Economists from Daiwa Securities suggest that the Bank of Japan might increase its policy rate between April and June, contrary to previous expectations. According to Odaily, the economists' report highlights that fiscal expansion and a weakening yen have heightened market concerns about rising prices, prompting calls for an earlier rate hike. They further note that Bank of Japan Governor Kazuo Ueda has indicated he will closely monitor Japanese companies' price adjustments in April. The central bank's branch managers' meeting and Tokyo's April CPI data could be crucial in deciding the timing of the next rate increase.

Ethereum co-founder Vitalik Buterin has expressed concerns about the future of Ethereum, emphasizing risks beyond technical aspects. According to PANews, Buterin highlighted the potential danger of 'meaningless prosperity' at the application layer, where numerous applications may lack genuine social significance, reducing Ethereum's ecosystem to mere 'toys or casinos.' He urged developers to focus on three key areas: decentralized social networks (DeSoc), which aim to address user lock-in and migration freedom issues by creating truly user-owned and transferable social networks; smarter DAOs that go beyond simple token issuance and voting, designing governance structures that align with organizational goals and encourage diverse experimentation; and more decentralized stablecoins to enhance the financial infrastructure of the ecosystem.

Market data shows that BNB has risen above 900 USDT and is currently trading at 902 USDT, with a 24-hour increase of 1.91%.

Economists at Daiwa Securities suggest the Bank of Japan may raise policy rates again between April and June, potentially defying previous expectations. In a research report, economists noted, "Fiscal expansion and a weaker yen have exacerbated market concerns about rising prices, prompting calls for an earlier rate hike." They added that since Bank of Japan Governor Kazuo Ueda has hinted at closely monitoring price adjustments by Japanese companies in April, the central bank's branch governor meeting that month, along with April's CPI data for the Tokyo area, could be key factors in determining the next rate hike. (Jinshi)

XRP has recently risen to approximately $1.90, yet it struggles to break free from a narrow trading range. According to NS3.AI, traders are paying close attention to the support level at $1.88 and the resistance zone between $1.94 and $2.00. The cryptocurrency continues to consolidate as it tests these significant price levels.

The UK Advertising Standards Authority (ASA) has banned a series of ads from Coinbase, arguing that they portrayed the cryptocurrency exchange as a solution to the cost of living while downplaying the risks of crypto investments. The ASA stated that the ads, including a satirical music video and three posters, were “irresponsible” and “downplayed the risks of cryptocurrencies.” They used humor to address serious financial problems and implied “change,” potentially misleading consumers into believing that complex, high-risk financial products were the simple or obvious solution. These ads had previously been rejected by Clearcast, the television advertising regulator, for similar reasons. (Cointelegraph)

The following are institutional predictions for the Federal Reserve's interest rate decision, all of which believe the Fed will maintain the current rate: 1. Macquarie: Expects the Fed to keep rates unchanged; declining unemployment will guide the Fed to remain on hold. 2. Goldman Sachs: Expects the Fed to keep rates unchanged; the Fed will only make minor adjustments to its monetary policy stance. 3. Nomura: Expects the Fed to keep rates unchanged. Policy guidance will continue to indicate a higher threshold for future rate cuts. 4. Oxford Economics: Expects the Fed to keep rates unchanged. Economic growth will improve this year, and the Fed will maintain its current policy until June. 5. Citigroup: Expects the Fed to keep rates unchanged. The truly important signal will come from Powell's tone, especially the extent to which he opens the door to future rate cuts. 6. Barclays: Expects the Fed to keep rates unchanged; the combination of employment and inflation data does not support immediate further rate cuts, and the FOMC needs time to assess the impact of recent rate cuts. 7. Rabobank: Expects the Fed to keep rates unchanged. A majority of committee members believe that the three insurance rate cuts implemented at the end of last year were sufficient. 8. JPMorgan Chase: Expects the Fed to keep rates unchanged. The labor market has not deteriorated rapidly, and the recent stabilization of the unemployment rate should eventually lead the FOMC to reach a consensus to hold rates steady. 9. Morgan Stanley: Expects rates to remain unchanged. The statement is expected to revise its economic growth forecast from "moderate" to "solid" and remove the wording regarding "increased downside risks to employment." 10. KBC: Expects rates to remain unchanged. The downside risks to the labor market have eased, and real GDP growth is expected; these two factors together reduce the need for a rate cut at the January meeting. The Federal Reserve is scheduled to announce its interest rate decision at 3:00 AM on January 29th. (Jinshi)

Thailand's special investigation force has uncovered a Bitcoin mining syndicate involving senior electricity officials accused of abusing their positions to conduct illegal mining operations. According to NS3.AI, thousands of mining rigs and substantial cash deposits were seized during raids conducted across multiple provinces as part of the ongoing 'Operation Copperhead'. This crackdown is part of Thailand's broader initiative to combat illicit cryptocurrency activities and aligns with similar global efforts to regulate unauthorized mining practices.

