What is Tender.fi (TND)?Tender.fi is decentralized open-source protocol for borrowing and lending on Arbitrum. It will create support for autocompounding and collateralization for popular DeFi assets, starting with GMX and GLP, and a novel mechanism for collateralizing long-tail assets.What is TND token?The Tender.fi protocol is owned and governed by $TND token holders. Protocol rewards and incentives will be paid in $TND. As the protocol develops, $TND will impart additional benefits to holders such as improved LTVs, lower borrowing costs and higher deposit rates. You can acquire $TND by using the Tender.fi protocol.Total supply: 10,000,000$TND is inherently a utility token that allows users to increase their leverage ratio on the protocol, participate in governance, and join our community. In addition to having functionality, $TND can be staked to generate an APY and secure the depositors against loss. Fees from liquidations will accrue to staked token holders, with higher APYs given to tokens locked for a longer term.What is the token distribution of TND?The distribution of $TND tokens is intended to reward community members and active protocol participants. The majority of $TND will be distributed through the Community Development fund and incentive programs.Token allocation and release schedule is as follows:What are the rewards and incentives of TENDIES?TND Rewards provide benefits for long term users of the protocol, these rewards come in the form of Escrowed TND and Multiplier Points.Compound & ClaimThere are two options for rewards on Tender.fi: "Compound" and "Claim". Compounding will stake your pending Multiplier Points and Escrowed TND rewards, this will increase the amount of rewards you receive. Claiming will transfer any pending Escrowed TND rewards and TND rewards to your wallet. If you compound or stake your Escrowed TND tokens, you can unstake them for vesting at anytime later on.Escrowed TND (esTND)Escrowed TND (esTND) can be used in two ways:Staked for rewards similar to regular TND tokensVested to become actual TND tokens over a period of one yearEach staked Escrowed TND token will earn the same amount of Escrowed TND and TND rewards as a regular TND token.Note that Escrowed TND (esTND) is not meant to be transferable unless you are doing a full account transfer. The amount of TND required to vest esTND is unique per account and capped to the rewards received by that account. Please do not buy esTND off the market or OTC as you will not be able to vest them.Escrowed TND (esTND) tokens can be converted into TND tokens through vesting. When vesting is initiated, the average amount of TND tokens that was used to earn the esTND rewards will be reserved. esTND tokens that have been unstaked and deposited for vesting will not earn rewards. Staked tokens that are reserved for vesting will continue to earn rewards. Multiplier PointsMultiplier Points reward long term holders without inflation. When you stake TND, you receive Multiplier Points every second at a fixed rate of 100% APR. 1000 TND staked for one year would earn 1000 Multiplier Points. Multiplier points can be staked for fee rewards by pressing the "Compound" button on the Earn page, each multiplier point will earn the same amount of TND rewards as a regular TND token.When TND or Escrowed TND tokens are unstaked, the proportional amount of Multiplier Points are burnt. The burn will apply to the total amount of Multiplier Points which includes both staked and unstaked Multiplier Points.