Nikita Bier, product manager at X, posted on the X platform that the InfoFi app paid millions of dollars for API access, but the platform no longer needs that revenue. This comes after X revoked InfoFi's API access, as such apps were causing a surge in AI spam and spam replies on the platform.

According to SoSoValue data, the crypto market sector has declined for two consecutive days, with the DePIN sector leading the decline at 4.22% in the past 24 hours. Within the sector, Filecoin (FIL) fell 8.55%, and Golem (GLM) fell 10.07%. Additionally, Bitcoin (BTC) fell 0.74%, dropping below $95,000, while Ethereum (ETH) remained relatively resilient, declining 0.21% and still hovering around $3,300. In other sectors, the CeFi sector fell 0.37% in the last 24 hours, but NEXO (NEXO) rose 1.13%; the Layer 1 sector fell 1.32%, while TRON (TRX) rose 2.30% intraday; the PayFi sector fell 2.11%, while Dash (DASH) bucked the trend and rose 3.50%; the Layer 2 sector fell 2.52%, while Mantle (MNT) rose 0.99%; the DeFi sector fell 2.59%, while River (RIVER) still rose significantly by 8.12%; the Meme sector fell 2.93%, while MemeCore (M) rose 1.65%. Crypto sector indices reflecting historical sector performance show that the ssiGameFi, ssiDePIN, and ssiSocialFi indices fell 4.53%, 4.26%, and 3.20%, respectively.

According to Foresight News, Sui has published a report reviewing a recent network interruption incident. The disruption was caused by internal disagreements in validator consensus processing, leading to a prolonged outage. This issue resulted in validators being unable to certify new checkpoints, causing transaction submission timeouts. The problem was not related to network congestion or transaction volume. Sui's checkpoint certification and isolation mechanisms promptly detected and controlled the issue, preventing any visible forks by pausing processes. After validators deployed a fix and reprocessed consensus data, the network returned to normal operation. The official statement confirmed that no certified transactions were rolled back during the incident, and user funds remained secure.

According to Cointelegraph, Nexo Capital has agreed to pay a $500,000 fine to California's financial regulator following allegations of issuing thousands of loans to state residents without adequately assessing their repayment capabilities. The California Department of Financial Protection and Innovation (DFPI) announced that Nexo provided at least 5,456 consumer and commercial loans to Californians without holding a valid license. The DFPI highlighted that Nexo Capital generally failed to evaluate borrowers' ability to make timely repayments, existing debt, credit history, or other financial conditions before issuing loans. DFPI Commissioner KC Mohseni emphasized the importance of lenders adhering to legal requirements to prevent risky loans that could harm consumers, noting that crypto-backed loans are not exempt from these regulations. Crypto-backed loans, which allow users to borrow fiat or stablecoins by using digital assets as collateral, are typically overcollateralized and more accessible than traditional credit options, often bypassing credit checks. However, missed repayments can lead to the forced sale of collateral to cover outstanding balances. The DFPI accused Nexo of lacking underwriting policies, which increased the risk of borrowers defaulting on their loans. The loans in question were issued between July 2018 and November 2022 and involved "unlawful acts and practices" related to consumer products or services that did not comply with consumer financial laws. Within 150 days, Nexo is required to transfer all California residents' funds to Nexo Financial LLC, a U.S.-based affiliate with a California Finance Lenders License from the DFPI. In February 2023, Nexo announced the termination of its yield-bearing Earn Interest product for U.S. customers, following an agreement to pay $45 million in penalties to U.S. regulators. This program allowed users to earn daily compounding yields on certain cryptocurrencies by loaning them to Nexo. The company's decision to end this product came roughly a month after settling with regulators, reflecting ongoing scrutiny and regulatory challenges faced by crypto lending platforms in the United States.

According to BlockBeats, as 2026 begins, clearer fiscal and monetary signals are supporting a more positive risk appetite, with attractive investment opportunities emerging in areas such as artificial intelligence, private credit, gold, India, and cryptocurrencies. Key points include a significant pullback in AI-related stocks at the end of 2025, resetting valuations and making investments in AI and related themes more appealing. Gold continues to re-emerge as a global monetary asset, with recent corrections providing better entry points. Business Development Companies (BDCs) offer more attractive yields and valuations after a challenging 2025. India remains a high-growth potential investment market, while cryptocurrencies are bullish in the long term, though short-term signals are complex. Entering 2026, the market is in a rare state of clarity. While selectivity remains crucial, the clarity around fiscal policy, monetary policy direction, and major investment themes supports a more aggressive risk appetite strategy. Following a dramatic pullback in some AI-related stocks late last year, AI trading is now more attractive than the "breathtaking" highs of October. Notably, this pullback occurred alongside strong potential demand for computing, tokens, and productivity enhancements. Related themes, such as nuclear energy linked to AI-driven power demand, have also seen significant price adjustments. This adjustment improves the risk-reward situation for investors with a medium to long-term perspective. Future fiscal and monetary policy surprises are expected to decrease. One of the most important developments for the market is the gradual improvement in the U.S. fiscal situation. Although deficits remain high, their proportion of GDP has decreased from the historical highs during the pandemic. This fiscal stability helps anchor long-term interest rates and reduces tail risks. In terms of interest rates, U.S. Treasury Secretary Scott Bessent describes current levels as "normal," which is significant. The market should not expect aggressive or destabilizing short-term rate cuts in 2026. Instead, the outlook points to policy stability, moderate adjustments, and fewer shocks, contributing to a clearer market outlook. BDCs, after a tough 2025, present opportunities due to attractive yields and largely absorbed credit concerns. Management companies behind them, like Ares, also have valuations that are more reasonable compared to their long-term profitability and past performance. Gold is continuing to re-emerge as a leading global currency, driven by central bank demand and the global economy's gradual shift away from dollar dominance. Despite technically high prices, VanEck sees the recent pullback as a good opportunity to increase holdings, with structural advantages remaining intact. Outside the U.S., India continues to be a promising long-term investment market, thanks to structural reforms and ongoing growth momentum. In the cryptocurrency sector, Bitcoin's traditional four-year cycle was disrupted in 2025, complicating short-term signals. This divergence supports a more cautious short-term outlook for the next 3 to 6 months. However, not all within VanEck share this view, as Matthew Sigel and David Schassler hold a more positive stance on the recent cycle.

