据 Onchain Lens 监测，尽管“麻吉大哥”黄立成的 25 倍杠杆以太坊多单在市场下跌期间遭部分清算，但他仍未放弃，并且向 Hyperliquid 存入 199,879 美元“补仓”ETH 多单，现持仓约 3100 枚 ETH。

According to ChainCatcher, Federal Reserve official Goolsbee stated that to combat inflation, the Federal Reserve sometimes needs to 'take away the punch bowl,' referring to the withdrawal of accommodative policies during periods of economic overheating.

According to Cointelegraph, a significant debate is unfolding in Washington, D.C., as lawmakers consider whether to relax regulations to allow cryptocurrencies in 401(k) retirement accounts. This discussion has sparked a divide between the cryptocurrency industry and labor unions, with the latter expressing concerns over potential risks to workers' retirement savings. The American Federation of Teachers (AFT) recently sent a letter to the U.S. Senate Banking Committee, arguing that the volatility of cryptocurrencies makes them unsuitable for pension and retirement accounts. The AFT warned that such exposure could lead to substantial financial losses for workers. The letter from the AFT has faced criticism from crypto investors and industry advocates. A crypto investor criticized the AFT's stance on social media, describing it as lacking coherence and understanding of crypto market regulations. In contrast, Sean Judge, a partner at Castle Island Ventures, defended the proposed legislation, suggesting it would enhance oversight and reduce systemic risks while providing pension funds access to an asset class with historically strong returns. Bill Hughes, an attorney at Consensys, accused the AFT of political motivations, suggesting their opposition aligns with Democratic lawmakers. Proponents of including cryptocurrencies in retirement portfolios argue that it democratizes finance. However, trade unions remain firmly against relaxing current regulations, citing the high risk associated with cryptocurrencies. AFT President Randi Weingarten emphasized the need for caution, stating that unregulated and risky investments should not be part of pension and retirement savings. The AFT, representing 1.8 million teachers and educational professionals, is one of the largest teachers' unions in the United States. Better Markets, a nonprofit advocacy group, supports the AFT's position, highlighting the volatility of cryptocurrencies as a significant concern for traditional retirement portfolios. They argue that such volatility can lead to mismatches in time horizons for pension investors seeking stable, low-risk retirement plans. In October, the American Federation of Labor and Congress of Industrial Organizations (AFL-CIO) also expressed opposition to the crypto market structure bill, citing the systemic risks posed by cryptocurrencies to pension funds and the broader financial system. The AFL-CIO is the largest federation of trade unions in the U.S., further underscoring the widespread concern among labor groups regarding the inclusion of cryptocurrencies in retirement accounts.

Circle, Ripple among five stablecoin issuers conditionally approved for national banking charters as market hits $313 billion. source: https://decrypt.co/352184/circle-ripple-paxos-fidelity-and-bitgo-get-banking-charters-approved-by-occ

The development positions Ripple among a small group of crypto-native firms moving directly into federally supervised financial infrastructure, potentially reshaping […] The post Ripple Secures Conditional U. S. source: https://coindoo.com/ripple-secures-conditional-u-s-banking-approval-while-xrp-stalls-below-2/

On-chain data from Glassnode shows a sharp rise in unrealized losses across the cryptocurrency market, signaling growing stress beneath the surface of price action. According to the chart, total unrealized losses across crypto have climbed to roughly $350 billion, with Bitcoin alone accounting for around $85 billion of that figure. source: https://www.ethnews.com/crypto-markets-face-mounting-pressure-as-unrealized-losses-approach-350-billion/

据 Onchain Lens 监测，“1011 内幕巨鲸”的 BTC、ETH 和 SOL 多单仓位价值已达 6.62 亿美元，包括：- 五倍杠杆以太坊多单仓位 175,561.8 枚 ETH，价值 5.3889 亿美元；- 五倍杠杆比特币多单仓位 1,000 枚 BTC，价值 8994 万美元；- 20 倍杠杆 SOL 多单仓位 250,000 枚 SOL，价值 3313 万美元。

The U. S. Office of the Comptroller of the Currency (OCC) has granted conditional approval for Ripple to establish a national trust bank, marking a significant regulatory milestone for the blockchain firm and the broader digital asset industry source: https://www.ethnews.com/ripple-gets-federal-banking-green-light-as-occ-moves-closer-to-crypto-trust-banks/

Relaxing the current rules for traditional retirement funds and pension plans could attract trillions of dollars of capital flows into crypto. source: https://cointelegraph.com/news/trillions-dollars-risk-trade-unions-crypto-401ks?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

The House Financial Services Committee sent a letter to the SEC on December 12, 2025, urging the regulator to amend existing rules to permit Bitcoin and other digital assets within 401(k) plans. The move seeks to formally integrate crypto into the U. S. retirement system, potentially unlocking a new capital source for the asset class. House Committee […] source: https://cryptonews.com/news/bitcoin-92k-house-presses-sec-401k-rules/

在大西洋彼岸，汇款一直都很可靠快捷。这或许是美国人乐于接受“稳定币”作为银行体系替代方案的原因之一。

金色财经推出《金色Web3.0日报》，为您提供最新、最快的MEME、DeFi、DAO、NFT和元宇宙行业新闻。

对于拥有庞大用户基础的平台来说，稳定币不只是跨境支付工具，而是一条可以重塑收入结构与用户关系的基础金融轨道。

RWA,香港试点计划引爆热议：RWA 如何从概念炼成现实资产？ 金色财经,以试点探路，香港构建 RWA 落地务实路径。

Coinbase 孵化的开源支付协议 x402 发布 V2 版本。这是自 2025 年 5 月主网上线以来的首次大版本迭代。

玻利维亚政府宣布了一项重大政策—将稳定币纳入其正式金融体系，让稳定币能够“作为法定支付工具”使用。

Binance,加密货币,Hash Global 创始人 KK 聊 BNB 数字资产配置和 Web3 发展阶段 金色财经,「未来所有资产都将发行和交易在链上。」

x402协议,AI Agent,支付,聊聊x402的V2升级 分享一些关键点 金色财经,分享关于x402协议V2升级较关键的几个点。

美国,SEC,OCC,美SEC和OCC监管动作频繁 有何启示？ 金色财经,本文聚焦美国SEC和OCC近期的监管动作。

Coinbase推出了x402协议的V2版本。该版本在V1基础上进行了优化，从单一调用支付扩展为统一的互联网支付层。