Hyperliquid platform whale holdings have reached $2.869 billion, according to ChainCatcher. Data from Coinglass reveals that long positions account for $1.419 billion, representing 49.48% of the total holdings, while short positions amount to $1.449 billion, making up 50.52%. The long positions have incurred a loss of $149 million, whereas the short positions have gained $251 million. A notable whale address, 0xa5b0..41, has taken a 15x leveraged long position on ETH at a price of $2015.41, currently showing an unrealized loss of $2.0965 million.

XRP Spot ETF experienced no net inflow or outflow throughout February 17, according to ChainCatcher. As of the latest report, the total net asset value of the XRP Spot ETF stands at $1.064 billion, with an XRP net asset ratio of 1.17%. The historical cumulative net inflow has reached $1.229 billion.

Solana announced on the X platform that its decentralized SocialFi platform, Zora, has launched Attention Markets on the Solana blockchain. Traders can trade trending terms, topics, hashtags, and trends, create "Trends" before a trend explodes, and track profits and losses in real time. Zora co-founder Jacob Horne stated that currently, publishing a Trend requires 1 SOL to suppress spam. Trends themselves do not offer creator rewards, but "Pairs" can be created under Trends to receive creator incentives. In addition, Zora has also posted a job advertisement seeking an "Attention Economist," a position responsible for tracking trending topics on platforms such as TikTok, Instagram Reels, YouTube Shorts, and X.

President Trump signed the “One Big Beautiful Bill,” which could give Americans bigger tax refunds this year. source: https://www.cryptopolitan.com/trump-says-tax-refunds-could-soar-over-20/

Monad Foundation has announced the acquisition of the open-source blockchain data indexing framework, Ponder. According to PANews, the financial details of the acquisition have not been disclosed. The entire Ponder team will join the Monad Foundation to contribute to protocol-level developments, open-source tools, and standards. Additionally, they will support applications in leveraging Monad's performance and decentralization features.

According to the announcement from Binance, the platform has unveiled new offerings in its Yield Arena, providing users with various opportunities to earn rewards through different financial products. The latest additions include options for Simple Earn, ETH Staking, SOL Staking, and Dual Investment, among others. **Earn Spotlight Limited-Time Offers** Eligible users holding at least 0.01 USDe for 24 hours can earn a 3.25% APR from February 13, 2026, to February 19, 2026. Additionally, the Binance Spring Earn Fiesta, running from February 13, 2026, to March 4, 2026, allows participants to complete tasks and share $1 million worth of FOGO rewards. Users can enjoy up to 29.9% APR by subscribing to FOGO locked products, with opportunities to climb the leaderboard for a share of 16,000,000 FOGO. **Dual Investment Opportunities** From February 3, 2026, to February 28, 2026, users subscribing to Dual Investment and participating in the Monthly Challenge program can earn up to $5,888 and $3,000 in additional rewards. The offerings include flexible and locked products with varying APRs and subscription limits. For instance, USDT offers a real-time APR of approximately 1% with a 5% bonus tiered APR, while ETH provides a dynamic APR of up to 2.5%. **Product Details** Flexible products include USDT, USDC, USD1, ETH, SOL, and KGST, each with specific APRs and subscription limits. Locked products such as NXPC, FOGO, and NIL offer varying durations and APR boosts. ETH and SOL staking options are also available, with dynamic APRs up to 2.5% and 5.4%, respectively. Dual Investment options for BTC and ETH feature multiple settlement dates with potential returns of 15% or more. Binance reserves the right to adjust APRs at any time, and offers are available on a first-come, first-served basis. Users can view their assets under the 'Assets > Earn' section and may choose early redemption for Simple Earn Locked Products, though this may affect the distributed interest. Rewards from ongoing Launchpools are automatically received by users holding BNB Flexible and Locked Products positions. Additionally, BNB Simple Earn subscribers can receive airdropped tokens via HODLer Airdrops.

Crypto KOL Eli5defi on X highlights the growing interest in Polymarket's new 5-minute crypto candles. Enthusiasts are closely monitoring Bitcoin's price movements, speculating on potential increases or decreases within short time frames. This development reflects the dynamic nature of the cryptocurrency market, where traders are keen to capitalize on rapid price changes.

