During the World Economic Forum in Davos, Switzerland, Coinbase CEO Brian Armstrong and French Central Bank Governor François Villeroy de Galhau engaged in a heated debate on issues such as whether stablecoins should pay yields to holders and the monetary attributes of Bitcoin. The roundtable discussion, originally themed "Does Tokenization Represent the Future?", shifted its focus to stablecoin yield mechanisms, Bitcoin's positioning, and the legislative progress of the US Senate's CLARITY Act on the Structure of Crypto Markets. Armstrong stated that allowing stablecoins to offer yields to users would help improve consumer returns and international competitiveness, and pointed out that if regulated stablecoins in the US were prohibited from paying yields, it might actually benefit offshore products. Villeroy de Galhau, however, held an opposing view, arguing that private stablecoins with yield attributes could pose a systemic risk to the traditional banking system and financial stability, and explicitly stated that the digital euro should not use yields as a competitive tool; its core objective is to maintain the stability of the financial system. On the issue of US legislation, Armstrong emphasized that the CLARITY Act is not stalled, but rather in a stage of negotiation and bargaining. He explained that Coinbase's recent withdrawal of support was due to its opposition to banks lobbying to restrict competition in the crypto industry. Ripple CEO Brad Garlinghouse pointed out that the so-called "level playing field" should apply in both directions, with crypto companies and banks adhering to reciprocal regulatory standards. When the discussion turned to Bitcoin, Armstrong proposed the concept of a "Bitcoin standard," arguing that it could serve as a long-term alternative to combat fiat currency devaluation. Villeroy objected, emphasizing that monetary policy falls under national sovereignty and warning that private currencies could undermine sovereignty. Armstrong responded that Bitcoin does not have a single issuer, and its decentralization is even higher than that of the central bank system. Despite the significant differences, the participants generally agreed that future crypto innovation and regulation will need to find a path to coexistence through negotiation and compromise. (Coindesk)

The Russian Constitutional Court recently ruled that crypto assets fall under the category of property protected by property rights, a ruling considered to have a profound impact on future civil and criminal disputes involving crypto assets. Ignat Likhunov, head of the Russian law firm Cartesius, stated that the ruling provides clear legal grounds for law enforcement agencies and courts in handling stolen or disputed digital assets, and establishes an important precedent. The ruling also clarifies that as long as crypto assets are legally acquired, their property rights should be protected even if they are not declared to tax authorities. This case stemmed from a civil lawsuit filed by Moscow resident Dmitry Timchenko. In 2023, Timchenko lent 1,000 USDT to someone, but the lender failed to return it as agreed. Previously, a lower court dismissed his claim on the grounds that "stablecoins are not within the scope of legislation applicable to digital financial assets." The Constitutional Court pointed out that failure to declare crypto assets does not automatically negate property rights; the relevant declaration obligation only applies to miners. This ruling comes as Russia is pushing forward with a new round of crypto regulatory legislation. Analysts believe that this ruling provides clearer legal protection for cryptocurrency holders before legislation is finalized. (DL News)

F/m Investments, an ETF issuer with approximately $18 billion in assets under management, has applied to the U.S. Securities and Exchange Commission (SEC) for regulatory approval to tokenize its ETF shares and record them on a permissioned blockchain ledger. The product the company plans to tokenize is its 3-month U.S. Treasury Bill ETF (TBIL, Nasdaq: TBIL). F/m Investments stated that this is the first time an institution has explicitly applied to the SEC for an exemption regarding the tokenization of ETF shares of a registered investment company. The company stated that if approved, existing TBIL ETF shares will be represented on-chain on the permissioned ledger using the same CUSIP code, and will remain consistent with existing ETF shares in terms of rights, fees, voting rights, and economic terms, still subject to the Investment Company Act of 1940. The company also emphasized that the arrangement will retain board oversight, daily disclosure, and third-party custody and auditing mechanisms. F/m Investments CEO Alexander Morris stated that the tokenization trend of traditional financial instruments is inevitable. (The Block)

Phyrex posted on X. U.S. President Donald Trump's recent policy reversal has surprised many, as he shifted from a firm stance on European interest rate hikes to a more conciliatory approach within just three days. This move has alleviated market fears, though it appears to be a self-inflicted setback for Trump. The swift change suggests that the decline in U.S. stock markets may have prompted Trump to seek a way out. The market has now refocused on key issues, including the legality of Trump's IEEPA tariffs and the Federal Reserve's monetary policy. However, Trump has yet to announce a candidate for the Federal Reserve Chair, despite previously stating a decision had been made. Concerns have also arisen regarding the Bank of Japan's potential interest rate hikes, which could impact risk markets. Although Japan's long-term interest rates have been rising, the likelihood of a rate hike in January remains low. However, a hawkish stance is expected to persist, with Japanese interest rates likely to stay at or above 1% throughout 2026. In the cryptocurrency market, Bitcoin's volatility is expected to decrease following the resolution of the Greenland tariff issue. The turnover rate began to decline on Wednesday, as investors shifted towards a more cautious approach in the absence of further negative news. The overall market sentiment remains stable, with the week already halfway through and no major disruptions anticipated from Trump. Currently, Bitcoin's market structure appears healthy, prompting some investors to explore short-term opportunities. However, the foundation at the current price level is not yet fully established, suggesting a need for further observation.

