SBI Holdings has unveiled a blockchain-based bond valued at 10 billion yen, specifically aimed at individual investors. According to NS3.AI, this bond provides immediate payouts in XRP tokens equivalent to the investment amount and includes additional XRP rewards as interest over a period of one to three years. This initiative represents a fusion of traditional finance and cryptocurrency, utilizing XRP for both principal and interest disbursements.

The European Union has imposed a €120 million fine on X Platform, owned by Elon Musk, for allegedly violating the Digital Services Act, according to The Brussels Times. This penalty, issued by the European Commission in December last year, marks the first enforcement action under the EU's digital regulation law, which mandates large platforms to combat illegal content, misinformation, and abuse. According to Jin10, X Platform has appealed the fine, arguing that the EU's investigation was flawed. In a statement released on its platform, X claimed the decision was based on an incomplete and superficial investigation, citing significant procedural errors, misinterpretation of Digital Services Act obligations, and systemic violations of defense and due process rights.

According to a report shared by CryptoQuant, Bitcoin’s derivatives market has undergone a significant structural reset following its latest all-time high. Bitcoin Open Interest (OI), primarily tied to futures markets and representing the total dollar value of open contracts, peaked at approximately $47. source: https://www.ethnews.com/bitcoin-open-interest-falls-54-since-all-time-high/

According to data from the on-chain platform Santiment, since Bitcoin reached its all-time high last October, holdings by small wallets (generally considered retail investors) holding less than 0.1 BTC have increased by approximately 2.5%, reaching their highest supply share since mid-2024. In contrast, the overall holdings of Bitcoin "big players" (whales and sharks) holding 10 to 10,000 BTC have decreased by approximately 0.8%. This structural divergence often leads to volatile price movements, making it difficult to establish a clear trend. Currently, Bitcoin prices are mostly fluctuating around the mid-$60,000 range. Market analysts point out that retail buying can provide some "bottom support" and short-term momentum, but for a sustainable rebound to occur, large investors need to stop distributing Bitcoin or even become net buyers. Analysts believe that Bitcoin currently does not lack retail participation; the key is whether whales will stop selling pressure and shift to structural buying. Otherwise, each rebound may face the risk of being sold off at higher prices.

Crypto startups have successfully raised $95 million in funding this week, with a focus on prediction markets and AI-powered agents. According to NS3.AI, the ongoing downturn in the $2 trillion crypto market has led to reduced competition from less committed investors, resulting in more favorable deal terms for high-quality projects. Notable funding rounds include Novig's $75 million for a peer-to-peer sports prediction platform, Kresus Labs' $13 million for a simplified Web3 wallet, and PlutonAI's $2.7 million for autonomous AI DeFi agents.

Vitalik Buterin sets four base-layer priorities; experts and FOCIL (EIP-7805) flag risks and timelines for Ethereum roadmap, ZK-EVM verification, lean consensus source: https://coincu.com/news/ethereum-outlines-zk-evm-verification-in-roadmap-shift/

Here's what comes next after the sandbox. . . source: https://ambcrypto.com/pakistan-launches-crypto-sandbox-to-advance-regulation-plans-details/

CryptoQuant identifies bitcoin’s ultimate bear market bottom near $55,000, noting multi-month consolidation and long-term holder trends indicate prices have not yet fully capitulated. source: https://catenaa.com/markets/cryptocurrencies/bitcoins-ultimate-bear-market-bottom-seen-near-55000/

Key Takeaways BNP Paribas tokenized a money market fund on Ethereum using a regulated, permissioned model. source: https://coindoo.com/bnp-paribas-launches-ethereum-based-money-market-fund-pilot/

Japan-based financial group SBI Holdings has launched on-chain bonds that grant holders an equivalent amount of XRP. SBI announced the initiative yesterday, marking what it describes as the first-ever on-chain Security Token (ST) bond issuance. Visit Website source: https://thecryptobasic.com/2026/02/21/japan-sbi-launches-on-chain-bonds-that-instantly-reward-investors-with-xrp/

If we were to assess which areas of the Web3 industry have already become mainstream, stablecoins and prediction markets would likely be the only two answers.

AI is powerful, even intelligent. But it is fragile. Used with discipline and systems thinking, it is a force multiplier. Used carelessly, it is noise.

In the three years before his retirement, Buffett was net selling stocks. The few new positions he finally acquired were also experiencing a series of "explosions" in 2026. For example, UnitedHealth Group's stock price plummeted by 20% in a single day.

The U.S. Supreme Court has ruled that the International Emergency Economic Powers Act does not authorize the president to impose large-scale tariffs, marking a significant setback for the Trump administration's tariff policy.

The U.S. Supreme Court has issued its final ruling on Trump's most controversial "global tariff" policy since taking office: it is illegal and should be overturned.

With advancements in model capabilities and agent engineering, as well as improvements in enterprise data governance and organizational adaptation, agents are gradually becoming highly competitive digital employees for every company.

Jinse Finance launches its cryptocurrency and blockchain industry daily news bulletin, "Jinse at 8 AM," issue 2974, providing you with the latest and fastest news on the digital currency and blockchain industry.

Looking at the on-chain data from the beginning of 2026, the focus of anti-money laundering efforts shows a deep shift from address tagging to asset fingerprint extraction.

The CLARITY Act will inevitably emerge from the interplay and compromise of various interests. This is not only a "coming-of-age ceremony" for the crypto industry, but also a crucial watershed moment in the evolution of human monetary forms and financial settlement networks.

Even before the quantum threat arrives, AI has already sounded the alarm for Crypto security.