On May 25, according to Jin10, the New Zealand Reserve Bank has entered a new era, with any dissent regarding the official overnight cash rate now attributed to individual committee members. ASB Bank of New Zealand expects the bank to maintain the rate at 2.25% on Wednesday, after considering various perspectives on the outlook. "We wouldn't be surprised by a split vote or a consensus with dissent," said ASB Senior Economist Jane Turner. However, maintaining the rate might only offer temporary relief for borrowers. ASB anticipates that the official rate will rise, with good reasons to start increasing rates in May, July, or September. "We still believe July is the optimal time, allowing enough time to observe without letting inflation slip out of the Reserve Bank's control," the institution stated.