According to Cointelegraph, stablecoins became a focal point during JPMorgan Chase's fourth-quarter earnings call, where executives voiced their support for blockchain technology while cautioning against certain stablecoin designs that could pose risks to the regulated banking system. This discussion was prompted by a question from Evercore analyst Glenn Schorr, who inquired about stablecoins in the context of recent lobbying efforts by the American Bankers Association and ongoing legislative discussions concerning digital assets. JPMorgan's chief financial officer, Jeremy Barnum, responded by aligning the bank's stance with the GENIUS Act, which aims to establish regulatory frameworks for stablecoin issuance. Barnum expressed concerns about interest-bearing stablecoins that mimic traditional banking functions without equivalent oversight. He highlighted the dangers of creating a parallel banking system that offers features similar to traditional banking, such as interest-bearing deposits, without the prudential safeguards developed over centuries of bank regulation. Barnum emphasized that while JPMorgan supports competition and innovation, it opposes the development of a parallel banking system operating outside established regulatory protections. As reported by Cointelegraph last May, the U.S. banking lobby perceives yield-bearing stablecoins as a significant threat to its business model, with industry insiders describing the response as a "panic." The rapid growth of stablecoins as tools for payments, on-chain settlement, and dollar access, offering faster transactions and lower costs, intensifies this threat. The potential introduction of yield-bearing versions further exacerbates concerns, especially as banks continue to offer relatively modest interest rates to depositors. Stablecoin rewards have become a contentious issue among U.S. lawmakers deliberating the Digital Asset Market Clarity Act, a comprehensive proposal aimed at clarifying regulatory jurisdiction over digital assets and defining the supervision of crypto-related activities. An amended draft of the legislation released this week indicates that digital asset service providers would be prohibited from paying interest or yield "solely in connection with the holding of a stablecoin," reflecting lawmakers' intent to prevent stablecoins from functioning like bank deposits. However, the draft allows for certain incentive structures linked to broader ecosystem participation, such as rewards for liquidity provision, governance activities, staking, and other network-related functions, rather than passive yield for holding a dollar-pegged token.

null source: https://x.com/solidintel_x/status/2011189776884335012

الرؤى الرئيسية: يتوقع بنك جولدمان ساكس أن تستمر الأسهم العالمية في الارتفاع في عام 2026، وفقًا لتقرير إخباري حديث عن العملات الرقمية. وهم يتوقعون عائدًا بنسبة 11% تقريبًا خلال العام المقبل، بما في ذلك توزيعات الأرباح. ووفقًا للتقرير، من المرجح أن يكون النمو ناتجًا عن ارتفاع أرباح الشركات واستقرار الاقتصاد source: https://www.thecoinrepublic.com/ar/2026/01/13/%d8%a3%d8%ae%d8%a8%d8%a7%d8%b1-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%aa-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a%d8%a9-%d8%ac%d9%88%d9%84%d8%af%d9%85%d8%a7%d9%86-%d8%b3%d8%a7%d9%83%d8%b3-%d9%8a%d8%aa/

Jeremy Barnum told JPMorgan shareholders that yield-bearing stablecoins risk creating a parallel banking system without the safeguards of traditional regulation. source: https://cointelegraph.com/news/jpmorgan-cfo-warns-yield-stablecoins-parallel-banking-risk?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

As the cryptocurrency market enters the new year, optimism around XRP is growing, particularly following Standard Chartered’s positive outlook for the altcoin. As NewsBTC reported two weeks ago, the bank projects a significant surge for the token, forecasting a potential new all-time high of $8. Recently, market analyst Sam Daodu has identified four key catalysts that could drive XRP toward this major milestone, potentially in the first quarter of the year. What Could Drive Prices Higher? The first catalyst stems from the imminent passage of the CLARITY Act, the crypto market structure bill expected to be marked up on January 15 source: https://www.newsbtc.com/breaking-news-ticker/xrp-potential-four-q1-2026-triggers-that-might-propel-price-beyond-8/

Wall Street analysts are raising price targets on chip stocks Intel, AMD, and Micron as earnings season once again dawned upon us. The focus of the boosts is on memory pricing, server sales, foundry progress, and how much product these companies can actually deliver in 2026. First, it was Bank of America, which raised its […] source: https://www.cryptopolitan.com/chip-stocks-intc-amd-mu-price-target-boosts/

Ethereum remains the leader in total value locked, but declining usage and economic uncertainty in the United States may hinder a rally to $4,000. source: https://cointelegraph.com/news/eth-s-back-at-3-2k-will-traders-flip-the-level-from-resistance-to-support?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

In a dramatic turn of events, the ongoing struggle between cryptocurrency advocates and prominent bankers significantly impacted the finalization of a crucial piece of legislation aimed at restructuring the market for digital currencies, just as it was nearing approval. This clash not only highlighted the deep-seated tensions between traditional finance and innovative blockchain technologies but also raised questions about the future regulatory landscape for cryptocurrencies. As the bill approached its last hurdles, the confrontation underscored the complexities of integrating these two competing worlds and ultimately posed challenges that could delay or alter the framework intended to bring much-needed clarity and stability to the crypto market. source: https://www.coindesk.com/news-analysis/2026/01/13/how-a-battle-with-bankers-tarnished-crypto-s-market-structure-bill-near-the-finish-line

Bitcoin and XRP jump higher as Trump escalates pressure on Iran. source: https://www.thestreet.com/crypto/markets/bitcoin-xrp-surge-amid-rising-us-iran-tensions

A single miner managed to mine a full Bitcoin block, earning approximately $295,000 — around 3. source: https://coindoo.com/a-single-miner-takes-home-a-295000-bitcoin-block-reward/

预测市场会继续增长，RWA 和 AI 叙事将迎来春天。

金色财经推出《金色Web3.0日报》，为您提供最新、最快的MEME、DeFi、DAO、NFT和元宇宙行业新闻。

在别人不敢投的时候投，然后等周期翻过来，收割信任。

解析 Uniswap 手续费开关、代币销毁机制及其估值影响。

当 AI 把“技能”的门槛抹平之后，我们作为“人”的护城河到底在哪里？

涉币案件在寻求民事救济时常常受阻，本文通过三个典型案例解析了核心障碍与律师的应对策略。

隐私,去中心化,2026 年加密趋势：隐私、去中心化与安全的新战场 金色财经,隐私将成为加密世界今年最重要的护城河。

Polymarket 上不乏单笔盈利10万美元的“神级”地址。但面对数十万个账户，一个核心问题始终困扰着参与者：这是可复制的Alpha，还是不可持续的运气？

北京时间 1 月 13 日凌晨，苹果与谷歌联合发布声明，宣布达成一项多年期深度合作协议。

After burning $70 billion on virtual worlds, Meta signals a dramatic retreat from the metaverse as artificial intelligence takes over the company’s future.