Anchorage Digital Introduces Agentic Banking for AI Systems

Anchorage Digital co-founder Nathan McCauley announced on X platform the launch of Agentic Banking, designed to provide AI systems with compliant and governable access to funds. According to Odaily, this includes identity authentication, policy control, and settlement capabilities across crypto and traditional financial systems, enabling AI to directly participate in economic activities within a regulated framework. The system leverages its U.S. federally chartered crypto bank status to offer a compliant 'execution layer,' ensuring transactions have permission control, real-time risk management, and auditability. McCauley noted that the financial system is entering an 'autonomous era,' with AI transitioning from decision-support tools to entities capable of independently executing tasks, including workflows, negotiations, and institutional operations. The current financial system is not prepared for 'non-human participants,' lacking identity systems, policy execution mechanisms, and compliant fund access methods for AI, forcing institutions to balance automation and risk. Anchorage has previously partnered with Google Cloud, which will build an 'intelligent layer' to support discovery, collaboration, and decision-making among AI agents, while Anchorage handles fund execution and settlement. This collaboration aims to advance institutional-grade digital asset infrastructure to the cloud, integrating custody, key management, transaction governance, and staking capabilities, assisting financial institutions in embedding stablecoins and digital assets into their products.