AI TRENDS | Infini Founder Discusses Stablecoins and AI Agent Integration

On April 21, during the 'Decoding Web 4.0: When AI Agents Take Over On-Chain Permissions' roundtable discussion, Infini founder Christian explored the relationship between stablecoins and AI Agents. According to BlockBeats, Christian explained that the underlying logic of stablecoins is not complex, focusing on two main aspects: serving as a substitute for the U.S. dollar to provide a universal currency with settlement and transaction value for global users, and being born and widely used in regions with underdeveloped financial infrastructure. Consequently, the real demand for stablecoins primarily comes from emerging markets rather than developed countries with established financial systems. Christian emphasized that the greatest value of stablecoins lies in reconstructing payment and settlement efficiency. Compared to the traditional banking system, where single transactions cost between $30–50 and require weeks for integration, current on-chain transaction costs have decreased to a few dollars, enabling micropayments and high-frequency settlements. He cited Infini's product as an example, noting that users can generate stablecoin payment links within a minute without coding skills and quickly distribute them across various social or business scenarios, achieving instant global payments. This model is nearly impossible in traditional financial systems, where businesses typically face lengthy account opening and payment integration processes.