Shares of Figure Technology Solutions have experienced a nearly 10% increase over the past month, yet the stock remains undervalued as the company expands beyond its fintech lending origins. According to Cointelegraph, Bernstein has reiterated its “Outperform” rating on Figure (FIGR), setting a price target of $67, which suggests a potential 67% upside from current levels. Bernstein's analysis highlights Figure's strategic transition from a home equity line of credit (HELOC) originator to a comprehensive platform encompassing blockchain infrastructure and AI-driven credit markets. A significant aspect of this transformation is the tokenization of loans, converting them into tradable onchain assets that can settle in real time. Bernstein estimates the market for tokenized credit to be approximately $4 trillion, offering Figure a substantial opportunity beyond traditional HELOC lending. The research note also emphasizes the company's strong momentum, with loan volumes reaching $1.34 billion in April, marking a 108% increase year over year and the second consecutive month surpassing $1 billion. Bernstein anticipates continued growth, projecting total loan volumes to rise to $16.5 billion by 2027 from $8.4 billion in 2025. The $4 trillion addressable market for tokenized credit encompasses various loan categories, including mortgages, auto loans, home equity lines of credit, and small-business loans, areas where Figure is expanding its operations. While tokenized credit is currently a small segment of the broader real-world asset (RWA) market, valued at around $5.5 billion, the gap between current adoption and future growth potential is significant. Other projects are also exploring the integration of credit onchain. Centrifuge, for instance, has expanded its decentralized finance platform to include tokenized credit and US Treasury products on new blockchain networks, aiming to connect institutional-grade assets with DeFi liquidity. Figure has ventured into areas such as auto loans through its Hastra ecosystem, where tokenized credit products are designed to integrate with decentralized finance and broader blockchain markets.

U.S. prosecutors have requested leniency for Roni Cohen-Pavon, the former Chief Revenue Officer of Celsius, citing his cooperation in their investigation. According to NS3.AI, Cohen-Pavon provided assistance during the trial of former Celsius CEO Alex Mashinsky. As a result, his sentencing has been postponed to May 13.

The U.S. Securities and Exchange Commission (SEC) has put forward a proposal that would enable public companies to report their financial results twice a year, rather than the current quarterly requirement. According to NS3.AI, companies choosing this option would utilize a new Form 10-S instead of the traditional Form 10-Q. This change is particularly significant for digital asset firms, as it presents a trade-off between reduced compliance costs and the potential impact of a longer disclosure gap on liquidity and valuations.

Apple Inc. (AAPL.O) plans to allow users to select from a range of external artificial intelligence services within its software features, as part of its strategy to transform devices into comprehensive AI platforms. According to Jin10, informed sources revealed that users will be able to choose from multiple third-party AI models for tasks such as text and image generation and editing. This change is expected to be reflected in the iOS 27, iPadOS 27, and macOS 27 releases this fall. Apple is collaborating with Google to enhance the underlying model supporting Siri and working with Anthropic to support internal AI infrastructure and product development.

Rep. Steven Horsford announced at Consensus Miami that the bipartisan PARITY Act introduces a gradual approach to crypto taxation. According to NS3.AI, the proposal includes a five-year tax-deferral option for staking and mining rewards. Additionally, the draft outlines a cost-basis test for stablecoin payments and establishes wash-sale rules for digital assets.

Republic has joined XDC Network as an institutional validator, enhancing the blockchain's validator group as it expands its role in trade finance and real-world asset tokenization. According to BeInCrypto, Republic will operate masternodes to secure XDC Network and validate on-chain transactions, linking it more directly to blockchain-based financial applications. This move deepens Republic's exposure to blockchain systems beyond its existing services. XDC Network continues to add institutional validators, strengthening its presence in the US market.

Western Union has launched USDPT, a stablecoin backed by the U.S. dollar, on the Solana blockchain. According to NS3.AI, this initiative aims to facilitate 24/7 settlements with agents and partners within its extensive global payment network. The company had earlier announced that USDPT would initially replace SWIFT-based interbank settlements with its agents. Angus Scott noted that this development indicates stablecoins are beginning to challenge traditional payment models.

