According to Odaily, economist and cryptocurrency critic Peter Schiff posted on platform X, expressing concerns over U.S. President Donald Trump's statement about appointing a new Federal Reserve chair who supports low interest rates. Schiff argues that this move could potentially lower mortgage rates for Americans. However, he warns that such inappropriate rate cuts might have adverse effects, including exacerbating inflation and ultimately increasing mortgage rates.

According to ChainCatcher, the U.S. spot XRP ETF has attracted over $1 billion in inflows since its launch in November, with no single day of net outflows. This performance contrasts sharply with the $2.9 billion net outflow from Bitcoin ETFs during the same period. Sygnum Bank's Chief Investment Officer, Dori, noted that this trend indicates a growing institutional adoption, with ETFs enhancing market access and improving market structure. Ripple CEO Garlinghouse highlighted that the XRP spot ETF has experienced net inflows for 30 consecutive days. Despite the influx of funds, XRP's price remains 47% below its all-time high of $3.65, and its market capitalization has fallen to fifth place, overtaken by BNB. Several institutions are entering the XRP ETF market, with Canary Capital's first product attracting $250 million upon launch. Other major players like Vanguard, Grayscale, and Bitwise have also introduced related products, reflecting Wall Street's increasing demand for XRP.

According to BlockBeats, data from Coinglass reveals that current funding rates across major centralized and decentralized exchanges indicate a continued bearish sentiment in the market. The funding rates for mainstream cryptocurrencies are detailed in the accompanying chart. Funding rates are fees set by cryptocurrency trading platforms to maintain balance between contract prices and the prices of underlying assets, typically applied to perpetual contracts. This mechanism facilitates the exchange of funds between long and short traders, without the trading platform charging this fee. It serves to adjust the cost or yield of holding contracts, ensuring contract prices remain close to the asset prices. A funding rate of 0.01% signifies a baseline rate. When the funding rate exceeds 0.01%, it suggests a generally bullish market sentiment. Conversely, a funding rate below 0.005% indicates a bearish outlook.

Crypto entrepreneur Mark Koh has lost more than $14,000 in crypto after unknowingly participating in a crypto fraud scheme. source: https://www.cryptopolitan.com/singapore-entrepreneurs-crypto-portfolio/

Lighter founder and CEO Vladimir Novakovski participated in a podcast interview with The Chopping Block today. When answering questions about tokens, Vladimir stated, “From an expectation management perspective, this is a marathon, not a sprint. The team and the early community don't actually expect a ‘takeoff on day one’ scenario. A more realistic expectation is to start from a relatively healthy position, and then, with continued product development, the overall trend will gradually improve. Our goal is clearly not to maximize value on day one, but to ensure it's in a healthy state within the current market environment, and then iterate continuously from there. We've seen too many tokens launch with a sharp rise, and then decline all the way down.”

Economist and cryptocurrency critic Peter Schiff posted on the X platform that Trump's announcement of appointing a new Federal Reserve chairman who believes in low interest rates, claiming it would lower mortgage rates for Americans, could have negative consequences. Schiff argued that this proposed inappropriate rate cut could not only exacerbate inflation but also drive up mortgage rates.

According to ChainCatcher, economist and cryptocurrency critic Peter Schiff expressed concerns on platform X, stating that 11 months ago, U.S. President Donald Trump inherited a chaotic situation that he had previously contributed to creating. Schiff noted that the situation has worsened since then. He emphasized that the soaring prices of gold and silver indicate that a 'day of reckoning' is closer than ever.

According to BlockBeats, U.S. President Donald Trump has stated that he will soon announce the next Federal Reserve Chair. The new appointee is expected to advocate for significant interest rate cuts.

According to SoSoValue data, most sectors in the crypto market declined, with 24-hour drops generally ranging from 2% to 7%. The Layer 2 sector fell 6.71%, with Zora (ZORA), Linea (LINEA), and Movement (MOVE) falling 10.39%, 10.41%, and 13.61% respectively. Additionally, Bitcoin (BTC) fell 1.71%, dropping below $87,000; Ethereum (ETH) fell 4.27%, reaching around $2,800. In other sectors, the PayFi sector fell 3.27% in the last 24 hours, with Ultima (ULTIMA) down 11.88%; the CeFi sector fell 3.68%, but Canton Network (CC) bucked the trend, rising 8.54%; the Layer 1 sector fell 3.78%, with Zcash (ZEC) down 7.36%; the Meme sector fell 4.65%, with MemeCore (M) and PIPPIN (PIPPIN) rising 3.14% and 16.61% respectively; and the DeFi sector fell 5.65%, with Hyperliquid (HYPE) down 7.91%. Crypto sector indices reflecting historical sector performance show that the ssiAI, ssiDePIN, and ssiLayer2 indices fell 8.39%, 7.14%, and 7.06% respectively.

During the live broadcast, Trump stated that he would soon announce the next Federal Reserve Chairman.

Vaults are non-custodial blockchain infrastructures that enable functionalities that are not available in traditional finance.

The AI ​​investment boom reached a turning point at the end of 2025, with the market shifting from a "buy and ask questions" approach to a "return-first" approach. Demand is genuine, but tight fiscal conditions and macroeconomic weaknesses amplify risks. If profitability is not achieved by 2026, valuation adjustments are inevitable.

Jinse Finance launches its daily cryptocurrency and blockchain news bulletin, "Jinse 8 AM," issue 2912, providing you with the latest and fastest news on the digital currency and blockchain industry.

Private lending is gaining momentum on tokenized real-world assets (RWA) platforms.

Jinse Finance launches the "Jinse Web3.0 Daily," providing you with the latest and fastest news on MEME, DeFi, DAO, NFT, and the metaverse industry.

The payment industry may seem "old," but it has always been the earliest and most easily restructured part of the financial system by technology.

Recently, a dispute has surfaced between Aave DAO and Aave Labs. The former is responsible for the governance protocol, while the latter is the developer of Aave products.

HashKey, RWA, Reshaping the Asian Crypto Narrative Through the Narrow Gate Between Compliance and Innovation: Five Key Takeaways from HashKey's IPO (Jinse Finance) - HashKey's IPO is at a historical crossroads.

Cryptocurrency: Bitcoin Crash, Institutional Bottom-Fishing, Regulatory Breakthroughs: Three Major Storms Await the Crypto Market at the End of 2025. (Jinse Finance) At the end of 2025, the cryptocurrency market enters a "stormy mode."

Since 2023, JPMorgan Chase has withdrawn nearly $350 billion in cash from its Federal Reserve accounts and invested most of it in U.S. government bonds.