Capital One 360 Class-Action Settlement Approved for $425 Million

A federal judge has approved a $425 million settlement in a class-action lawsuit involving Capital One 360. According to NS3.AI, the settlement pertains to customers who held 360 Savings accounts between September 18, 2019, and June 16, 2025. Eligible customers are set to receive payments automatically on or around July 27, 2026, provided there are no appeals that delay the process.