills-freezes-withdrawals-and-deposits

金色财经は『金色Web3.0日報』を創刊し、MEME、DeFi、DAO、NFT、メタバース業界の最新ニュースをいち早くお届けします。

ヴィタリックは一貫して原則を重んじる人物だ。私の記憶では、彼にそんな時期は一度もなかった。

イーサリアムがAI時代においてヴィタリックの理想と目標を真に実現しようとするなら、将来はより頻繁なイテレーションと、AIに対するより緊密な注目と追跡が必要となるだろう。

3ヶ月ごとにコア事業を転換するプロジェクトには警戒すべきだ。真のイノベーションには深耕が必要であり、頻繁な事業転換は往々にして旧事業の失敗を隠蔽するためである。

2026年のマクロ環境を背景に、ARK Investはビットコインの価値を高める4つの主要トレンドを指摘し、ビットコインが「オプション的な」周辺資産から機関投資家のポートフォリオにおいて不可欠な戦略的資産へと進化しつつあると分析している。

ミームコインのブームからエージェント基盤へ、Bankrは実行層としてなど

2026年の幕開けは、予想以上に厳しいものとなった。長いベアマーケットを耐え抜いた後、春はもうすぐそこだと信じていたが、現実は予期せぬ「春寒」だった。

VC業界は「判断力主導」から「取引獲得能力主導」へのパラダイムシフトの途上にある。

銀行、伝統的金融、金融システム、シンギュラリティが迫る：暗号技術がデジタル銀行の基盤ロジックを書き換えるときゴールデンファイナンス、次の暗号スーパーアプリは誰になるのか？

英国財務省はトークン化された国債の試験運用にHSBCのOrionプラットフォームを採用した。これにより英国はG7諸国で初めてブロックチェーン技術を用いた国債試験運用を実施する国となった。DIGITパイロット事業では、より迅速なオンチェーン決済を模索し、英国金融市場全体のデジタルインフラ強化を目指す。