According to Cointelegraph, a recent report from the Cato Institute reveals that government pressure is the primary cause of debanking cases in the United States, rather than individual bank policies. Nicholas Anthony, an analyst at the Cato Institute, outlined in his report that debanking can occur in several forms: religious or political, operational, or government-driven. The report highlights that while media narratives often attribute account closures to political or religious discrimination, the majority of these cases are actually due to governmental influence. Anthony elaborated that governmental debanking is the most significant issue, with many instances where government officials have intervened in the banking sector, either directly or indirectly, to dictate how banks should operate. This has particularly impacted crypto firms, which have faced account closures and denials of banking services for years. Many in the industry speculate that these actions are part of a policy-driven effort to suppress the digital assets sector, especially under the Biden administration. The report identifies two forms of government debanking: direct, where a government uses letters or court orders to mandate account closures, and indirect, where regulations and legislation are employed to force such closures. An example of direct action is the Federal Deposit Insurance Corporation sending letters to financial institutions instructing them to cease crypto-related activities, effectively serving as termination orders without follow-up. In December, JPMorgan CEO Jamie Dimon denied debanking customers based on religious or political affiliations during an interview, asserting that both Democrats and Republicans have pressured banks to debank individuals. This statement followed accusations from Jack Mallers, CEO of Strike, and Houston Morgan from ShapeShift, who claimed their accounts were closed without explanation. U.S. President Donald Trump's administration has attempted to address debanking through executive orders and by appointing pro-crypto leaders to agencies like the Securities and Exchange Commission. However, Anthony argues that Congress must take further action by reforming the Bank Secrecy Act, repealing confidentiality laws, and ending reputational risk regulation. He believes these steps would reduce debanking incentives, expose its prevalence, and eliminate tools used by the government to pressure financial institutions. Anthony emphasizes the need for transparency and reform to alleviate the debanking phenomenon and protect financial institutions from undue governmental influence.

The dual life of stablecoins: A lifeline for citizens and a tool for sanctioned entities involved in Venezuela and Iran's economic crises. source: https://cointelegraph.com/news/tether-role-venezuela-iran-highlights-stablecoin-duality?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

At the center of the tension is a single issue that has grown into a deal-breaker: whether crypto platforms should […] The post Stablecoin Rewards Put Coinbase at Odds With Lawmakers appeared first on Coindoo. source: https://coindoo.com/stablecoin-rewards-put-coinbase-at-odds-with-lawmakers/

Viewership of cryptocurrency-related content on YouTube has dropped to its lowest point since January 2021. source: https://cryptonews.com/news/crypto-youtube-viewership-falls-to-lowest-level-since-early-2021/

Pump.fun has updated its creator fee system, allowing fees to be shared across multiple wallets and adding tools to transfer coin ownership and revoke update authority. The changes aim to make revenue distribution more transparent and encourage trading activity rather than just token creation.

Binance Alpha will list CharacterX (CAI), with Alpha trading commencing on January 12, 2026 at 16:00 (UTC+8). Users holding at least 252 Binance Alpha Points can claim a token airdrop. Claiming 40 CAI tokens on the Alpha event page is on a first-come, first-served basis. If the event continues, the point threshold will automatically decrease by 5 points every five minutes. Please note that claiming the airdrop will consume 15 Binance Alpha Points. Users must confirm their claim within 24 hours on the Alpha event page; otherwise, they will be considered to have forfeited their airdrop.

According to ChainCatcher, Bill Ackman, CEO of Pershing Square Capital Management, suggested that the Federal Reserve might abandon its 2% inflation target. He anticipates that the Fed will set the inflation target in the range of 2.5% to 3%. Ackman highlighted that numerous strong forces are driving the economy and the overall market, making it difficult to envision a scenario without inflationary pressures.

