美国参议员 Thom Tillis 正敦促参议院银行委员会将加密市场结构法案的审议推迟至 5 月，以便为银行与加密行业之间的稳定币监管妥协方案争取更多敲定时间。该举措旨在为围绕稳定币的关键分歧提供额外谈判空间，推动形成更具可行性的监管框架。（Cointelegraph）

特朗普发文表示，我们正在与伊朗达成的协议将远比《联合全面行动计划》（伊核协议）要好得多。后者是由巴拉克·侯赛因·奥巴马和瞌睡乔·拜登草拟的，是我国安全领域有史以来最糟糕的协议之一。它是一条通向核武器的有保障之路——而我们正在商讨的协议不会、也不可能允许这种情况发生。他们（前任政府）竟然将 17 亿美元美元现金装上波音 757 飞机运往伊朗，让伊朗领导层随心所欲地花掉。他把华盛顿特区、弗吉尼亚州和马里兰州银行的现金全部清空了。那些银行家们表示从未见过这样的景象。此外，还有数千亿美元被支付给了伊朗。如果我没有终止那份“协议”，核武器早就被用来攻击以色列和中东各地，包括我们珍视的美国军事基地。如果在“特朗普”任内达成协议，它将保证和平、安全和保障，不仅对以色列和中东如此，对欧洲、美国以及所有其他地方也是如此。这将是一件让整个世界都感到自豪的事情，而不是像过去多年那样，由于无能和懦弱的领导，我们被迫忍受多年的尴尬与屈辱。(金十)

据 CME“美联储观察”：美联储 4 月加息 25 个基点的概率为 0%，维持利率不变的概率为 100%。美联储到 6 月累计降息 25 个基点的概率为 2.5%，维持利率不变的概率为 97.5%。

苹果宣布 John Ternu 将于 9 月 1 日接替蒂姆·库克出任 CEO，库克将转任执行董事长。硬件工程高级副总裁特纳斯在成为 CEO 后将加入苹果董事会。苹果非执行董事长阿特·莱文森将在同日成为首席独立董事。苹果在一份新闻稿中表示：“库克将在整个夏季继续担任首席执行官，与特纳斯密切合作以确保平稳过渡。”这是自 2011 年库克接替史蒂夫·乔布斯执掌苹果以来，苹果首次进行首席执行官交接。库克是在乔布斯去世前不久接任的。在库克的领导下，苹果市值增长了约 24 倍，周一收盘时达到 4 万亿美元。

Binance Blog published a new article, highlighting the growing importance of digital financial access in a world where 1.3 billion adults remain unbanked. The article underscores the potential for smartphone adoption to bridge the gap between limited banking access and digital financial services. With 42% of unbanked adults already owning a smartphone, the opportunity for digital financial access is significant, especially in regions outside South Asia and Sub-Saharan Africa where smartphone ownership exceeds 50%. This structural gap suggests that digital financial services may reach many individuals before traditional banking infrastructure does. Binance's ambition to serve 3 billion users globally, as announced by co-CEO Yi He at the Hong Kong Web3 Festival, is rooted in this reality. The company aims not only to cater to existing cryptocurrency participants but also to create a more accessible digital financial experience for users worldwide. Binance's integrated financial experience, which includes trading, payments, on-chain access, and intelligent tools, positions the app as an everyday financial solution for a broader audience. The article emphasizes the importance of delivering a universally accessible financial experience, moving beyond separate products to create a more practical and connected approach. The article details Binance's impressive growth trajectory, having reached 316 million users globally. The pace of growth has accelerated, with the first 100 million users taking five years to reach, the next 100 million arriving in two years, and the most recent 100 million added in just 18 months. This growth reflects sustained demand for a comprehensive financial platform that supports multiple needs, including trading, payments, and access to emerging on-chain opportunities. Yi He's vision for 3 billion users aligns with Binance's long-term direction to expand digital finance access through a global, mobile-first, and integrated product experience. Binance remains the largest and most active cryptocurrency exchange, holding approximately $150 billion in user assets and accounting for roughly 30% of global spot trading volume across centralized exchanges. The article highlights Binance's momentum in newer product areas, such as TradFi perpetual futures, where average daily volume rose significantly from $3 billion in January 2026 to over $8.6 billion in April 2026. Binance Alpha has also surpassed $100 billion in cumulative volume, demonstrating growing demand for services that combine centralized platform convenience with direct on-chain access. In conclusion, Binance's path toward 3 billion users reflects a broader shift in expanding financial access. With a large portion of the global population underserved by traditional financial infrastructure, platforms offering integrated, accessible, and mobile-first financial experiences may play an increasingly important role. Binance's current scale provides a strong foundation, but the challenge lies in transforming this momentum into a product experience that remains useful, trusted, and relevant for a broader global user base. The vision is ambitious, yet it is grounded in the practical idea of building an everyday financial app that integrates more people into the digital financial ecosystem.