Anatoly Yakovenko announced that Solana's Alpenglow upgrade might be implemented as early as next quarter. According to NS3.AI, the upgrade aims to enhance transaction finality, predictability, and reliability, particularly benefiting time-sensitive applications.

Apple has reportedly been testing integration with Google and Anthropic, according to Jin10. The tech giant is exploring potential collaborations to enhance its AI capabilities. This move aligns with Apple's ongoing efforts to expand its technological ecosystem and leverage advanced AI solutions.

Figure has announced its focus on first-lien mortgages, leveraging its blockchain platform to originate loans at a significantly reduced cost of approximately $1,000, compared to $11,000 through the GSE channel. According to NS3.AI, Mike Cagney, the company's representative, highlighted their strategy to concentrate on loans under $300,000, identifying this market as 25 times larger than Figure's existing second-lien HELOC business. The company also emphasized that its marketplace model ensures originators have a guaranteed buyer for the loans they generate.

أتذكر عندما زرت المؤسسات المالية في تايبيه قبل 10 سنوات، كانوا جميعًا يشكون: انخفض الناتج المحلي الإجمالي لتايوان بنسبة 0.89٪ على أساس سنوي في الربع الأول من عام 2016، مسجلاً بذلك الربع الثالث على التوالي من الانخفاض، في حين أن رواتبهم لم ترتفع لسنوات عديدة.

جلسة استماع في المحكمة بتاريخ 4 مايو: قنبلة مدوية من صنع الذات تعكس حقبة الذكاء الاصطناعي بأكملها

دخلت شركة ويسترن يونيون رسمياً إلى ساحة العملات المستقرة، حيث أطلقت عملتها USDPT المرتبطة بالدولار الأمريكي على منصة سولانا في خطوة تشير إلى تحول كبير من قنوات التحويل التقليدية إلى التسوية القائمة على تقنية البلوك تشين.

اشترت منصة BitMine أكثر من 100 ألف إيثيريوم لثلاثة أسابيع متتالية، مما رفع إجمالي حيازاتها إلى أكثر من 5.18 مليون إيثيريوم. وتُرجع الشركة ارتفاع الطلب على الإيثيريوم إلى انتشار التوكنات، واستخدام الذكاء الاصطناعي، ونمو عائدات التخزين.

وقد اتُهمت كوريا الشمالية بتدبير أكثر من 75% من جرائم العملات المشفرة العالمية في عام 2026، حيث قدرت شركة تحليلات البلوك تشين TRM Labs أن الأموال المسروقة قد تصل إلى 577 مليون دولار في الأشهر الأربعة الماضية فقط.

أطلقت شركة بوليغون نظام دفع خاص بالعملات المستقرة، يخفي تفاصيل المعاملات باستخدام تقنية إثبات المعرفة الصفرية، مع تطبيق ضوابط الامتثال في الوقت نفسه. ويمكن للمستخدمين إعداد ملفات تدقيق للجهات التنظيمية، مما يتيح استخدام المدفوعات عبر البلوك تشين للمؤسسات مع ضمان الخصوصية والرقابة.

تتوسع شركة Tether، عملاق التمويل الرقمي المعروف بعملاتها المستقرة، في مجال تعدين البيتكوين.

كان لتقدم تشريع قانون CLARITY تأثير مباشر على مصدري العملات المستقرة ومنصات التداول، حيث ارتفع سعر سهم Circle بنسبة 20% تقريبًا خلال اليوم وزاد نشاط تداول USDC بشكل كبير.

ارتفع سعر البيتكوين إلى ما يزيد عن 80 ألف دولار، مسجلاً أعلى مستوى له في أربعة أشهر عند 80529 دولارًا بعد ساعات فقط من كشف دونالد ترامب عن "مشروع الحرية" - وهي مبادرة بحرية أمريكية لمرافقة سفن الشحن عبر مضيق هرمز ذي الأهمية الاستراتيجية وسط تصاعد التوترات مع إيران.

بن فيليكس، مدير المحافظ الاستثمارية وكبير مسؤولي الاستثمار في شركة PWL Capital، هو خبير استثماري يعتمد على الأدلة، حيث يقوم بترجمة الأبحاث المالية الأكاديمية إلى عملية صنع قرار عملية يمكن فهمها من قبل الشخص العادي.