According to PANews, Elon Musk has revealed that the design for the AI5 chip is nearing completion, while the AI6 chip is still in its early stages. Musk anticipates future developments with AI7, AI8, and AI9 chips, aiming for a nine-month design cycle.

According to PANews, the Genius Act, which took effect last July, is beginning to impact the $900 billion remittance market. The competition between cryptocurrency companies and traditional remittance firms like Western Union and MoneyGram is expected to intensify. Nate Svensson, a senior equity research analyst at Deutsche Bank, believes that traditional remittance companies still hold certain advantages, particularly due to their well-established regulatory frameworks globally. Meanwhile, Jessica Wachter, a finance professor at Wharton School, notes that crypto-native companies benefit from the flexible application of stablecoin technology. She suggests that traditional remittance firms might end up competing against themselves if they integrate stablecoins with their existing fiat remittance systems.

As stablecoins are increasingly used in cross-border payments, a global remittance market worth approximately $900 billion is facing restructuring. Industry insiders point out that stablecoins, leveraging blockchain technology, can significantly reduce the cost and time of cross-border transfers, potentially impacting traditional remittance systems like Western Union. World Bank data shows that the average fee for cross-border remittances is still above 6%, placing a particularly heavy burden on low-income groups sending remittances to developing countries. Experts believe that stablecoins can facilitate peer-to-peer transfers through digital wallets, with significantly lower fees and friction compared to traditional channels. On the regulatory front, US President Trump signed the GENIUS Act in July, establishing a federal regulatory framework for stablecoins and pushing them into the mainstream financial sphere. Since then, traditional payment and remittance institutions, including Western Union and PayPal, have begun developing stablecoin-related products. Analysts point out that traditional remittance institutions possess global customer networks and mature compliance systems, giving them an advantage in large-scale adoption; however, their existing business models may hinder their transformation. In contrast, crypto-native companies and large trading platforms (such as Coinbase and Kraken) have greater flexibility in technology and product iteration, but still face challenges in brand trust and regulatory implementation. The market generally believes that competition among stablecoins in the remittance sector will evolve into a three-way battle between traditional financial institutions, crypto-native companies, and fintech platforms. As regulatory details are gradually improved, the penetration rate of stablecoins in the global remittance market is expected to continue to increase this year.

Russia is lagging behind in the development of autonomous transportation, and Putin wants it to quickly catch up with the leaders in this space. Impressed by some of the driverless systems demonstrated ahead of a meeting on the matter, the leader of the Kremlin urged Russian authorities to speed up their implementation. Russia must move […] source: https://www.cryptopolitan.com/putin-russia-bet-on-self-driving-vehicles/

Institutional capital has favored gold over Bitcoin over the past year, according to a CryptoQuant report tracking relative performance and capital allocation. While Bitcoin consolidated below $100,000, gold surged to record highs, reflecting a clear divergence in investor behavior during a period of heightened caution. The data shows a pronounced split between the two assets source: https://www.ethnews.com/gold-absorbs-institutional-flows-as-bitcoin-lags-in-2025/

지난 한 주 동안 암호화폐 시장에서 가장 활발한 사용자 수를 기록한 상위 15개 알트코인이 발표되었습니다. 알아야 할 내용을 정리해봤습니다. 계속 읽어보세요: 지난주 암호화폐 투자자들이 가장 활발하게 사용한 알트코인 상위 15개가 발표되었습니다! source: https://kr.bitcoinsistemi.com/the-top-15-altcoins-most-actively-used-by-cryptocurrency-followers-in-the-past-week-have-been-announced/

The top 15 altcoins with the most active users in the cryptocurrency market over the past week have been announced. Here's what you need to know. Continue Reading: The Top 15 Most Active Altcoins Used by Cryptocurrency Followers in the Last Week Have Been Announced! source: https://en.bitcoinsistemi.com/the-top-15-most-active-altcoins-used-by-cryptocurrency-followers-in-the-last-week-have-been-announce/

OpenAI initiates ad testing on ChatGPT, addressing privacy and advertising integrity concerns. source: https://coincu.com/news/openai-testing-ads-chatgpt-privacy/

Indian fraudsters have now increased their activities by targeting retirees using different fake crypto trading applications. According to authorities, the scammers now see them as the prime age bracket, noting that they were targeted because of their age and limited knowledge of how cryptocurrencies worked. According to reports, the elderly population is always enticed with […] source: https://www.cryptopolitan.com/indian-fraudsters-target-retirees-trading/

Alex Thorn, research director at Galaxy Digital, stated that the postponement of the Senate Banking Committee's scheduled review of the crypto market structure bill highlights deep divisions between Congress and industry on several key issues, particularly stablecoin yield mechanisms and DeFi-related provisions. This postponement occurred hours after Coinbase CEO Brian Armstrong withdrew his support for the bill. Armstrong publicly opposed wording in the bill concerning tokenized securities, DeFi restrictions, and stablecoin yields. Senate Banking Committee Chairman Tim Scott subsequently announced a postponement of the hearing, but has not yet released a new timetable. With the Senate adjourning next week, the earliest possible resumption date is between January 26th and 30th. Thorn pointed out that within just 48 hours, the draft bill was released late at night, and over 100 amendments were submitted, with stakeholders continuing to discover new points of contention at the last minute, significantly increasing the difficulty of political coordination. At the market level, following the announcement of the delay, crypto assets generally declined, with Bitcoin and Ethereum falling by approximately 2% that day; related US stocks also came under pressure, with Coinbase falling 6.5%, Robinhood falling 7.8%, and Circle falling 9.7%. In his analysis, Thorn believes that although there is a considerable consensus on the "market structure" itself, a difficult-to-bridge political divide has formed around non-core but highly sensitive issues such as stablecoin yields, DeFi compliance, and granting the SEC regulatory tools in the area of ​​tokenized securities. "The surface differences in the disagreements are not large, but the actual gap is deep."

稳定币支付为何在“看不见的地方”高度依赖银行这一受监管的“底层管道（plumbing）”。

Token economics, token ownership, Tom Lee says he shares the same values ​​as MrBeast? Golden Finance, the end of the influencer economy is lending.

On January 14, the DFINITY Foundation officially released a new white paper on token economics called "Mission 70", which proposed an extremely aggressive deflation plan: to reduce the inflation rate of ICP by 70% by the end of 2026.

Solana kicked off 2025 with a bang, becoming Trump's preferred platform for launching Memecoin and the first stop for most new users entering this cycle. However, how exactly did 2025 end?

"We're about to change the game; this thing is about to become a hit!"

As hackers begin to leverage AI to generate attacks on a large scale, the security shield for Web3 users must also evolve accordingly.

Historically, money has rarely been neutral; it inherently possesses the property of appreciating in value. Long before the advent of modern banking, people expected that holding or lending money should bring returns.

Jinse Finance launches its daily cryptocurrency and blockchain news bulletin, "Jinse at 8 AM," issue 2939, providing you with the latest and fastest news on the digital currency and blockchain industry.

The high-performance Layer 1 blockchain Sui network experienced a nearly 6-hour "consensus interruption," causing on-chain transactions to halt and freezing approximately $10 billion in asset activity.

Predictions, the crypto market, how volatile are prediction markets? Jinse Finance, using data to tell: Who is the true volatile king? Which is the best value choice?