Ripple's subsidiary, GTreasury, has introduced the Ripple Treasury platform to modernize cash and liquidity management for businesses. According to PANews, the platform integrates traditional treasury functions with enterprise-level digital asset infrastructure. It utilizes AI predictive analytics, real-time reconciliation, and global liquidity management to streamline financial operations for corporate teams. Ripple Treasury offers 24/7 cross-border payments, institutional custody, and dual management of fiat and digital assets. The platform aims to eliminate the need for pre-funded accounts, reduce foreign exchange costs, and unlock working capital for global enterprises.

Tether CEO Paolo Ardoino has indicated that the company's role in the gold market is set to expand as geopolitical rivals of the United States may introduce a gold-backed alternative to the dollar. According to Odaily, Ardoino highlighted Tether's ongoing strategy to reinvest substantial company profits into gold assets, maintaining a weekly purchase rate of 1 to 2 tons of gold, with plans to continue this approach in the coming months. Ardoino disclosed that Tether currently holds nearly 140 tons of gold, stored in a nuclear bunker in Switzerland built during the Cold War. This reserve is one of the largest known single gold holdings globally, outside of central banks, ETFs, and commercial banks. With recent increases in the prices of gold and other precious metals, the value of Tether's gold holdings has surpassed $23.3 billion. Furthermore, Ardoino mentioned that Tether is assessing market conditions and trading strategies, aiming to capture arbitrage opportunities through more active gold trading. The company has recently hired two experienced gold traders from HSBC to advance its physical gold market operations.

In an interview with Bloomberg, Tether CEO Paolo Ardoino stated that Tether's role in the gold market is expected to expand further as U.S. geopolitical adversaries may introduce gold-backed alternatives to the dollar. Ardoino pointed out that Tether plans to continue reinvesting its substantial earnings into gold assets, currently purchasing 1 to 2 tons of gold per week, and expects to continue this strategy in the coming months. He revealed that Tether currently holds nearly 140 tons of gold, stored in a Cold War-era nuclear bunker in Switzerland, making it one of the largest known single gold reserves globally, excluding central banks, ETFs, and commercial banks. With the recent rise in gold and other precious metal prices, Tether's gold holdings are now worth over $23.3 billion. Furthermore, Ardoino stated that Tether is assessing relevant market conditions and trading strategies, planning to capture arbitrage opportunities through more proactive gold trading. The company recently hired two senior gold traders formerly with HSBC to advance its physical gold market strategy. (The Block)

South Korea's ruling Democratic Party is still in discussions regarding crucial elements of its Digital Asset Basic Act. According to NS3.AI, the party is focusing on issues such as stablecoin issuance and shareholder restrictions. Key contentious points include proposals to limit the issuance of won-denominated stablecoins to consortiums led by banks and to cap the stakes of major shareholders in cryptocurrency exchanges. The Democratic Party plans to finalize and present the bill following further deliberations, aiming for completion before the Lunar New Year holiday.

According to SoSoValue data, the Solana spot ETF saw a total net inflow of $1.87 million yesterday (January 27th, Eastern Time). Only the Fidelity SOL ETF (FSOL) saw a net inflow yesterday (January 27th, Eastern Time), with a single-day net inflow of $2.99 ​​million and a historical total net inflow of $151 million. The Grayscale SOL ETF (GSOL) saw a single-day net outflow of $1.12 million, with a historical total net inflow of $119 million. As of press time, the Solana spot ETF has a total net asset value of $1.08 billion, a net asset value ratio of 1.50%, and a historical cumulative net inflow of $878 million.

According to the announcement from Binance, the platform is launching a P2P Featured Ad Bidding Fee Discount campaign specifically for P2P merchants in Africa. This initiative aims to provide bidding fee discounts during the campaign period, which spans from 2026-01-28 00:00 (UTC) to 2026-02-25 23:59 (UTC). Merchants can participate by logging into the Binance P2P Merchant Portal, selecting their preferred fiat currency, and placing a bid to automatically receive the fee discount. The fee discount structure is designed to benefit both first-time and existing bidders. First-time bidders, defined as users who have never completed a successful bidding order before 2026-01-28 00:00 (UTC), will receive a 30% discount on their entire bid submission. For instance, if a user submits a bid for six hours and their bids are successful, they will enjoy a 30% discount on all winning bids for that submission. Existing bidders, whose last successful bid was more than six months ago, will receive a 20% discount on their entire bid submission under similar conditions. The discount will automatically apply to each submission, and all winning bids within the same submission will receive the discount. Users are encouraged to familiarize themselves with the bidding process by watching the available video tutorial in English. They can track their first winning bid and attempt multiple discounted bids in a cycle until they win. All bids must comply with Binance’s P2P terms and policies. This promotion is applicable to verified P2P merchants in Africa who have received official notifications via app push, inmail, or email. Binance reserves the right to disqualify participants involved in dishonest behavior or tampering with program code.

