According to PANews, Michael Saylor, founder and executive chairman of Strategy, is advocating for the development of digital banking systems backed by Bitcoin. Speaking at the Bitcoin MENA event in Abu Dhabi, Saylor proposed that governments could create regulated digital bank accounts using over-collateralized Bitcoin reserves and tokenized credit instruments. These accounts would offer higher yields and lower volatility, potentially attracting trillions of dollars in deposits. Saylor highlighted the low returns on bank deposits in Japan, Europe, and Switzerland, noting that euro money market funds yield around 150 basis points, while U.S. money market rates approach 400 basis points. This has led investors to turn to corporate bond markets. He outlined a structure where digital credit instruments would comprise about 80% of the fund, paired with 20% fiat currency, and include a 10% reserve buffer to reduce volatility. If offered through regulated banks, depositors could invest billions to achieve higher returns. Saylor emphasized that such accounts would be supported by digital credit with a 5:1 over-collateralization held by a financial entity. He suggested that countries offering these accounts could attract capital inflows of "$20 trillion or $50 trillion."

Saylor wants governments to create Bitcoin-backed digital banking systems with higher-yield accounts. source: https://www.cryptopolitan.com/saylor-pushes-nations-to-adopt-btc-banking/

Bitcoin's rejection at the short-term range highs is caused by macroeconomic uncertainty, liquidations and stagnant spot ETF flows. Will clearer signals from the US economy boost BTC volumes? source: https://cointelegraph.com/news/bitcoin-bulls-bid-range-lows-but-dollar92k-remains-resistance?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

U. S. CFTC pilot program allows Bitcoin, Ethereum, and USDC as derivatives market collateral under strict conditions. source: https://coincu.com/news/cftc-crypto-collateral-pilot/

The Solana price is entering a decisive phase as its action tightens below the $140 barrier, a level that has repeatedly capped attempts at recovery. After months of sustained selling pressure and increased whale activity, the market is now watching whether Solana can hold its recent gains or slip back toward lower support zones. Related Reading: What’s Happening With XRP And Why Did Its Spot ETF Crash 20%? This comes at a time when analysts, on-chain trackers, and market participants are also assessing the broader influence of KOL (Key Opinion Leader) predictions, many of which have dramatically misaligned with Solana’s actual price trajectory over the past two months. SOL's price sees some small gains on the daily chart source: https://www.newsbtc.com/news/solana/solana-price-faces-critical-test-near-140-while-analysts-track-kol-indicators-and-liquidity-shifts/

Circle is taking another decisive step to expand USDC’s global footprint, announcing a strategic partnership with Bybit, the world’s second-largest exchange by trading volume. The move marks one of Circle’s most significant efforts yet to grow USDC beyond the Coinbase-centered ecosystem it has relied on for years. source: https://www.ethnews.com/circle-pushes-usdc-into-a-new-era-with-bybit-integration/

null source: https://x.com/solidintel_x/status/1998161667398746118

The transaction priced Ripple at roughly $40 billion, the highest valuation ever given to a privately held digital-asset firm. source: https://coindoo.com/ripples-500-million-raise-shows-wall-street-wants-crypto-without-the-risk/

无疑，我们走到了加密行业的至暗时刻，也许有一部分人不以为然，因为他们对赌场化的现状和个体利己主义的沉迷已经盖过行业成长本身。

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选择祭出 14 亿美元的储备金或许是基于坚持不抛售比特币策略的退让，但在面对现实之际，Strategy 也同步下修全年财测与关键绩效指标。

比特币持有者想要使用他们的比特币，但基础设施从未提供过安全且原生的方式来实现这一点。

预测,加密市场,做空预测市场 金色财经,超级投机周期的均值回归。

如果采用更严苛的、完全惩罚性的 $BTC 处理方式，其资本缺口则可能在 125 亿至 250 亿美元之间。

正如代币化代表了市场中的一种演变，委员会将审议的建议主题也同样如此。人工智能的出现有望彻底改变工作流程和商业模式。

今日晚间推荐阅读：1.摩尔线程的崛起 藏着中国芯片突围的密码；2.先锋集团、美国银行和嘉信理财进军加密领域意味着什么；3.2026年加密趋势展望；

交易标的的特性、24 小时市场提供的全球可达性，以及参与者表现出的独特行为模式。

Robinhood is entering Indonesia by acquiring a local brokerage and a crypto trading platform, giving it fast access to the country’s growing retail investor market. The company plans to offer US stocks and cryptocurrencies while keeping the local firms’ licences and gradually expanding its services after regulatory approval.