According to PANews, several cryptocurrencies experienced significant fluctuations in their values. Leading the gains, ICP is currently priced at $4.494, marking a 4.54% increase. CHZ follows with a price of $0.0579, up by 4.19%. CRV is trading at $0.436, reflecting a 3.53% rise. SATS is valued at $0.0000000197, showing a 2.39% increase, while TRX stands at $0.311, up by 1.04%. On the other hand, some cryptocurrencies faced declines. GLM is priced at $0.283, experiencing a 5.44% drop. APT is currently at $1.796, down by 3.49%. TON is trading at $1.694, reflecting a 3.14% decrease. SNX is valued at $0.463, showing a 3.06% decline, and ENJ is priced at $0.0297, down by 2.59%.

According to the announcement from Binance, the platform will discontinue support for deposits and withdrawals of certain tokens via specified networks starting from 2026-01-22 08:00 (UTC). This decision affects several tokens and their respective networks, and users are advised to take note of these changes to avoid potential asset loss. The tokens impacted by this update include Arbitrum (ARB) via the Ethereum Network, 1Inch (1INCH) via the BNB Smart Chain, Kite (KITE) via the AVAX-C Chain, 0G (0G) via the Ethereum Network, and Turbo (TURBO) via the Solana Network. After the specified date and time, any deposits made through these networks will not be credited to users' accounts, which could result in the loss of assets. Despite this change, Binance assures users that they will still be able to deposit or withdraw the affected tokens through other networks that the platform continues to support. Users are encouraged to check the available networks for these tokens to ensure seamless transactions. This update is part of Binance's ongoing efforts to optimize its services and ensure the security and efficiency of its platform. As always, users should remain informed about network support changes to manage their digital assets effectively.

From its initial role as an "efficiency tool" for optimizing Web3 development, AI has gradually given rise to an "intelligent ecosystem" with autonomous evolution capabilities, representing a profound paradigm shift.

NIGHT enters bearish phase as capital outflows accelerate. source: https://ambcrypto.com/midnight-perp-traders-are-walking-away-and-night-pays-the-price/

California’s finance watchdog claims Nexo made nearly 5,500 loans to Californians without a valid license and did not properly assess their ability to repay. source: https://cointelegraph.com/news/california-dfpi-nexo-fine-crypto-backed-loans-risky?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

The U.S. economy faces structural problems, including a disconnect between labor productivity and wage growth, increasing wealth inequality, rising debt burdens, and the dual impact of artificial intelligence (AI) technology.

The essence of current Web3 mergers and acquisitions is no longer just industry consolidation, but rather a pre-emptive move to reshape the next round of power dynamics. Assets are merely vehicles; what is truly being fought over is who will define the direction, who will set the coordinates, and who will generate consensus.

Jinse Finance launches its daily cryptocurrency and blockchain news bulletin, "Jinse at 8 AM," issue 2938, providing you with the latest and fastest news on the digital currency and blockchain industry.

Crypto Twitter didn't die from its algorithm; it died from the most fundamental characteristic of this bull market: it's a game for Wall Street and professional institutions, while retail investors have been left behind in the previous cycle.

Jinse Finance launches the "Jinse Web3.0 Daily," providing you with the latest and fastest news on MEME, DeFi, DAO, NFT, and the metaverse industry.

The crypto market in early 2026 is experiencing an unprecedented cultural upheaval.

On January 13-14, former New York City Mayor Eric Adams faced significant criticism due to the sharp price drop of his token NYC after its launch. This article provides a detailed on-chain analysis of this event.

Amidst increasingly fierce competition for traffic entry points, BNB Chain has quietly forged a different path and will continue to exert its strength in 2026.

Venture Capital, Cryptocurrency, Personal Account: Three Years as a Crypto VC: The Blood and Tears Lessons of Losing Tens of Millions - Golden Finance, The Humility and Survival Truth of VCs.