Financial institutions remain cautious about AI tools such as OpenClaw, despite individual users' enthusiasm. According to Odaily, several industry insiders have highlighted the high security requirements of banking systems, which handle vast amounts of customer information and transaction data. If AI tools are granted excessive permissions or improperly configured, they could lead to data breaches or system risks. A technology expert from a joint-stock bank noted that the volume and sensitivity of bank data far exceed that of ordinary user environments, and any vulnerabilities could have a larger impact.
On March 10, the Industrial and Commercial Bank of China issued a risk warning related to OpenClaw, advising caution against unauthorized installations and authorization risks, as well as investment scams. Users are advised not to grant access to sensitive permissions such as contacts, photo albums, and folders, and to avoid entering personal information like ID numbers, bank card numbers, and payment passwords into unknown software. Additionally, skepticism is advised towards promises of 'AI stock trading,' 'guaranteed profits,' and 'high returns with low risk.' It is crucial to verify any transactions, recharges, or investments thoroughly and not to trust them blindly.