1. Tether plans to buy 1-2 tons of gold weekly in the coming months and actively seek arbitrage opportunities through trading; 2. A whale spent $3 million to buy 90,700 HYPE tokens; 3. The market capitalization of Base ecosystem's Meme coin CLAWD briefly reached $33 million, a 170% increase within the day; 4. Japan's Financial Services Agency publicly solicited opinions on regulatory details for digital payments and cryptocurrencies; 5. Farcaster founder: He had hoped to issue tokens for Farcaster, but the right time did not come; 6. A whale used 5x leverage to go long on HYPE and made a floating profit of $13.03 million; 7. Bitcoin spot ETFs saw a total net outflow of $147 million yesterday, with BlackRock's IBIT leading the way with a net outflow of $103 million; 8. Ethereum spot ETFs saw a total net outflow of $63.5334 million yesterday, with BlackRock's ETHA leading the way with a net outflow of $58.9679 million.

Arizona lawmakers advanced two bills to exempt cryptocurrencies from property taxes, with one proposing a constitutional amendment for voter approval in November. The measures aim to clarify crypto taxation despite previous vetoes from Governor Katie Hobbs.

Japan's Financial Services Agency has initiated a public consultation on draft implementation details concerning cryptocurrencies, electronic payment tools, and financial institutions. According to ChainCatcher, the draft outlines specific execution requirements following the 2025 revision of the Payment Services Act, including updates to official notices, administrative guidelines, and regulatory rules. The draft covers various areas, such as the designation of new bonds as supporting assets, the regulatory framework for electronic payment tools and crypto-related intermediary services, and updated regulatory guidelines for financial institutions and their subsidiaries. The consultation will conclude on February 27, 2026, after which the regulations will take effect following the completion of necessary procedures, with results to be announced separately. The Financial Services Agency is reportedly planning a comprehensive overhaul of the regulatory framework, aiming to introduce the country's first spot crypto ETFs by 2028. The roadmap includes reclassifying cryptocurrencies as 'specified assets' under the Investment Trust Law, reducing the crypto capital gains tax from a maximum of 55% to a flat 20%, and allowing time to strengthen custody and investor protection standards.

The wheels of history are relentlessly grinding against the crypto world—that once-hidden "tax haven" is about to face its reckoning.

Standard Chartered says U.S. banks could lose more than $500 billion in deposits to dollar-backed stablecoins by the end of 2028, with regional banks most at risk. The shift is driven by faster, easier stablecoin payments and growing demand for yield, which is pulling money away from traditional bank accounts.

A former U.S. Securities and Exchange Commission lawyer has publicly backed Ripple’s argument that speculation alone should not automatically subject cryptocurrencies to federal securities laws, weighing in on a growing regulatory battle as lawmakers debate the CLARITY Act and the future of U.S. crypto oversight.

加密世界或许时常令人糟心，但它依然值得热爱，依然值得为之建设。

The key to RWA in 2026 lies in its ability to be distributed and used at scale. As cash yields normalize, investment demand may expand from money markets and credit tokens to commodities, stocks, real estate, and differentiated strategies.

When the floodgates of currency are pushed and pulled by politics, fiscal policy, and market expectations, the force it releases can inflate asset bubbles, ignite social unrest, and even determine the long-term trajectory of great power competition.

Nick Timiraos, writing for "The New Fed Watch," notes that Federal Reserve officials are divided on when inflation data will be sufficient to support further rate cuts. Following three consecutive rate cuts since last September, Fed officials are expected to pause rate cuts this week.

The launch of the US CFTC's "Future Preventive Plan" marks a new era in global encryption regulation, moving from "passive enforcement" to "proactive regulation."

Jinse Finance launches its cryptocurrency and blockchain industry daily news bulletin, "Jinse at 8 AM," issue 2950, ​​providing you with the latest and fastest news on the digital currency and blockchain industry.