Anthropic CEO Dario Amodei has projected the emergence of human-level artificial general intelligence (AGI) within the next few years, potentially by 2026 or 2027. According to NS3.AI, this advancement is anticipated to be driven by AI's ability to automate software engineering tasks. Amodei, along with DeepMind CEO Demis Hassabis, has highlighted the potential for significant economic impacts, particularly affecting white-collar jobs. They estimate that up to half of entry-level professional roles could vanish within five years due to AI advancements. Both leaders emphasize the urgent need for governments to establish governance frameworks to address the risks associated with the rapid evolution of AI technologies. As AI continues to develop, the call for regulatory measures becomes increasingly critical to manage its societal and economic implications.

Santiment posted on X that discussions about tariffs have reached a three-month high across various cryptocurrency forums, including X, Reddit, and Telegram. This surge in conversation follows U.S. President Donald Trump's recent decision to retract tariff threats against eight European countries, citing a framework agreement with NATO regarding Greenland. The crypto markets experienced a brief uptick, often referred to as a 'buy the rumor' effect, before the gains began to diminish. Analysts suggest that U.S. markets might open with heightened optimism and increased institutional buying in both equity and cryptocurrency sectors. Over the past year, the frequency of tariff discussions has been linked to market movements. Instances have been observed where prices rose immediately following tariff-related fear, uncertainty, and doubt (FUD) during market downturns, as well as instances where prices fell under similar conditions. The recent spike in tariff discussions coincided with a decline in prices, highlighting the ongoing impact of geopolitical issues on market sentiment. Observers are advised to monitor the balance between greed and fear in relation to this topic.

According to the announcement from Binance, users can start the new year with a special discount when using Binance Pay for purchases. The promotion offers a 6.5% discount on transactions, capped at 2 USDT per user, and is available on a first-come, first-served basis. The promotion period runs from 2026-01-22 00:00 (UTC) to 2026-02-22 23:59 (UTC). To qualify, users must spend a minimum of 30 USDT equivalent in a single transaction. The discount applies automatically at checkout for eligible transactions. Users can enjoy the discount by shopping through the Binance Marketplace or Hot Deals section in the Binance App. To access these features, users need to log in to the latest version of the Binance App and switch to Pro Mode if they are currently using Lite Mode. Additionally, users can shop at various online or in-store merchants that accept Binance Pay, including Farfetch, Travala, and NordVPN, among others. The discount is applicable only to eligible transactions made during the promotion period and cannot be combined with other offers. Binance emphasizes that the delivery and fulfillment of goods or services are the responsibility of the merchant, as Binance acts solely as a payment facilitator. The promotion is not available to users residing in certain countries or regions, including the United States, United Kingdom, and Australia, among others. Binance reserves the right to amend, suspend, or terminate the promotion at its discretion. Users are encouraged to update their Binance App to the latest version to participate in the promotion. Additional terms and conditions apply, and users are advised to contact merchants directly for any order-related issues.

The decentralized social media landscape is rapidly shifting. Ethereum founder Vitalik Buterin encouraged users to stick with it. source: https://decrypt.co/355335/ethereum-vitalik-buterin-decentralized-social-media-farcaster-lens-change-hands

Jinse Finance launches its daily cryptocurrency and blockchain news bulletin, "Jinse at 8 AM," issue 2944, providing you with the latest and fastest news on the digital currency and blockchain industry.

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Denmark's Foreign Minister rejects Trump's Greenland purchase bid, citing sovereignty and NATO ties. source: https://coincu.com/news/denmark-rejects-trump-greenland-proposal/

Are you going all in on institutional narratives like RWA, or will you continue to gamble on quick profits in Meme/Privacy? This choice could determine whether you reap the rewards or suffer losses in 2026.

Jinse Finance launches the "Jinse Web3.0 Daily," providing you with the latest and fastest news on MEME, DeFi, DAO, NFT, and the metaverse industry.

Equity grants legal ownership but excludes the general public; tokens offer global access but lack substantial guarantees. We are entering a future where compromise is no longer necessary.

In 2025, the prediction market was both attracting huge amounts of money and frequently making mistakes, and was pushed to an unprecedented crossroads amid the tug-of-war between hype, risk and regulation.

I've recently noticed an interesting phenomenon in the AI ​​field: more and more female executives are taking center stage.

Hong Kong plans to issue its first stablecoin licences in the first quarter of 2026 as part of its wider push to develop a regulated crypto ecosystem. The city already licences cryptocurrency trading platforms and has been advancing tokenisation projects, including green bonds and digital asset pilots.

Gold and silver have surged to record highs as investors seek safety amid geopolitical tensions. Bitcoin has struggled, dipping below $88,000 before recovering slightly, reflecting increased volatility compared with traditional safe-haven assets.

Gold surged to a fresh all-time high of $4,739 per ounce in futures trading as investors rushed into traditional safe-haven assets amid escalating geopolitical and economic uncertainty.

Solana Mobile has officially launched its SKR token airdrop, opening claims to Seeker smartphone users and early developers in its decentralized app ecosystem.