Joseph Lubin, founder and CEO of Consensys and co-founder of Ethereum, recently shared his insights on the current state and future trajectory of the cryptocurrency market during an interview in Hong Kong. According to ChainCatcher, Lubin maintains a cautiously optimistic outlook, emphasizing that the digital asset economy is driven by functional utility rather than mere speculation. Lubin advised against viewing Bitcoin as a traditional safe-haven asset at this stage. He described the broader crypto landscape as akin to a "startup ecosystem," suggesting that positioning Bitcoin as a secure store of value might be premature given the current developmental challenges. In contrast, he highlighted the stronger functional demand for Ethereum's native cryptocurrency, ETH. Lubin argued that ETH's utility in powering decentralized applications, smart contracts, and broader ecosystem activities gives it an advantage in real-world adoption over Bitcoin's primary narrative. He underscored Ethereum's enduring significance in the evolving financial infrastructure. He noted that institutional involvement is deepening, with major banks, trading platforms, and financial networks increasingly building on Ethereum-based technologies and second-layer scaling solutions. This institutional momentum, he stated, indicates that despite market volatility, Ethereum is transitioning towards becoming the foundational layer of next-generation finance. Overall, Lubin's remarks reflect confidence in Ethereum's long-term potential despite short-term market pressures. He portrayed the ecosystem as resilient and innovative, with tools like Ethereum and MetaMask poised to drive meaningful progress in the digital economy.

Bitmine disclosed it holds 4,371,497 ETH valued at $1,998 per token, putting its Ethereum position near $8. 7 billion. The company also reported total holdings of $9. 6 billion when adding 193 Bitcoin, a $200 million stake in Beast Industries, a $17 million stake in Eightco Holdings, and $670 million in cash. As of February 16, Bitmine […] source: https://www.cryptopolitan.com/bitmine-announces-4-371m-eth-holdings/

Key TakeawaysNY Fed study on stablecoins vs. tokenized deposits reframes debate as payments versus lending structureStablecoins act as safe money fully backed by low-risk assetsTokenized deposits support credit creation and loan growthNY Fed Study Reframes DebateThe Federal Reserve Bank of New York released a staff report titled Stablecoins vs. Tokenized Deposits: The Narrow Banking Debate Revisited.The paper states the choice between stablecoins and tokenized bank deposits is about fusing or separating payments and lending.In the model, stablecoins function as “safe money” backed by low-risk assets. Bank-issued tokenized deposits fund loans and investments, linking money creation to credit expansion.For markets tracking digital dollar price, digital dollar forecast, and broader digital dollar update developments, the report reframes expectations around structural banking impacts rather than short-term valuation moves.Market And Industry Context: Regulation Drives IncentivesThe report argues technology alone will not determine which model dominates. Instead, regulatory design and bank incentives will shape adoption.Stablecoins may strengthen payment safety but could reduce loan formation. Tokenized deposits preserve credit supply but carry banking risks and require oversight.As regulation raises the cost of deposit creation, stablecoins become more attractive. When oversight is lighter, banks expand tokenized deposits instead.This dynamic mirrors historical debates over narrow banking since the 1930s. The study suggests the crypto market debate echoes longstanding financial architecture questions.Expert Opinions and Institutional ActionsOfficials have weighed in on tokenized deposit models. Michael Barr described tokenized deposits as “more robust” than stablecoins in prior remarks.Large banks including BNY, Citigroup, HSBC and JPMorgan Chase are experimenting with blockchain-based deposit models.At the same time, stablecoins are gaining integration across payments and asset servicing. Institutional interest reflects demand for faster settlement and reduced counterparty friction.The debate also influences expectations around a potential digital dollar ETF structure, though no such product currently exists. Market participants monitor regulatory clarity before expanding exposure.Forward Outlook: Payments Efficiency Versus Credit GrowthThe NY Fed study suggests a middle ground may emerge. Both forms of digital money could circulate simultaneously, balancing efficient payments and productive lending.If blockchain substitutes existing transactions, banks may migrate deposits into tokenized form. If decentralized networks expand trade volumes, demand for transaction balances may favor stablecoins.For financial leaders, the implications extend beyond digital dollar price speculation. The structure chosen will influence liquidity strategy, counterparty exposure, and the cost and availability of credit.

Jinse Finance launches its cryptocurrency and blockchain industry daily news bulletin, "Jinse 8 AM," issue 2971, providing you with the latest and fastest news on the digital currency and blockchain industry.

OpenClaw community rules: No discussion of finance or crypto. This is perhaps the most incisive criticism of Web3, and also the most sincere advice.

The secret to wealth for each generation is written in every new consensus reached by that generation.

The world order is changing. Bitcoin is a means of combating systemic instability stemming from the fact that the rules of the game are being rewritten.

In the gold rush of artificial intelligence, if Nvidia is selling shovels, then China's infrastructure builders (ultra-high voltage power transmission, power equipment, green energy) are controlling the real water source.

If we compare the crypto industry to a set of teeth, then the path of listing over the years is like a process of "industry orthodontics".

Bridgewater Associates founder Ray Dalio recently published a major article, officially declaring that the world has entered the sixth phase of the "Great Cycle," a period characterized by a lack of rules, chaos, and the dominance of might.

BTC, ETFs, Institutional Investors, Stablecoins, Artificial Intelligence: My Top 10 Takeaways from Bitcoin Investor Week (Golden Finance)

Although it doesn't involve encryption, it basically covers all the topics that stock market investors care about most.

Only by drawing strength from traditional wisdom and remaining clear-headed amidst cutting-edge trends can we find our place in this restructuring.