According to BlockBeats, on January 13, analysts from research and brokerage firm Bernstein increased the target stock price for Figure Technology Solutions (FIGR) from $54 to $72, designating it as a 'top recommended stock' for 2026. The analysts highlighted the company's tokenized credit market growth exceeding expectations and ongoing improvements in operational leverage. The new target price suggests a potential 38% increase from the stock's closing price of $52.23 on Monday. Bernstein has consistently rated the stock as 'outperform' since initiating coverage last October. In a client report released on Tuesday, January 14, led by analyst Gautam Chhugani, the team noted that blockchain-based lending institution Figure stands out amid banking industry transformations and the clearer regulatory framework proposed by the U.S. 'Clear Act,' a draft bill for crypto market structure. The report states that Figure replaces traditional banking ledger systems with blockchain infrastructure, offering long-term growth potential in its tokenized equity business. Bernstein indicated that Figure's performance has surpassed its originally 'quite optimistic' expectations, driven by a partner-led market model and expansion into new loan categories. The total consumer loan market reached approximately $2.7 billion in the fourth quarter, with the tokenized credit platform Figure Connect processing about 46% of the credit volume from the previous quarter. The report emphasized that Figure is actively expanding its core HELOC business by introducing new products such as debt coverage loans, small business loans, and crypto asset-backed loans. The company also plans to tokenize its equity to launch a tokenized equity platform for secondary market development. Analysts view the equity business as a long-term 'strategic option' rather than a short-term revenue driver.

According to BlockBeats On-chain Detection, a whale address withdrew 5,894 ETH from a centralized exchange (CEX) 10 minutes ago. Last week, this address also withdrew 37.09 million SKY tokens and transferred them for staking.

据 Onchain Lens 监测，某巨鲸 (0xCd9...5507) 从 Kraken 提取了 5894 枚 ETH，价值 1833 万美元。上周，该巨鲸提取了 3709 万枚 SKY，价值 233 万美元，并将其进行质押。

Fresh clashes between the Trump administration and the Federal Reserve reignited fears over central bank independence, weighing on US markets and boosting precious metals. source: https://www.blockhead.co/2026/01/13/threat-to-fed-takes-center-stage/

美国加密货币交易平台 Kraken 正支持一家新成立的特殊目的收购公司（SPAC），该公司计划通过 Kraken 关联的发起方实现公开上市。由 Kraken、Tribe Capital 及 Natural Capital 共同支持的新设空白支票公司 KrakAcquisition 于周一（1 月 13 日）向美国证券交易委员会（SEC）提交文件，拟通过首次公开募股（IPO）筹集最多 2.5 亿美元资金。根据 SEC 备案文件，这家于 2025 年 7 月在开曼群岛注册的豁免公司计划发行 2500 万股（每股 10 美元），拟申请以股票代码 “KRAQU ”在纳斯达克全球市场挂牌交易。尽管该 SPAC 主要面向加密货币基础设施领域的企业，但据报道 Kraken 已于去年 11 月另行提交了保密版 S-1 表格，为其普通股寻求潜在的 IPO 上市机会。（Cointelegraph）

A crypto trader designated Dr6s2o on Solscan lost more than $473,000 in just 20 minutes after former New York City mayor Eric Adams promoted a new meme coin called $NYC that rapidly collapsed in what many investors are now calling a rug pull. Specifically, the trader first swapped a total of 745,725 USDC for $NYC across five trades and then panic-sold the meme coin for only 272,177 of the stablecoin. The six $NYC trades that resulted in the loss of approximatelly $473,000. Source: Solscan What is the NYC token? Late on January 12, Adams – whose administration was previously under scrutiny for alleged corruption – announced the launch of $NYC – the ‘NY token’ – with an unconventional sales pitch source: https://finbold.com/crypto-trader-loses-473k-in-20-mins-on-eric-adams-nyc-meme-coin/

President Trump said that Big Tech must pay for the electricity used in its data centers. source: https://www.cryptopolitan.com/big-tech-will-pay-data-center-power-costs/

北京时间 1 月 13 日凌晨，苹果与谷歌联合发布声明，宣布达成一项多年期深度合作协议。

null source: https://x.com/CoinMarketCap/status/2011020442975215957

After burning $70 billion on virtual worlds, Meta signals a dramatic retreat from the metaverse as artificial intelligence takes over the company’s future.

Privacy-focused coins are surging early Tuesday, dwarfing returns from the more popular cryptocurrencies. source: https://www.benzinga.com/crypto/cryptocurrency/26/01/49867359/monero-jumps-19-to-set-new-highs-dash-also-surges-amid-speculation-of-capital-rotation-from-this-fellow-privacy-coin?utm_source=cryptopanic.com&utm_campaign=partner_feed&utm_medium=referral

PayPal will soon be a payment option in Google’s new AI-powered checkout through the Universal Commerce Protocol, which connects AI agents, retailers, and payment providers. The protocol was developed with major retailers and aims to make online shopping easier, more secure, and interoperable across different platforms.

Coinbase CEO Brian Armstrong says a nascent crypto sector could mirror the explosive growth of stablecoins, calling the opportunity “huge” as blockchain technology continues to reduce friction in global markets. In a new discussion hosted by Goldman Sachs, Armstrong points to the rise of stablecoins as a case study. source: https://dailyhodl.com/2026/01/13/coinbase-ceo-brian-armstrong-details-huge-prediction-on-nascent-crypto-sector-heres-his-outlook/

由金色财经联合 Twinkle、大树财经发起，HTX DAO、OracleX 总出品的 Web3 行业轻综艺节目《链上大玩家》，第三季第五期已于 2026 年 1 月 8 日正式上线。

以太坊的目标，是成为无信任（trustless）和信任最小化（trust-minimized）应用的家园，无论是在金融、治理还是其他领域。

Chinese AI company DeepSeek is rapidly expanding in Africa, Russia, Belarus, and other markets using low-cost, open-source models backed by government subsidies. Microsoft warns that U.S. tech firms risk falling behind as their paid, controlled AI systems struggle to compete on price and accessibility.

Just weeks after leaving office, Eric Adams unveiled a New York–themed memecoin pitched as a social good. On-chain data now suggests a chaotic — and controversial — debut.

a16z正在转型成为更具雄心壮志的机构——一个涵盖技术和政治现实的全栈式协调引擎。

伊朗国防部出口中心（Mindex）正式公开接受数字货币支付，标志着伊朗已完成从「小规模避税」到国家级「军事支付层」的战略质变。

2026年开年以来，由金银引领的大宗商品牛市愈演愈烈，以更加澎湃的涨势席卷市场。