Cato Institute analyst Nicholas Anthony argues the US Congress needs to reform the Bank Secrecy Act, repeal confidentiality laws, and end reputational risk regulation to address debanking. source: https://cointelegraph.com/news/cato-institute-government-pressure-debanking-report?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

JPMorgan Chase no longer predicts a Federal Reserve rate cut in 2026, having previously anticipated a 25 basis point cut in January. JPMorgan now expects the Fed to raise rates by 25 basis points in the third quarter of 2027. (Jinshi)

According to Cointelegraph, viewership of cryptocurrency-related content on YouTube has plummeted to its lowest level since January 2021, following a significant decline over the past three months. On Sunday, ITC Crypto founder Benjamin Cowen shared a 30-day moving average of views across various crypto YouTube channels, highlighting the drop. He noted that the decline is not limited to YouTube, as similar engagement falls have been observed across crypto channels on the microblogging platform X. Crypto YouTuber Tom Crown commented that the decline has been noticeable since October, emphasizing that the market has been in a 'bear market' since 2021, never reaching previous highs. Bitcoin investor Polaris XBT remarked that the current levels of social interest are akin to bear market conditions. This trend supports the notion that institutions have been the primary drivers of the market cycle, with retail investors taking a back seat. YouTube content creator Jesus Martinez echoed this sentiment, stating that while he experienced intense peaks in his channel's growth since 2022, none compared to the highs of 2021. TikTok content creator Cloud9 Markets attributed the decline to scams and pump-and-dump schemes involving 'ponzi' altcoins, noting that retail investors are weary of losses. Cointelegraph's head of social media, Marc Shawn Brown, observed that retail investors have likely shifted their focus to precious metals and macroeconomic trends, seeking tangible returns rather than speculative stories. He noted that 2025 was challenging, with Bitcoin experiencing a -7% return, while palladium, rhodium, cobalt, silver, and gold outperformed. Despite the downturn, there are signs of stabilization in social sentiment. On-chain analytics platform Santiment reported that sentiment towards Bitcoin is becoming increasingly positive, with mild signs of reversal in the market's bleeding. The platform highlighted the importance of the $90,000 level for maintaining positive retail sentiment. In contrast, sentiment towards Ethereum appears scattered, with no consistent trends emerging at present.

According to PANews, Onchain Lens monitoring has revealed that newly created wallets are accumulating LINK tokens, which are likely associated with the same entity. The wallet identified as '0x10D' has withdrawn 202,607 LINK tokens. Another wallet, '0xb59,' has withdrawn 207,328 LINK tokens.

U.S. federal prosecutors have launched a criminal investigation into Federal Reserve Chairman Jerome Powell, covering matters including renovations to the Fed's office building. This marks a renewed escalation of the conflict between President Trump and Powell after months of stagnation.

The state government's cash cow, outdated businesses abandoned by capital, and fierce debates in court.

In 2026, the market will no longer reward simple "destruction" narratives, but will reward agreements that can use cash flow to build real moats and ultimately achieve net deflation.

A US crypto market structure bill once positioned as the industry’s long-awaited breakthrough is now facing an unexpected and potentially fatal obstacle — not technological complexity, but ethics.

X is preparing to launch Smart Cashtags next month, letting users tap ticker symbols to see live prices, charts and related posts for stocks and cryptocurrencies. The feature may later support in-app trading, as concept images show buy and sell buttons, though X has not confirmed how or when this would work.

The U.S. Department of Justice on Friday threatened to file criminal charges against Federal Reserve Chairman Jerome Powell, which Powell denounced as "political pressure and intimidation." He stated that he would continue to uphold the principles of impartiality and selflessness in fulfilling his duties, undaunted by political pressure and impartial to any side.

A freer, more open, and vibrant digital civilization, supported by decentralized protocols and jointly built and governed by autonomous intelligent agents and humans, is on the horizon.

The four-stage model of the debt crisis has been historically proven, stark and inevitable. The United States is already deeply mired in expansion, triggering its effects and increasing the risk of further damage.

Jinse Finance launches its daily cryptocurrency and blockchain news bulletin, "Jinse at 8 AM," issue 2934, providing you with the latest and fastest news on the digital currency and blockchain industry.