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About REF

Built on top of the cutting-edge protocol NEAR, Ref Finance is the gateway into the NEAR ecosystem through its AMM DEX, which provides liquidity and swapping features. In addition, Ref utilizes the trustless Rainbow Bridge, which seamlessly bridges Ethereum-based assets over to NEAR, and vice versa, allowing for an array of DeFi users to access lower fees and faster transaction speeds.

Ref Finance (REF) is a cryptocurrency launched in 2021. REF has a current supply of 99.99M with 45.51M in circulation. The last known price of REF is 0.060617958714 USD and is 0.000096625758 over the last 24 hours. It is currently trading on active market(s) with $0 traded over the last 24 hours. More information can be found at https://ref.finance/.

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REF Price Statistics
REF’s Price Today
24h Price Change
+$0.0000966257580.16%
24h Volume
$0100.00%
24h Low / 24h High
$0 / $0
Volume / Market Cap
--
Market Dominance
0.00%
Market Rank
#1746
REF Market Cap
Market Cap
$2.76M
Fully Diluted Market Cap
$6.06M
REF Price History
7d Low / 7d High
$0 / $0
All-Time High
$0
All-Time Low
$0
REF Supply
Circulating Supply
45.51M
Total Supply
99.99M
Max Supply
99.99M
Updated Jan 13, 2026 2:59 am
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REF
Ref Finance
$0.060617958714
$0.000096625758(+0.16%)
Mkt Cap $2.76M
There's nothing here for now
Bernstein Analysts Raise Target Price for Figure Technology Solutions
Bernstein Analysts Raise Target Price for Figure Technology Solutions
According to BlockBeats, on January 13, analysts from research and brokerage firm Bernstein increased the target stock price for Figure Technology Solutions (FIGR) from $54 to $72, designating it as a 'top recommended stock' for 2026. The analysts highlighted the company's tokenized credit market growth exceeding expectations and ongoing improvements in operational leverage. The new target price suggests a potential 38% increase from the stock's closing price of $52.23 on Monday. Bernstein has consistently rated the stock as 'outperform' since initiating coverage last October. In a client report released on Tuesday, January 14, led by analyst Gautam Chhugani, the team noted that blockchain-based lending institution Figure stands out amid banking industry transformations and the clearer regulatory framework proposed by the U.S. 'Clear Act,' a draft bill for crypto market structure. The report states that Figure replaces traditional banking ledger systems with blockchain infrastructure, offering long-term growth potential in its tokenized equity business. Bernstein indicated that Figure's performance has surpassed its originally 'quite optimistic' expectations, driven by a partner-led market model and expansion into new loan categories. The total consumer loan market reached approximately $2.7 billion in the fourth quarter, with the tokenized credit platform Figure Connect processing about 46% of the credit volume from the previous quarter. The report emphasized that Figure is actively expanding its core HELOC business by introducing new products such as debt coverage loans, small business loans, and crypto asset-backed loans. The company also plans to tokenize its equity to launch a tokenized equity platform for secondary market development. Analysts view the equity business as a long-term 'strategic option' rather than a short-term revenue driver.
Jan 13, 2026 6:43 pm

Frequently Asked Questions

  • What is the all-time high price of Ref Finance (REF)?

    The all-time high of REF was 0 USD on 1970-01-01, from which the coin is now down 0%. The all-time high price of Ref Finance (REF) is 0. The current price of REF is down 0% from its all-time high.

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  • How much Ref Finance (REF) is there in circulation?

    As of , there is currently 45.51M REF in circulation. REF has a maximum supply of 99.99M.

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  • What is the market cap of Ref Finance (REF)?

    The current market cap of REF is 2.76M. It is calculated by multiplying the current supply of REF by its real-time market price of 0.060617958714.

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  • What is the all-time low price of Ref Finance (REF)?

    The all-time low of REF was 0 , from which the coin is now up 0%. The all-time low price of Ref Finance (REF) is 0. The current price of REF is up 0% from its all-time low.

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  • Is Ref Finance (REF) a good investment?

    Ref Finance (REF) has a market capitalization of $2.76M and is ranked #1746 on CoinMarketCap. The cryptocurrency market can be highly volatile, so be sure to do your own research (DYOR) and assess your risk tolerance. Additionally, analyze Ref Finance (REF) price trends and patterns to find the best time to purchase REF.

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