The U.S. economic outlook continues to be optimistic, with ongoing growth and a labor market that, while slightly weak, has stabilized. According to ChainCatcher, Christian Hantel, Head of Global Corporate Bonds at Swiss firm Vontobel, noted that inflation remains above the Federal Reserve's target, making a rate cut unlikely in the near term. Investors are advised to pay attention to the Federal Open Market Committee (FOMC) meetings in March and June, which could serve as potential opportunities for policy adjustments. The market will closely watch for signals from Federal Reserve Chair Jerome Powell regarding further easing measures.

Standard Chartered says U.S. banks could lose more than $500 billion in deposits to dollar-backed stablecoins by the end of 2028, with regional banks most at risk. The shift is driven by faster, easier stablecoin payments and growing demand for yield, which is pulling money away from traditional bank accounts.

A former U.S. Securities and Exchange Commission lawyer has publicly backed Ripple’s argument that speculation alone should not automatically subject cryptocurrencies to federal securities laws, weighing in on a growing regulatory battle as lawmakers debate the CLARITY Act and the future of U.S. crypto oversight.

On January 28, BitMine has increased its Ethereum holdings by staking an additional 113,280 ETH. According to BlockBeats On-chain Detection, this move adds to their already substantial stake. BitMine has now staked a total of 2,265,984 ETH. This significant investment underscores their commitment to Ethereum and its potential in the cryptocurrency market.

Notion has announced the completion of a private equity tender offer totaling approximately $270 million, valuing the company at $11 billion. According to PANews, the transaction involved new investor Singapore's sovereign wealth fund GIC, along with existing investors Sequoia Capital and Index Ventures, who acquired shares directly from current and former employees. The company stated that the acquisition aims to provide financial liquidity for employees, supporting their long-term development and life planning. To facilitate this, Notion has removed the one-year vesting period for employee options, allowing nearly all employees to participate. In 2025, Notion experienced accelerated growth due to the adoption of AI features, with over 50% of its annual recurring revenue by year-end coming from AI clients, a figure that doubled over the past year. Recently, the company opened an office in Singapore to support its rapid expansion in the Asia-Pacific region.

ERC-8004, a smart contract standard for enabling trustless AI agent communication on Ethereum, is expected to be officially deployed to the Ethereum mainnet this Thursday. Marco De Rossi, head of MetaMask AI, stated in a developer Telegram group that further development of ERC-8004 has been "frozen," with a mainnet launch planned for mid-week (likely Thursday at 9 AM ET). The official Ethereum X account subsequently confirmed that the protocol will be launched on the mainnet "soon." ERC-8004 (Ethereum Request for Comment) proposes a standardized method for registering and verifying AI agents on-chain, allowing developers to directly integrate them into smart contracts without upgrading the Ethereum network itself. This standard aims to address two core issues in the AI ​​agent economy: how to discover AI agents in an open environment and how to determine their trustworthiness. By introducing portable reputation and discovery mechanisms, ERC-8004 allows AI agents across organizations to interact without prior trust, thus supporting an open agent economy. Davide Crapis, head of AI at the Ethereum Foundation, stated that Ethereum possesses the unique platform characteristics to "secure and settle AI-to-AI interactions." Developers also revealed that the standard will support Ethereum Layer 2 networks such as Base in the future. With the release of ERC-8004, AI agents are expected to evolve from isolated tools into on-chain participants with autonomous economic behavior, laying the foundation for a decentralized AI services market. (Cointelegraph)

加密世界或许时常令人糟心，但它依然值得热爱，依然值得为之建设。

The key to RWA in 2026 lies in its ability to be distributed and used at scale. As cash yields normalize, investment demand may expand from money markets and credit tokens to commodities, stocks, real estate, and differentiated strategies.

When the floodgates of currency are pushed and pulled by politics, fiscal policy, and market expectations, the force it releases can inflate asset bubbles, ignite social unrest, and even determine the long-term trajectory of great power competition.

Nick Timiraos, writing for "The New Fed Watch," notes that Federal Reserve officials are divided on when inflation data will be sufficient to support further rate cuts. Following three consecutive rate cuts since last September, Fed officials are expected to pause rate cuts this week.

The launch of the US CFTC's "Future Preventive Plan" marks a new era in global encryption regulation, moving from "passive enforcement" to "proactive regulation."

Jinse Finance launches its cryptocurrency and blockchain industry daily news bulletin, "Jinse at 8 AM," issue 2950, ​​providing you with the latest and fastest news on the digital currency and blockchain industry.

Performance, capital flows, risk aversion rotation, and structural progress against a turbulent macroeconomic backdrop.

It's about how to get one of the world's largest lending markets on a more robust track.