BNB Chain 开发者团队发布说明称，BAP（BNB Application Proposals）的目标在于让应用层更加一致、具备更强互操作性，并降低开发门槛。通过共享标准，生态可实现更快的开发速度、更简洁的集成方式、更好的开发者体验，并减少一次性实现。官方介绍，BAP 可覆盖现有代币标准扩展、身份与钱包规范、链外数据约定、dApp/代理/协议接口，以及 BNB Chain 智能合约最佳实践。BAP 将遵循 BEP-1 所定义的流程，包括创意讨论、草案提交、社区与编辑评审，最终被采纳为官方标准。

Matrixport 发布今日图表称，尽管比特币年初到至今下跌约 14%，加密概念股整体仍跑赢 BTC，但板块内，个股回报出现了明显分化。具体来看，经纪与交易平台(如 Robinhood,Coinbase)回撤达两位数；而部分比特币矿企在业务重心转向 AI 数据中心后，即便经历上周回调，年初至今仍录得两位数涨幅。这一分化表明市场的定价方式正在变化。过去市场更倾向将加密资产当作一个“同涨同跌”的整体；现在则开始按不同公司的商业模式和主要业务方向来分别判断。由此，相关股票与比特币的同步性下降，个股层面的 Alpha 空间随之打开。表格中年初至今(YTD)回报的明显分散，就是这一变化的直接体现。

Indian banks are requesting the Reserve Bank of India (RBI) to relax certain liquidity regulations to free up more funds for business expansion, according to informed sources. The demand for loans is growing faster than deposits, prompting banks to seek permission to utilize some of the funds that are required to be held with the RBI for short-term financial stress management. According to Jin10, the RBI has held discussions with several banks over the past two weeks, highlighting the challenges faced by the Indian banking sector in sustaining credit demand growth. As households increasingly invest their savings in stocks, traditional funding sources for banks are diminishing. Sources also revealed that banks are urging the RBI to consider implementing liquidity regulations ahead of the scheduled April 1 date, which would allow banks to hold fewer government bonds and thus release more funds for lending. Additionally, banks are advocating for a reduction in the minimum term for infrastructure bonds, currently set at seven years.

据 Lookonchain 监测，三名巨鲸正在买入黄金代币。某巨鲸 (0x2788) 于 2 小时前从 OKX 提取 1500 枚 XAUT，价值 758 万美元。某巨鲸 (0x4E3c) 于 4 小时前从币安提取 931.33 枚 PAXG，价值 475 万美元。某巨鲸 (0xDea3) 于 1 小时前买入 732.8 枚 PAXG，价值 374 万美元。

West Main Self Storage has increased its Bitcoin holdings by 0.133 BTC, bringing its total to 2.75 BTC. According to Foresight News, this update was monitored by BitcoinTreasuries.NET.

On February 4, UBS Group CEO Sergio Ermotti highlighted the influence of global political volatility on investment strategies. According to Jin10, Ermotti noted that the ongoing geopolitical and macroeconomic uncertainties are prompting clients to adjust their portfolios, a trend that is expected to benefit UBS and persist for years. He stated, "Geopolitical and macroeconomic uncertainty is creating volatility. I am quite certain that we will have to coexist with this situation for the next decade or so." This environment is driving clients to diversify their geographical asset allocations, with a future decrease in U.S. asset allocations anticipated. Ermotti clarified that this is not a withdrawal or abandonment of assets but rather a strategic diversification using excess liquidity. Addressing the recent global sell-off in software and technology stocks, Ermotti emphasized the need for valuation recalibration. "It is evident that there are some overheated areas in terms of valuations," he remarked. Despite this, he acknowledged the profound societal transformation driven by artificial intelligence, which will inevitably produce both winners and losers in the process.

Foresight News posted on X (formerly Twitter). Toly expressed regret about not catching the right moment, using a light-hearted tone to convey his sentiment.

币安在币安钱包内推出两项关于 Opinion 的的独家活动：-Booster 活动：通过完成阶段性任务，并支持项目早期发展，瓜分 5,000,000 枚 OPN 空投奖励；-币安 Alpha 空投活动：币安 Alpha 将上线 OPN，符合条件的用户可以在币安 Alpha 中领取 Opinion 代币（OPN）。此外，OPN 是 Opinion 生态系统的核心功能型代币，总供应量 10 亿枚，用于支持平台服务的使用、参与治理，以及实现网络价值的捕获与回馈。

Swedish Central Bank Vice Governor Bonghi has highlighted the necessity of economic recovery to achieve mid-term inflation stability. According to Jin10, Bonghi stated that confidence and investment are crucial for this recovery, rather than increased uncertainty. The focus is on fostering a stable economic environment to support inflation control efforts.

币安在 X 平台发文表示，2025 年，币安处理了 38,648 笔错误充值，为用户返还超过 4800 万美元。截至目前，币安累计追回资金总额已超过 10.9 亿美元。

Crypto.com has launched a new standalone prediction markets app called OG in the United States, spinning the business out of its main platform to focus on event-based trading. The move follows a sharp rise in activity, with the company saying its prediction markets have grown about 40 times in weekly use over the past six months.

Nevada regulators have launched a high-stakes legal challenge against Coinbase, accusing the crypto exchange of running unlicensed sports wagering through its prediction markets — a move that intensifies the growing showdown between state gaming authorities and federally regulated event-contract platforms.

OpenAI CEO Sam Altman tested the new Codex app for Mac and felt “a little useless” when some AI suggestions were better than his own ideas. The app lets developers run multiple AI agents to write and improve code, making the process faster and more intuitive.

站在Web3从业者的角度，只聊流量玩法终觉浅，代币之外的产品究竟凭何功能留下用户，更值得推敲。

人工智能代理正成为拥有可验证身份、可转移声誉和自主交易能力的独立经济实体。

DeFi titan Stani Kulechov, founder of Aave, has added a striking five-story Victorian mansion in London’s exclusive Notting Hill to his growing portfolio, paying £22 million for the property

低效矿商退出会导致算力集中化，加剧比特币网络脆弱性。

French police raided X’s Paris office and summoned owner Elon Musk for questioning over a criminal investigation into the platform and its AI chatbot Grok. Prosecutors are examining claims that X and Grok helped spread illegal content, including child abuse images and sexual deepfakes, and may have unlawfully handled data.

MetaMask is pushing deeper into tokenized finance with a new integration that gives eligible users access to U.S. stocks, exchange-traded funds and commodities — but beneath the surface, the rollout also serves to expand exposure and utility for Ondo Global Markets’ GM tokens.

Web 3.0,稳定币,DePIN,RWA,隐私,当Web3成为SaaS：后端化趋势下的行业结构、赛道机会与创业方向 金色财经,Web3在后端化趋势下，还有哪些赛道充满机遇？