U.S. President Donald Trump has expressed his ongoing support for interest rate hikes as a measure to combat inflation. According to Jin10, Trump stated that the effect of raising interest rates in curbing inflation has been relatively successful. His comments come amid ongoing discussions about monetary policy and its impact on the economy.

美国总统特朗普：（关于 Anthropic）在白宫与 Anthropic 进行了良好的会谈。不能指示军方如何运作。美国总统特朗普：Anthropic 的人智商很高，我认为我们会相处得很好。美国总统特朗普：（关于 Anthropic）可能达成协议。(金十)

肖风在2026年香港Web3嘉年华发表了题为《智能体经济模式创新——AI Token、区块链Token与全同态加密的融合革命》的主旨演讲。

U.S. Securities and Exchange Commission (SEC) Chairman Paul S. Atkins delivered a speech marking his one-year anniversary at the Washington Economic Club, focusing on the SEC's future 'A-C-T' strategic plan. According to Foresight News, Atkins highlighted the SEC's initiative in the crypto sector, known as 'Project Crypto,' which aims to enhance market on-chain integration. The SEC is set to introduce an 'innovation exemption' to support compliant on-chain trading of tokenized securities and is committed to establishing long-term industry regulations. In addressing capital markets, Atkins proposed the 'Make IPOs Great Again' agenda, which includes a series of reforms. These reforms involve implementing a regulatory IPO 'on-ramp,' expanding policies currently available only to emerging and small businesses to more companies, providing nearly all public companies with a simplified 'shelf registration' process for quicker market access, and allowing companies the choice to submit financial reports quarterly or semi-annually. Additionally, the SEC is monitoring transparency and credit quality in the private credit sector, aiming to enable more investors to participate in diversified investments under reasonable safeguards. Future enforcement efforts will focus on combating fraud and holding individuals accountable to enhance market integrity and protect investors.

U.S. President Donald Trump recently held a meeting at the White House with representatives from Anthropic, a company known for its advancements in artificial intelligence. According to Jin10, the discussions were described as positive, focusing on the potential impacts and applications of AI technologies. However, President Trump emphasized that he cannot direct military operations, indicating the limitations of AI's role in defense strategies.

Agent 终于要告别「单打独斗」，迎来二阶段进化了吗？

美国总统特朗普：如果新任美联储主席不降息，将感到失望。(金十)

未来由 Agent 驱动的交易与交互，其规模可能会超过人类主导的市场。

Arbitrum安全委员会一键转走KelpDAO黑客3万余枚ETH，这展示了部分L2在危机中的响应能力，但也迅速引发加密社区关于“去中心化”本质的激烈辩论。

Strategy bought $2.54 billion worth of Bitcoin, adding 34,1aalling more buying could follow.

AI 让规模变得廉价易得，却难以信任。而加密则在规模上恢复信任。

BTC,比特币的马奇诺防线：从减半失灵到幂律大考 金色财经,比特币减半，是币圈最经典的故事。

4 月 18 日，KelpDAO 的 rsETH 跨链资产遭遇大规模攻击，损失约 2.9 亿美元。

OCBC has launched a tokenised gold fund called GOLDX with Lion Global Investors and DigiFT, giving institutional investors access to physical gold through tokens on Ethereum and Solana. The tokens can be bought using fiat or stablecoins and are sent to blockchain wallets, linking traditional gold investment with digital asset infrastructure.

预测,投资,加密市场,预测市场不是赌博 而是被误解的「真相机器」 金色财经,看好预测市场，是最具民主精神的价值观之一。